It's common for banks to partner with major brands to create co-branded credit cards. These cards are designed to provide specific benefits and rewards that are attractive to a brand's customer base. The trend you've noticed of multiple banks issuing cards for the same brand is becoming more...
If the government were to decide to start gradual privatisation of PSU banks, which 3 PSU banks do you think would be in their top list for privatisation?
I have a quick question regarding bank accounts and mobile numbers. I'm looking to know which banks allow the opening of two different accounts linked to the same mobile number, specifically for IPO purposes.Also, I'm considering changing the mobile number linked to a family member's account to...
Hello Everyone,
I know this topic might not be new but lets share your Exp.
Which CC banks Customer Service is Best and worst
In terks of providing Resolutions helping out on various Issue etc.
Latest updated list till 1 aug. 2025😂
For Me Amex is top class now.
Worst is sbi... ( pathetic...
I was pleasantly surprised by Ajio Luxe gifting me a pair of Samsung earbuds 🎧 out of nowhere.
Felt good to be honest 🤩
Any similar user experience here where you guys have received surprise gifts from Banks, Fintechs or E-Commerce platforms?
RuPay launched a game-changing incentive scheme offering banks revenue‑sharing rewards (cashbacks / issuance-linked perks):
NPCI Turns the Heat Up on Visa & Mastercard — Time for Acquirers to Capitalize:
📌 Why this matters to Merchant Acquirers?
NPCI has launched a game-changing incentive...
I saw a post about a new BOB Rupay Select card and just went to the BoB website to see if I could open an account. Had a very "lunch time ke baad aao" conversation with the chatbot on the website. Check the screenshot :)
I was a victim of famous mis-selling by Yes bank, I was promised LTF Elite and given FYF Elite, Complained to PNO but no use, finally shared call recording and complained to RBIO. They immediately accepted their mistake and made it LTF.
Shamelessly denied compensation and now RBIO has closed my...
This is regarding the Insurance/schemes related while opening offline account.
So this week, I visit the branch of Bank of xxxxxxxx and asked boy to give me account opening booklet. I was filling, suddenly shocked to see 4 forms of different schemes attached like pension scheme, ppf, insurance...
My hdfc credit card has reported in AIS spends of 10,02,334/- (I should have control spends a little bit)
Whats the way to check annual spends in cards, request to update for all banks
Axis - available in app
Just sharing my experience Today with Amex and ICICI
1. ICICI
I connected with RM to check if I can get EPM as iMobile was showing Emeralde PVC, and have Coral Rupay with 15lac limit
My in-hand salary is 1.93LPM and have salary account, also my employer deduct NPS 8k and parents medical...
Hello TFians,
All PSU banks have raised circulars that no non-maintenance charges will be applied on not maintaining AMB/AQB.
Banks:
PNB
Canara
Central Bank of India
SBI (was zero balance earlier too)
Bank of India
Indian bank
BOB
Will post announcement images soon
Hi All, Please share the list of bank details which reports addon card details to CIBIL based on your personal experience. Let's turn this thread as one stop point to get the list of banks which reports addon cards to CIBIL.
I used to have CITI bank credit card and applied addon card on my wife...
I got an ICICI card last month and spent only 10rs to activate the card. My due date for that statement was on 20th June. But I guess I completely forgot about that spend. Today on 26th June I remembered and immediately cleared the bill.
I have multiple other cards which are my primary cards...
Hi Guys. I keep seeing lots of posts asking how to apply for limit increase for various cards so I'm making this wiki post. I will try to keep it up to date whenever possible. This is my first contribution to the forum and feedback is welcome.
I'll start with simplest official method and then...
New Lounge partners in line??
.source
Major Indian banks and card networks, including ICICI Bank, Axis Bank, and Mastercard, are looking to move away from aggregator DreamFolks Services Ltd to establish direct partnerships with airport lounge operators, and others also may follow suit, sources...
Asking for a friend who has 790 CIBIL score and 55k monthly income, he wants LTF cards from
1) PNB
2) Federal
3) HSBC
4) IDFC
5) AU
6) RBL
7) Kotak
Please mention card names that can be approved easily for the above score and income qualification. He is New to Bank customer for all the 6 banks...
Hello, I want to create an FD of around, say 1L (quarterly interest). Looked up the SFBs (insured ones). Has anyone here created FD with these Small Finance banks?
How's your experience? I know they're insured upto 5L but the collapse of a bank takes months, what's your view on it?
I've found...
I have 4 accounts
SBI - for any kind of Govt. and investment related activities (like Standing Instructions) as Govt. banks have the cheapest start and cancel charges
ICICI - Salary account
HDFC - Primary account
BoB - Secondary account
I was planning to open one more digital account on a...