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Even if your account is migrated to zero amb, no extra benefits. Rewards are gone, debit card chargeable. I don't think that this bank will survive. Nothing exceptional! They should atleast provide amb waiver policy like if you maintain 10K, they will waive off debit card amc. Don't know who...

It's not lucrative anymore

I was using IDFC mainly for Free DC with unlimited ATM withdrawal but they are introducing DC charges from Jan 26 onwards hence I have planned to close the account. Can anyone please suggest any alternative account where I can get similar facilities like Free Physical DC with Unlimited ATM...

Added in the title

How can it be the same one? This thread I created for DC charges not for rewards. There are many people like me who prefers IDFC for Zero Fee Banking but we are loosing the benefits gradually now. DC charges are too much now even they don't have any benefit limit like if I maintain 1L, I can get...

Hi, IDFC First Bank has introduced Debit Card annual fee. So, those who are thinking on opening the lucrative freebies account, hold on a bit, rethink twice. Frankly speaking, if IDFC is introducing charges for their banking services nothing is exceptional here. I am expecting further rates...

But I had VDC

How? Can we use NON-HDFC CC for Tap & pay? Seems, I didn't find it on my PayZapp wallet

Raise a grievance at BOB CRM portal as I successfully generated VDC for my CA.

To bolo kitne logo ka flipkart scam mein barbaad hua?

Upi transaction blocked

Can you please try any other merchant upi app like Google Pay for Merchants

I asked my BOB Base Branch & they unfreeze my account instantly.

Just 1 month/individual

There is no 'only'. This folio charges. For basic CAs , there is no Free Folio facility, hence if UPI credit is counting as an entry of the ledger book then it will be charged as folio only. As per my understanding & BOB scheduled charges, there shouldn't be any charges on ADC based txns...

Shouldn't incur any charge

Too much confusion on BOB CA, @swarupgolui , @techprince let's notice this account for the next few quarters. Even I shall monitor it too. I don't think there is any charges on ADCs. Evn, I haven't charged till now. Still, let's follow & post here if any charges are occurring

Previous OnePlus mobiles were the best for cameras too. Once I had Op 7. It was a beast at that time.

1~25 == 1 folio

As per my understanding, if you have done any 1 transaction via Non-ADC mode like CASH/CHEQUE etc then 'Yes' Folio Charges would be levied Else, No BUT, Still I am not fully sure on it. Once I asked BOB CS but they informed me that Folio Charges are applicable on any transaction...