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Don't remember exactly, but out of 3 , 2 had ITR way below 24 lacs.

In my case they had condition of ITR

I opened wealth account myself with 5 lac cheque. On negotiation they were ready to give same offer to me. But I let go the offer, as i have other better cards

Some branch in Pune. Most probably Kothrud branch. It was their first CC. They did not have even cibil score then.

They got on basis of account only. RM took special approval. It took 2 months after account opening. They negotiation for cc before ac opening

One of my known, transferred 3 family accounts there with 5 lacs cheque each. All of them got sapphiro LTF

9.3 SBI 2017

Had fascination for credit cards since long. Joined first job in 2017. After getting 2 months salary slip went to icici branch and got icici coral. While I was studying i got offer of ICICI debit card emi with which i purchased ac on Amazon. So my cibil was already generated. And ICICI cc got...

MAB is Zero. If you negotiate they provide Sapphiro card ltf with wealth ac.

Icici debit card emi taken on Amazon. Still showing on cibil as active after 5 yrs. Raised dispute in cibil. ICICI replied - 'No change'

Same thing happened with me once with SBI cc.

Had applied through branch. They took 3 months bank statement. Had got two months salary simultaneously. So they rejected on ground of inconsistent salary deposit. RM asked me to apply after 3 months. After 3 months, had statement showing regular salary deposits, applied again through branch...

I got approval after cooldown period of 3 months in case of HDFC

I got Statement on mail 3 days after billing date. They also sent sms with link to download statement

Same with me. Got bill amount on SMS. Did not receive pdf of bill on mail. I had already activated e statement.

Applied on 4th October through online chanel. No previous relationship with Axis Bank. Got VKYC link post application. They asked for adhar and PAN. Passed through VKYC even though communication adress was different than adress on adhar card. After 2 days received SMS and email that, your...