Hold 4 cards... Apay, Saphhiro LTF, Platinum, Coral rupay LTF... CL 10L
Only showing Paid Emerald PVC upgrade option since last 6-8 months (or since I started checking)
Then it is even better. You can use SBI cashback twice for 2L. MCC will be mostly travel tours category. Should give 5% cashback
Only areas having issues with SBI cashback are Education, Jewellery, Govt and Utilities. Don't think any of these MCCs will be tagged to Kesari Tours
Try for Yes Reserv with 3x subscription. Or Atlas is also good if you can get it. Vistara cards also good for milestone
They can also send payment links in parts. So if possible use SBI cashback for 1L and other card for the rest
Kesari might charge 0.5-1% additional charge for using credit...
See yours is a little bit of corner case. You can continue to maintain burgundy status if your employer has tie up and you draw less than 3L. Usually burgundy status gets reviewed in 3 months time. However not sure if there is any precedence of true burgundy status review (which requires 3L+...
Is it same employer or different employer? Does your new employer have tie up with Axis bank? If yes, then even above 2-2.5L also Axis gives Burgundy account. You will need to check this with your RM
MB however will be impacted as it requires Salary above 3L per month
I got 91 cashback for 1300 google play voucher purchased couple of weeks back using Amazon Pay on Amazon. APaY voucher itself can be procured at a discount. So thats the best deal as of now. Yearly subscription will also save a little more than monthly
Same thing happened with me once, when I used Amex card at a Children's hospital. Got no reward points. Later when I checked it came out to be utilities MCC. Raised the request with Amex. They asked for all the bills / invoices which I sent. Fortunately Amex credited the reward points later on...
Not sure about SBI, but with Axis, HDFC and Yes bank you will have a good leverage on negotiating a card while opening a premium bank account (usually with >2-5L initial funding). Getting a card also depends on income levels. So try your luck with this approach and you might get a few cards from...
If property tax is paid on Govt website, IDFC would qualify that as Govt transaction and not property management transaction Isn't it? IDFC should give 6x and 10x on this IMO
I had made a purchase using Neu infinity at Croma online and availed HDFC instant discount. While you get Neu coins initially, they get reversed in 90-120 days. Mine was a full transaction and not EMI one. So not sure about NCEMI, but points do get reversed later on in such cases of availing...
I also received this message last year when I had purchased a car without loan
It is not much of an issue. If your income is more than the transaction value and total transactions done in that FY, then you can ignore this message. I just ignored it and nothing happened thereafter. But my income...
This year, iPhone 15 series (non pro) is getting manufactured in India right from the beginning. And still they launched it at same price as every year. Price drop was imminent!
Are bhai QR code scanning me jo maja hai ... followed by payment beep (ref... Phonepe ad during world cup)... Woh card aur machine use karne mai kaha hai ... bas uskeliye toh log upi use karte hai!
Wah kya thread hai.... India main thoda controversy karo and then watch the show while eating popcorn... India main rehke aapne UPI ke against bol diya!! ;) ....... Waise TF pe controversial threads kafi acche bhagate hai!