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  1. SarthakModak

    Credit Utilisation Ratio

    Suppose here is a situation-There is a credit card with credit limit 1,00,000 and the bill generation date of that credit card is 20th monthly. If someone uses 80,000 with that credit card and pays 70,000 on 15th before the bill generation date(20th). So the bill generated will be 10,000 and the...
  2. SarthakModak

    Debit Card EMI

    Can anyone tell me how can I be eligible for Debit Card EMI facility? I have HDFC Bank Millennia DC. If anyone has Debit Card EMI facility on their debit card tell me what kind of transactions you did to get this facility and how old my account needs to be?
  3. SarthakModak

    RBL Zomato Edition CC

    While applying for the Edition Card do they ask for any income documents and how the KYC is completed? Do any RBL bank agent visits or Video KYC is done?
  4. SarthakModak

    ICICI bank pre approved credit card possibilities & time frame

    Can anyone tell me how long it takes from the date of account opening to get ICICI Bank pre approved credit card if someone do good amount of transactions and most likely which card they will offer?
  5. SarthakModak

    Is it possible to apply StanC card using someone else address?

    I want to apply for StanC credit card using C2C method but there is no StanC branch in my city.So will they accept my request for the credit card because my friend lives in a city where StanC bank is available.Can I give his address while applying for the credit card?
  6. SarthakModak

    CRIF Score

    My Experian score is 850 & my CIBIL score is 760 but why my CRIF score is not yet generated? I am not getting it at all.Can anyone tell me why?
  7. SarthakModak

    Cashback on Smartbuy/PayZapp

    How much cashback will I get if I pay my electricity bill using my Millennia Debit Card on Smartbuy/PayZapp portal? And which one should I use to get the cashback Smartbuy or PayZapp?
  8. SarthakModak

    OneCard

    When does OneCard sends user's credit card report to credit bureaus whether on bill generation date or at the month's end(30th/31st)? @TechnoFino
  9. SarthakModak

    How to get Axis LIC Credit Card easily?

    Can anyone tell me the easiest way to get LIC Axis bank credit card? If anyone is using that credit card,please tell me how you got that card?
  10. SarthakModak

    Credit Card

    Suppose there is a situation-A bank is offering some lower variant credit cards should one take it or wait for a decent credit card offer from that bank(if they know that they will surely get it soon).Moreover that will be the first credit card of that person. So which one will be a wiser choice?
  11. SarthakModak

    OneCard

    I want to take an unsecured OneCard from secured OneCard.Currently I have OneCard against FD of Rs2000. Can anyone tell me how can I do that if anyone did it before?
  12. SarthakModak

    ICICI Bank Wealth Management Account

    Is ICICI Bank Wealth Management Account useless?
  13. SarthakModak

    Credit card on C2C basis

    Which banks easily accept request for credit card on c2c basis?
  14. SarthakModak

    Amazon Pay ICICI Bank Credit Card

    My father has ICICI bank wealth management savings account and it's around 8 months old.I am waiting for a pre approved credit card offer then after using that card for 3 months I want to take the Amazon Pay cc.So I want to ask how long do I need wait more to get a pre approved credit card...
  15. SarthakModak

    HSBC Bank Account

    I want to open a HSBC Bank Basic Savings Account.Can anyone tell me the disadvantages of HSBC Bank savings account if they are a HSBC Bank customer? I mean the things I should know before opening the account. Moreover I will open that account from Chennai and I don't live in Chennai so would I...
  16. SarthakModak

    SC & AMEX Credit Card Eligibility - C2C possible?

    Is it possible to take SC Bank credit card and Amex credit card on card to card basis?
  17. SarthakModak

    Cashback

    What is the maximum cashback that we can get in a month using Millennia debit card on PayZapp and Smartbuy application?
  18. SarthakModak

    Axis Bank Ace Credit Card

    I want to apply Axis Bank Ace Credit Card on card to card basis using my existing Millennia Credit Card.I know that my credit card need to be 6 months old with a minimum credit limit of 75K. But do I need to have an Axis Bank account to do the same because I don't have Axis Bank account?
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