Actually I got my digisave converted to preferred 2 years ago through funding. Later when I gave my hdfc details to employer it got converted to salary account code 113 automatically.
Two months ago I got offer to upgrade to imperia. So I don't think salary criteria matters.
Same with me. Using it from past 4 works absolutely ok.
I requested replacement for niyo debit card and received visa platinum debit card, confirmed it with customer care its absolutely free of charge.
Even I faced similar issues.
Eventually swiggy had reset the application post 3 days and I applied again it went through the second time.
Now I am fighting with HDFC to remove the duplicate enquiry.
I got a call from icici sales team for credit card application they did cibil enquiry without my consent and any AST YES message. Escalated to icici pno and they straight away denied to suppress enquiry and closed the complaint.
Further escalated to rbi with call recordings and post...