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  1. S

    Is Another Axis Devaluation Coming for Ace/Airtel ?

    Applied for Axis Airtel using Wife's PAN. Got rejected. I already have 3 Axis cards
  2. S

    Axis Magnus Magnus, Reserve & Other Axis Bank Credit Cards | Devaluation w.e.f. 1st Sep 2023.

    There is no clear way to track this as of now. You will need to call customer care. Hopefully they will bring something on the app itself in future
  3. S

    Axis Magnus Burgundy Magnus 5:4 ratio

    Assuming MR point value at 1 rupee is highly optimistic. Sure few times it may be possible (as everyone quotes Rishikesh example), but most of the times it will not be. For the purpose of calculation, I will peg the value at 0.5 to 0.6 only (not as low as 0.3). Anything over and above that will...
  4. S

    Axis Magnus Burgundy Magnus 5:4 ratio

    Is your net salary credit more than 3L per month (excluding bonus and any other stuff)? Only then Magnus Burgundy will continue. Else Axis also gives Burgundy status for <3L salary also, but MB will not continue for salary credits of less than 3L. Till now, this check was not done strictly, but...
  5. S

    Axis Atlas No edge miles since 20th Jan

    Actually there is no advantage of booking via Traveledge using Axis Atlas. You might as well book directly via airline website. Fares also are likely to be cheaper while booking directly. Traveledge makes sense only for Magnus Burgundy cardholders who get much higher reward than direct booking
  6. S

    Axis Atlas Axis Atlas Incorrect Rent Transaction Fee

    This MCC issue will happen with every card, not just Axis... Only with HDFC there will be no rental charges if it is first rental payment of the month
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    Axis Atlas Axis Atlas Incorrect Rent Transaction Fee

    Is this really doable every time? Especially while checking out of the hotel? Try fighting out with Axis by providing real invoices (like they asked). If they help great, otherwise you will have to let this go. Dubai is notorious for incorrect MCC code issues. You will get this issue more...
  8. S

    Axis Magnus Magnus, Reserve & Other Axis Bank Credit Cards | Devaluation w.e.f. 1st Sep 2023.

    Yes. Direct purchase on Amazon will be considered for AEP above 1.5L
  9. S

    Axis Reopens Closed Card After Months Claiming Priority Pass Usage. HEADACHE

    Priority pass usage is chargeable in India. While you have the email, it only says that Priority pass is "usable". It does not say it is complementary in Indian lounge. It is complimentary in international lounge located outside of India Bank can also charge you and recover the dues at later...
  10. S

    How many you’re closing Axis Cards?

    I closed FK axis before statement generation. Statement got generated after i got card closure message and then cashback credit to bank account. But in my case, renewal was far away. I am not sure how this will work in case of renewal charge being applied In your case, since renewal is more...
  11. S

    How many you’re closing Axis Cards?

    Pending cashback goes to bank account. I recently closed FK Axis and pending cashback of Rs 14 was credited to the bank account few days after statement generation I am not sure about points though. Mostly they will be gone
  12. S

    How many you’re closing Axis Cards?

    They will not take cancellation request unless outstanding is zero. They will ask you call again once you have paid all the dues
  13. S

    Axis Magnus Magnus, Reserve & Other Axis Bank Credit Cards | Devaluation w.e.f. 1st Sep 2023.

    All the categories where DC was being used are now part of MCC exclusion list (for e.g. cc bill payment and wallet loads). Thats where major devaluation has happened. Otherwise hardly anyone would use DC where CC can be used easily
  14. S

    Axis Magnus Magnus, Reserve & Other Axis Bank Credit Cards | Devaluation w.e.f. 1st Sep 2023.

    On contrary, ER points on DC spends has been one of the best features used by many. It gives ER points on cc bill payments on all platforms. It is 0.8% return in the form of miles if you have MB with 5:4 transfer ratio. It is going away now due to exclusion list
  15. S

    Axis Magnus My Axis Magnus annual Fee is Due, Card Limit is 15L please advise

    Actually it is not true. I had done the merging and my FK Axis limit was revised to 15L, equal to Magnus It is a different thing that later I closed FK Axis
  16. S

    Axis Bank Brutal Devaluation of Atlas/Reserve/M4B/Vistara/Samsung/Flipkart/Ace/Airtel/Myzone/IOCL & Other Credit Cards

    Shows above 50K on Cred and Cheq. But currently Cheq not working with Axis DCs
  17. S

    Axis Bank Brutal Devaluation of Atlas/Reserve/M4B/Vistara/Samsung/Flipkart/Ace/Airtel/Myzone/IOCL & Other Credit Cards

    Does cc bill payment (via cred, cheq, payzapp) fall under any of the MCC exclusions for Burgundy Debit Card?
  18. S

    Axis Bank Brutal Devaluation of Atlas/Reserve/M4B/Vistara/Samsung/Flipkart/Ace/Airtel/Myzone/IOCL & Other Credit Cards

    So Burgundy Debit Card is also targeted this time. Burgundy DC has spend criteria of 5K now for lounge access :ROFLMAO: Added lot of exclusion categories as well
  19. S

    Axis Magnus Magnus, Reserve & Other Axis Bank Credit Cards | Devaluation w.e.f. 1st Sep 2023.

    Not sure why you picked up that line only, but spend criteria goes against Premium-ness of card offering. I was expecting MB to be in tune with Reserve here on lounge access But overall agree that MB is good for high spends. Should not be a problem with many folks. As for me, not the issue as...
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