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Yes later on I applied in UCO Bank & it approved like a blaze. My loan manager is very helpful too. Most of the cases, I used to call him & I can get service without any hazard. Also, interest rates are very competitive & processing fee was zero.

can you please explain

I Stopped the process & asked them to refund but they didn't. I don't know how can a PSB act like a thug even I asked them to provide me the loan application number against the charge deduction. Unfortunately, they couldn't provide that. I escalated the same to RBI. Surprisingly, RBI was silent...

I think you didn't get me properly here. I am aware of the benefits of RSDC but I can't understand of having multiple RSDCs. I am also a RSDC owner. There are multiple users in this forum who have become the RSDC collector, already enrolled for multiple RSDCs. Here, I am still confused...

Main problem with SBI is the transfer policy. I have experienced with several branches where associates are getting transferred within a few years. So, if you create a good relationship with one asociate, they may not help you further. SBI employees transfer policy is the worst one among PSBs &...

Human greed is the main culprit of all social destruction today. Tomorrow, bank will sure shut the door of providing benefits same as Rupay Platinum. People are expediting the end date with their over hungriness.

1. SBI blindly, Pan India 2. BOB/INDIAN/UNION 3. SBI 4. BOB/IDBI

I am seeing multiple users here who are collecting Rupay RSDCs from various banks. Being a novice, I am little bit curious why people are rushing towards having multiple RSDCs? I can understand RSDC can give you benefits of OTT Subscription & other vouchers for availing discounts but little bit...

As per my opinion you can close accounts in phase manner. My recommendations are: 1. NSDL PBL: Worst bank, they have serious account freezing issue, if your amount gets stuck, it will be difficult to get the refund 2. Kotak Everyday SB -- You can close it too. If this is a 811 account, I shall...

BOB Physical DC is FYF but there is an issuance charges of the same amount which is making it similar i.e. DC Charges from day 1. Though, BOB Lite has one feature to maintain 3K average balance to waive off PDC fee. Also, BOB has little UPI outage ratio over Lord SBI but there is a common outage...

That's why, I always prefer to raise complain before visiting branch. Though, I found few prominent metro branches are as good as private banks. Fast & professional. You can check branch ratings on Google & change it later.

BOB does have some lucrative products than other PSBs & the BOB World application interface & features are better than other PSBs. Else, one of the worst & thuggery PSB ever. I only like BOB for their regular banking products only with good digital backbone except 12am outages every night. 🤣

🤔 I see!!! What we can expect from a PSB except unprofessionalism & half cooked product launch. Sadly, our beloved GOI & RBI are so numb on these banks that you can't enact on heinous act. One more point, I wanted to highlight, BOB doesn't allow you to update a mobile number which is not linked...

I didn't try yet but you need to deregister your BOB World first before updating mobile number

I am not also sure if such debit transaction of charge deductions are calculated under folio count or not 🤣🤣🤣🤣

You can update your RMN through BOB ATM too. U should apply this DC first after account migration.

Sadly you can't apply from your nearest branch as this is a PSB. They are not here to make your life easy. Simply, raise a grievance & demand your base branch that if I am sending the signed form copy over email for applying EMT, could you please process it. They will work for you surely but it...

***Long Post*** I'm sharing my recent experience with a Bank of Baroda (BOB) Max Savings Home Loan application. Last year, I was looking for a home loan and initially approached SBI. However, I wasn't satisfied with their legal and documentation charges, so I decided to switch my application to...

I checked for my account too. It was not showing through BOB World/NetBanking. Better, request your branch. They can do it easily. If not, simply raise complain through grievance portal at BOB CRM. BOB is having the quickest grievance redressal response among all large PSBs.

For my case I opened (Individual) through branch, they asked me the initial deposit of 25K & request me to keep it for 24hrs but my account opened instantly via tab banking & it was fully operational via BOB World/NetBanking/UPI Apps. You may need to wait another 10-15days for receiving welcome...