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Afaik, Citi don’t offer LTF. I’ve also recently taken Magnus. Even I don’t hit the waiver limit. But I feel value of such cards is not by direct rewards they offer, though I’m not the one utilising them to max. Previously I held SBI’s elite, upgraded from gold and more card. It used to somewhat...

They don’t, they review the limit only after 6 months of previous enhancement.

Have you never got the LE offer after holding the CC and suvidha account for 10 years? Or have you taken the CC recently?

Using citi since 2012 with initial limits ~40-50k. Initially had rewards card + cashback, then some 4-5 years back closed cashback card and got premiermiles. They increase the credit limit every year as I’m holding suvidha account with them.

What would you call about this limit (8.3lakh) on Premiermiles? Last year I was willing to upgrade this to prestige but didn’t converted because of their exit. Now I can try since MC is allowed to issue new cards. Also have rewards card with 4.98lakh limit.