banks

Food for thought: We clearly don't know what the MCC IS FOR A PARTICULAR transaction while making the payment. The only solution is making a small payment and then calling customer care. All this while waiting to make the actual payment. More importantly it is the businesses that set up...

Bank/Name of CCExtra charges on Wallet Load?Any reward points on Wallet Loading?Extra charges on Rental?Any reward points on Rental?Extra charges on Utility?Any reward points on Utility? ScapiaNoNoNoNoNoYes. Upto 20k per statement. After that no points. SC SmartNo2%Yes 1%No many banks have...

What are the gifts / complement/ diary / calendars etc given by the various banks to their Customers for new year. Please show it with image so that all can claim from respective banks. Normally, the banks will give only if we asks. I have not received any this so far inspite of HNI customer in...

Saw this with new card ui on the app. These banks are not on their fd page and only on card benefits.

Hello Everyone, I am trying to create an account on the Rupay website using my Indian Bank Rupay Platinum Credit Card. But, I can only see three banks listed under the Rupay Platinum Credit Card category. Indian Bank is not among them, but I know there are many other banks that offer Rupay...

On 24th of December 2024 I had placed a personal loan inquiry and that too out of curiosity as I was getting promotional message of low interest rate, I received a call on the same day from some executive pf hdfc and things didn't worked out but on 25th dec and 26th dec i have received 100 of...

https://www.bankbazaar.com/home-loan-interest-rate.html this link compares for the interest rates and processing fees for home loan from each bank. How should one evaluate which bank to go for? what should be the other factors to consider in and clarify before starting the loan.

Guys, We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025. As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted...

ASBA related information is given below: Bank NameInfo SavedIn-App ASBACut off Time *Considerations SBIThru NetbankingYono Lite Only2PMYono app doesn't have ASBA option. Add BOID thru NetBanking then Yono Lite will fetch that. AU SFBYesYes3.30pmOTP based ASBA adds extra step Bank of...

Hello All, Please share all banks credit card latest T&Cs. Only post PDF or Official link with Published date and effectivity date, NO other stuff please.

I am looking for a joint bank account with my wife. I already have accounts with SBI, HDFC, RBL, UCO, AU, Kotak, and ICICI. She has with PNB, Indian, and Kotak. Now we want to open one/two joint account with following objectives: 1. Good mobile banking / UPI enabled in both mobile numbers. 2...

This is a WikiPost regarding PLCC (Personal Loan on Credit Card) This thread intend to list banks that offers PLCC as pre-approved basis and the interest rate they offer to the credit card holders. Such information will be useful for many credit card enthusiasts. Currently GST (18%) is changed...

How many debit cards allowed per account? Seeking your expertise to share knowledge for those in doubt. I will try to update this wiki thread as per the verified input received from others who have already availed or availing multiple debit card benifits in their savings account (single...

Almost every big bank that issues Paid Cards gives us Equivalent Reward Points to Joining Fee We pay, excluding GST. Isn’t this kinda unethical, making us Pay GST unnecessarily!. Or they divert this GST for something else like Foreign mobile companies using money earned from Indian operations...

Anyone ? ?

For the 2025 Maha Kumbh Mela, Bank of Baroda (BOB), State Bank of India (SBI), and Indian Bank will issue special edition debit and credit cards with the Maha Kumbh. The cards will be issued from November to February 2025.

Hi, I'm new to technology. I need r suggestions regarding the following: 1. I am a PhD student at IITG; what are the perks and benefits I can get from banks in terms of CC, accounts etc? 2. I have accounts with SBI, Canara(BSBD), UCO(BSBD), Kotak 811. 3. I have the following CC: a) SBI...

Are there any banks that provide a lifetime free credit card option for their paid cards to employees of MNCs?

There are many loopholes in banks and credit card issuing agencies. Many times, they exploit customers and people are at their mercy to get what's even legally allowed. But do you think we can use the loopholes in their terms and conditions to the maximum and enjoy the benefits? Is it morally...

Which banks support automated credit card bill payments for cards issued by other banks as well, not just their own credit cards?