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  1. Dr.Anand456

    Unique Issue with CRIF Score

    It depends on the date and the source from which you are refreshing your CRIF or any other credit bureau's score. Nowadays, credit scores are updated on a daily basis, and changes can occur even within a single day. Check the date when the score was last refreshed. In my case, the score appears...
  2. Dr.Anand456

    RentenPe - New Way to Pay Rent

    Currently no option for Amex cards.
  3. Dr.Anand456

    ICICI Bank Times Black Credit Card Launched - Full Details & Review

    I want to sell. I have achieved the milestone, but I haven't found the option to claim it yet. The option should become available in a few days.
  4. Dr.Anand456

    ICICI Emeralde Private Metal Card - Investment ask

    Yes, I already have the Times Black Credit Card. However, my primary complaint is not about the card itself but about the poor services. The inability to apply for a new card despite having Private Banking status is an additional issue on my complaint list.
  5. Dr.Anand456

    ICICI Emeralde Private Metal Card - Investment ask

    My complaint is primarily against poor service, the Relationship Manager (RM), and the Branch Manager. In my complaint, I have mentioned that my account was upgraded to Private Banking due to the Times Black Credit Card. However, it was later downgraded without any prior notice. I also tried to...
  6. Dr.Anand456

    Mastering Credit Inquiries: Tips, Loopholes, and Lessons Learned

    Having too many inquiries is a major problem for many people. I’ve discovered a loophole and shared a solution to help everyone reduce their inquiries. So, if this has benefited you, at least a response would be appreciated—it motivates me to keep posting such helpful content. Good feedback...
  7. Dr.Anand456

    ICICI Emeralde Private Metal Card - Investment ask

    Bro, no matter how much you invest, this card isn’t that easy to get—I’ve tried everything. You need investment, time, and a strong relationship with the bank for it to work out. Only a few lucky people have managed to get the ICICI Bank Emeralde Private Metal Edition card easily, while the rest...
  8. Dr.Anand456

    Mastering Credit Inquiries: Tips, Loopholes, and Lessons Learned

    Thanks! 😊 Please mark my resolution as the accepted solution, bro.
  9. Dr.Anand456

    SBI Unipay - Payable amount field issue

    Which RuPay card are you referring to? Could you please explain a bit more? What is its full name? Also, what is the reward rate for credit card payments?
  10. Dr.Anand456

    Oh, yeah! I completely forgot. Thanks!

    Oh, yeah! I completely forgot. Thanks!
  11. Dr.Anand456

    @sumeet Thank you so much! 🤗 Yes, even I find MMT the best option for booking right now. I also...

    @sumeet Thank you so much! 🤗 Yes, even I find MMT the best option for booking right now. I also have a holiday voucher that is valid until October, so I’ll use that. I'm also considering making the payment with my Times Black credit card, as it will give me an extra 2% savings and help me...
  12. Dr.Anand456

    @kuchbhi Thanks for your compliments, bro! That was a very nice and funny comment. I'll...

    @kuchbhi Thanks for your compliments, bro! That was a very nice and funny comment. I'll definitely keep your words in mind. 🤗
  13. Dr.Anand456

    Thank you so much, everyone! You have given some great suggestions. I'm truly grateful for your...

    Thank you so much, everyone! You have given some great suggestions. I'm truly grateful for your response. I’m getting a lot of ideas now, which will make it easier for me to decide.
  14. Dr.Anand456

    Thank you for suggestions 😊

    Thank you for suggestions 😊
  15. Dr.Anand456

    @vaibhav111 @Vasuki @Rkr @BVC @bhavyegoel @ashwink @SSV

    @vaibhav111 @Vasuki @Rkr @BVC @bhavyegoel @ashwink @SSV
  16. Dr.Anand456

    Hi everyone! This is my first profile post. I'm posting here because I need some expert advice...

    Hi everyone! This is my first profile post. I'm posting here because I need some expert advice. I'm getting married next month, and I’m planning my honeymoon for late May or June. However, I'm really confused about where to go. Since I don't have much travel experience, I’d love to get some...
  17. Dr.Anand456

    Mastering Credit Inquiries: Tips, Loopholes, and Lessons Learned

    No, you need to purchase a CIBIL subscription.
  18. Dr.Anand456

    Mastering Credit Inquiries: Tips, Loopholes, and Lessons Learned

    Your credit report hasn't been updated for the past two months, which is why you're unable to raise a dispute. Please update your report first.
  19. Dr.Anand456

    Accidentally purchase wrong voucher of 10,000/-

    So, what's the downside here? You must already be shopping on Amazon, right? You can use this for future purchases or even sell it to someone at a discounted rate. Also, before using it to pay for your LIC premium, check whether the Amazon Pay option is available. Many websites have removed the...
  20. Dr.Anand456

    Mastering Credit Inquiries: Tips, Loopholes, and Lessons Learned

    Out of 10 credit cards, 3 were pre-approved. I applied for the remaining 7 back-to-back, and all of them got approved. These days, getting 10 credit cards in a year is no longer a big deal. However, it's best to apply only for lifetime free credit cards as much as possible. If you take too many...
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