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amex gold

  1. A

    Amex Gold Upgrade to Platinum

    I am looking to upgrade my AMEX Gold to Platinum Charge. Spoke to the Customer care and they refused it saying no offer available on my account. Is there any other way? If I upgrade can I choose MR points instead of Taj vouchers? I qualify for the conditions for the Plat Charge comfortably so...
  2. H

    can students get amex gold charge card??

    i saw many posts of ppl here and on reddit saying they got amex cc like smart earn and mrcc with no income documents by choosing the student option i have one friend who also got mrcc by choosing student with 25k limit is it possible to get gold charge card by choosing student or not...
  3. J

    Amex Gold charge card return

    Hi, what is the return percentage of Amex Gold charge card after considering the joining fee and renewal fee?
  4. S

    How to optimize 6 X 1000 transactions for Amex Gold Card for discount vouchers?

    I am looking to buy some decathlon vouchers from Amex Giftyr using my Gold card to fulfill the 6 X 1000 transactions for the month. This is not a problem for full priced vouchers like Amazon. However, since they have a 1% discount, a 1000rs voucher is coming for 990/- and these vouchers if...
  5. C

    6 txns on Amex Gold on Add on gives 1k points?

    I have a gold charge card, if I get 2 add ons for my parents, would I be able to get 1k points for 6txns on all 3 cards?
  6. Channakya

    Online Gold Purchase Plan

    Hi , I wanted to know that , if any one in TFC has an Idea for Online gold purchase plan . 1) Like , is it worth opting for purchase plan . 2) Are credit cards , Amazon pay wallet are accepted . 2.1) which cards are beneficial for this transaction . 3) which brand's Gold purchase plan is...
  7. D

    Ideal scenario to apply forAmex Gold Charge as 2nd amex Card

    I applied for Amex MRCC 10 days ago , got approved last week. I’m also interested in opting for Gold charge card to maximise the benefits.should I apply it within a week or should I wait for 2-3 months? in which scenario I have better chance of getting the gold card? I’m getting different...
  8. aswathsm

    My Credit Card strategy post Atlas devaluation

    Kindly feel free to add your suggestions for best cards for different spends mentioned here and also new cards and modification to my portfolio and strategy. This strategy might be useful to most of you too. Axis Atas (5000 + tax)- Yes! its still a very good card for majority of the offline...
  9. T

    Devaluation Amex gold collection devaluation

    Source: https://www.americanexpress.com/in/credit-cards/membership-rewards-card/
  10. SN.M

    Is Amex issuing Companion Cards Now?

    is amex issuing companion cards now , last time I spoke to CC , they said that companion cards are being issued to Plat Charge users and not for any other card holders. what is the spend criteria or eligibility to get a Companion card. kindly advice. Thanks in advance
  11. I

    Regular spends on AMEX

    My monthly spends are around 15k excluding rent. This is my spend strategy using Gold and MRCC: (I am considering 1MR point = 0.5Rs, that brings 1% reward rate for amex cards) MRCC: 6k ~7.5k Will do wallet load mostly: 2.95% Yearly 12000 point considering 6k/pm excluding 1% from convenience...
  12. I

    AMEX MRCC LTF

    So I have the Amex Gold (paid) already. I asked for MRCC companion and they denied, thereafter, I applied MRCC via referral and got delivered today. I asked them for companion again and they said they don't offer, mentioned it's already 1500 instead of 4500. If I don't activate the card for a...
  13. M

    Amex CC rejection

    My cibil is 780+ and the package is 25LPA+. I have HDFC millennia credit card and a few other credit cards with good limits. I applied for MMRC 2 and a half months back post and due mismatch of address first application was rejected. Post that I updated my application and I applied for amex gold...
  14. gg123

    Another Reason to stay with Amex!! - Share your best experience with amex

    Been using Amex Gold for relatively short period. while I had a minor inconvenience like closest HP fuel station not accepting the card. This one situation made me feel like amex is Best in Business. On Jan 1st I made an Online transaction of ~10k on clothing website. The card is charged but...
  15. Rajat Nigam

    MRCC vs Gold Charge

    Which card is better between Amex MRCC and Gold Charge card (or any other Amex card) ? The card which I mainly use are - 1. Axis Ace (for bill payments upto ₹10K and other offline uses) 2. SBI Cashback (strictly for online use) 3. SBI BPCL (for fuel) 4. RBL Valueplus supercard (for fuel upto...
  16. M

    Applied for a card received a mail application not processed.

    After applying received the mail with the below content (Refer image below) - What could be the possible reason for this? I have a good credit score, no late payments, credit utilization below 5%, salary too is at least more than twice the need for a gold charge card. What should be my next...
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