I think there was some circular by rbi to transfer the refund received into credit cards into the bank accounts......
Today My icici apay bill generated and I can see icici... First gave the refund to my card and then transferred it to my icici savings account.....
Although we can't get any...
FOR THIS minimum requirements....
1 . two rupay credit cards linked with upi( ex bob premier rupay card,hdfc tata neu rupay card)
2. u can pay bill of visa,amex,mastercard and even rupay cards using this......
3. snap pay account
suppose u have HDFC MILLENA VISA CARD...YOUR CURRENT...