banks

I am looking for a joint bank account with my wife. I already have accounts with SBI, HDFC, RBL, UCO, AU, Kotak, and ICICI. She has with PNB, Indian, and Kotak. Now we want to open one/two joint account with following objectives: 1. Good mobile banking / UPI enabled in both mobile numbers. 2...

This is a WikiPost regarding PLCC (Personal Loan on Credit Card) This thread intend to list banks that offers PLCC as pre-approved basis and the interest rate they offer to the credit card holders. Such information will be useful for many credit card enthusiasts. Currently GST (18%) is changed...

How many debit cards allowed per account? Seeking your expertise to share knowledge for those in doubt. I will try to update this wiki thread as per the verified input received from others who have already availed or availing multiple debit card benifits in their savings account (single...

Almost every big bank that issues Paid Cards gives us Equivalent Reward Points to Joining Fee We pay, excluding GST. Isn’t this kinda unethical, making us Pay GST unnecessarily!. Or they divert this GST for something else like Foreign mobile companies using money earned from Indian operations...

Anyone ? ?

For the 2025 Maha Kumbh Mela, Bank of Baroda (BOB), State Bank of India (SBI), and Indian Bank will issue special edition debit and credit cards with the Maha Kumbh. The cards will be issued from November to February 2025.

Hi, I'm new to technology. I need r suggestions regarding the following: 1. I am a PhD student at IITG; what are the perks and benefits I can get from banks in terms of CC, accounts etc? 2. I have accounts with SBI, Canara(BSBD), UCO(BSBD), Kotak 811. 3. I have the following CC: a) SBI...

Are there any banks that provide a lifetime free credit card option for their paid cards to employees of MNCs?

There are many loopholes in banks and credit card issuing agencies. Many times, they exploit customers and people are at their mercy to get what's even legally allowed. But do you think we can use the loopholes in their terms and conditions to the maximum and enjoy the benefits? Is it morally...

Which banks support automated credit card bill payments for cards issued by other banks as well, not just their own credit cards?

Hi, As stated in the title, Any debit cards that 1) offer 0-1% forex markup (or have higher markup but charges get cancelled out by rewards) 2) low MAB to get (<50k) or low annual charges (< 500) 3) are with traditional banks (where you can go to the branch and do KYC; no neo banks) As far...

Are banks finally turning the corner?? Will the euphoria die down? https://m.economictimes.com/industry/banking/finance/banking/rise-in-delinquencies-banks-buckle-up-go-slow-on-issuing-new-credit-cards/articleshow/114860512.cms

Good evening I have been trying to get an axis bank credit card for a long time and I get rejected even for the basic cards Like Ace, Neo, etc. Even after proceeding through KYC( having tried both online and offline), my application ends up getting rejected. Could someone suggest how I can...

I’m turning 21 soon and I’m looking to open a savings account with a bank that provides pre-approved credit card offers. I'm willing to maintain a minimum average balance of 20-30K. My goal is to build my credit score while earning some cashback rewards in the process. Should I opt for a secured...

Hi all, Which are some of those banks that you don't like? As a result you don't have an account or you haven't taken account with them. There could be some banks that you don't like just for no particular reason. Let's have a discussion on the cons of banks. My list goes like this Axis -...

Hardly we see any news or any new updates or offers or something interesting from banks like Uco, CENTRAL BANK OF INDIA, city union bank, South Indian bank, Bank of India Indian Overseas Bank, punjab & Sindh bank INDIAN BANK, & list goes. Even our community revolves around Axis, Hdfc, Sbi idfc...

Hello, My salary in hand is around 50k. I have 5 cards now. Would like to expand my credit card portfolio. Suggest me some best ltf cards purely Also can holding multiple cards affect chance of getting home/auto/land loan in future ? Current CIBIL- 747 ( -20 points due to enquiry) Credit...

Direct Banks To Withdraw Cashback Offers On Ecommerce Platforms: CAIT To RBI: SUMMARY - CAIT’s Khandelwal said that the unhealthy nexus between the banks and ecommerce platforms has led to a drastic impact on traditional retailers In a separate letter written to commerce minister Piyush...

hi, my father had 1 axis liberty and 1 Hdfc Savings max account ,he now have entry level CC from both the banks. since SBI is go to bank for all purpose and these accounts are lying idle, can we close them and still get premium cards in future? No affect on profile too?

I have an axis bank basis savings account & i have 3 credit cards of axis bank. I want to close only axis savings account. So I visited my axis bank branch they said if i closed my bank account they all so close my credit card. Is there any solution?