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    ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

    Hold 4 cards... Apay, Saphhiro LTF, Platinum, Coral rupay LTF... CL 10L Only showing Paid Emerald PVC upgrade option since last 6-8 months (or since I started checking)
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    (Not Verified) Maybe loot - Bajaj Fastag now available on BBPS (5% Cashback on SBI Cashback credit card)

    One vehicle one fastag rule implemented from 1st April is making things little difficult now
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    Big Expense incoming - Any suggestion for a new card

    Then it is even better. You can use SBI cashback twice for 2L. MCC will be mostly travel tours category. Should give 5% cashback Only areas having issues with SBI cashback are Education, Jewellery, Govt and Utilities. Don't think any of these MCCs will be tagged to Kesari Tours
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    Big Expense incoming - Any suggestion for a new card

    Try for Yes Reserv with 3x subscription. Or Atlas is also good if you can get it. Vistara cards also good for milestone They can also send payment links in parts. So if possible use SBI cashback for 1L and other card for the rest Kesari might charge 0.5-1% additional charge for using credit...
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    Property Tax payment

    It will be changed from 1st May. Untill then it will give 6x and 10x on Govt payments
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    Burgundy account Not Maintaining

    See yours is a little bit of corner case. You can continue to maintain burgundy status if your employer has tie up and you draw less than 3L. Usually burgundy status gets reviewed in 3 months time. However not sure if there is any precedence of true burgundy status review (which requires 3L+...
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    Burgundy account Not Maintaining

    Is it same employer or different employer? Does your new employer have tie up with Axis bank? If yes, then even above 2-2.5L also Axis gives Burgundy account. You will need to check this with your RM MB however will be impacted as it requires Salary above 3L per month
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    What is the best way to buy YouTube subscription and still save the maximum amount ?

    I got 91 cashback for 1300 google play voucher purchased couple of weeks back using Amazon Pay on Amazon. APaY voucher itself can be procured at a discount. So thats the best deal as of now. Yearly subscription will also save a little more than monthly
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    Surcharge at Shell Deli Stores for Buying Groceries

    Same thing happened with me once, when I used Amex card at a Children's hospital. Got no reward points. Later when I checked it came out to be utilities MCC. Raised the request with Amex. They asked for all the bills / invoices which I sent. Fortunately Amex credited the reward points later on...
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    How to rebuild damaged credit profile to get premium CC asap

    Not sure about SBI, but with Axis, HDFC and Yes bank you will have a good leverage on negotiating a card while opening a premium bank account (usually with >2-5L initial funding). Getting a card also depends on income levels. So try your luck with this approach and you might get a few cards from...
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    How to rebuild damaged credit profile to get premium CC asap

    IDFC Wow can help your Dad. The card comes easily with FD and it impacts CIBIL positively if all payments are made on time for 6-8 months
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    Property Tax payment

    If property tax is paid on Govt website, IDFC would qualify that as Govt transaction and not property management transaction Isn't it? IDFC should give 6x and 10x on this IMO
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    iPhone 15: Who is buying? And What Credit Card Should One Use For Maximum Value Back?

    For someone looking for deal on iPhone 15
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    iPhone 15: Who is buying? And What Credit Card Should One Use For Maximum Value Back?

    Well I thought of giving headsup since I have an email also from HDFC stating terms and conditions Good for you in case it doesn't happen in your case
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    iPhone 15: Who is buying? And What Credit Card Should One Use For Maximum Value Back?

    I had made a purchase using Neu infinity at Croma online and availed HDFC instant discount. While you get Neu coins initially, they get reversed in 90-120 days. Mine was a full transaction and not EMI one. So not sure about NCEMI, but points do get reversed later on in such cases of availing...
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    IT SMS on high value transactions for credit card payments

    I also received this message last year when I had purchased a car without loan It is not much of an issue. If your income is more than the transaction value and total transactions done in that FY, then you can ignore this message. I just ignored it and nothing happened thereafter. But my income...
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    iPhone 15: Who is buying? And What Credit Card Should One Use For Maximum Value Back?

    This year, iPhone 15 series (non pro) is getting manufactured in India right from the beginning. And still they launched it at same price as every year. Price drop was imminent!
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    Weird Indian obsession with UPI

    Are bhai QR code scanning me jo maja hai ... followed by payment beep (ref... Phonepe ad during world cup)... Woh card aur machine use karne mai kaha hai ... bas uskeliye toh log upi use karte hai!
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    Weird Indian obsession with UPI

    Wah kya thread hai.... India main thoda controversy karo and then watch the show while eating popcorn... India main rehke aapne UPI ke against bol diya!! ;) ....... Waise TF pe controversial threads kafi acche bhagate hai!
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    Looking to purchase Myntra GV

    If you use Smartbuy for hotel booking then around 50K limit, but for vouchers it is 1.1L limit until you hit 15K bonus milestone. How is this less?
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