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I have already enrolled in insurance payment and rewards and was trying to make transaction for my helath insurance with HDFC ERGO of amount 24k but it was failing and when enquired about the cause they told that AMEX cards not acceptable for payment. Can anyone help me out how to use amex card...

I have amex plat reserve card and want a companion card likely MRCC for increasing the rewards. my query are 1) will amex issue companion cards with plat reserve 2) if I apply using rferral code for MRCC will the application process be diffrent and CIBIL inquiry will not happen or will have to...