banks

Basically need maximum cashback on all online random stores. Annual fees doesn't matter (good amount will be sent through these CC's so will get return) LTF is sweet but not mendatory but got then nice.... Etc. Smoothest onboarding is also priority.

I made a list in case anyone finds it useful of banks that require OTP vis SMS or app and the ones that don't Many banks don't require OTP for netbanking and it's good. It should always be optional, not forced. Those who want extra security can always enable it. e.g. Union Bank has it but it...

This post is about how to get billing date changed for various banks. Some directly via app, some via emails. I hate getting on calls with Customer care, so decided to do things via email. Folks can use it as reference to do the same for their own cards. Note : All the banks took 2 business...

I created a new OTM (One-Time Mandate) for 1 year monthly SIP (Systematic Investment Plan) in a MF scheme (Direct Growth) in an AMC and SBI (bank) charged me INR 50+18% GST. i) Would this amount be deducted (INR 59) each month when SIP is deducted? ii) Would SBI (bank) charge me if I cancel...

Thought we should have a thread for quick reference about which banks and cards are supported in Tap to Pay/Contactless/NFC apps. We only have a handful of such apps: GPay, Samsung Pay, CRED. Paytm discontinued this functionality and other individual bank apps only support their own cards...

In order to avoid delay n duplication at various levels, PSU BANKS are likely to set up a common hub for all VKYC related functions n for ensuring a realtime sync with DigitalLocker n all other such Govt Agencies...

Hi Everyone, Just wanted to discuss something that has affected each and everyone of us at some point in time. Why do banks, in the name of all that's holy, do not show the receipient account number in the bank statement? I mean at least there should be some reason for this retarded and...

Also loan against property as well.

Hello Community Members Like how there's data about how many credit cards does a bank has, similarly we should also have our own TF Statistics for active debit cards. Here's a poll to discover which bank's debit cards are most popular among our members. Whether you hold a card from HDFC, SBI...

Hello Community Members Like how there's official data about how many credit cards does a bank has, similarly we should also have our own TF Statistics. Here's a poll to discover which bank's credit cards are most popular among our members. Whether you hold a card from HDFC, SBI, ICICI, Axis...

This sheet provides a detailed breakdown of excluded spending categories for popular credit cards from all major banks. It includes categories such as 1. Govt / Tax 2. Rental Txns 3. Wallet Load 4. Insurance 5. education 6. Jewellery 7. Untility Bill payments 8. Fuel along with their applicable...

Hi All, Before anyone miss reads the title, no I don't mean Auto bill or EMI payments. Usecase: I want to automate IMPS/NEFT payments to other savings account (personal use only) and my own accounts in other banks. I know Standing Instructions exist, some banks call it scheduled payments. But...

Other Bank Debit Cards option is removed from SBI Unipay

I know that some banks provide group health insurance policies for their customers anybody has taken from their banks or know which health insurance policy from which bank is good? I cant take a private health insurance policy as I am taking medication for epilepsy and if you are an epilepsy...

Food for thought: We clearly don't know what the MCC IS FOR A PARTICULAR transaction while making the payment. The only solution is making a small payment and then calling customer care. All this while waiting to make the actual payment. More importantly it is the businesses that set up...

Bank/Name of CCExtra charges on Wallet Load?Any reward points on Wallet Loading?Extra charges on Rental?Any reward points on Rental?Extra charges on Utility?Any reward points on Utility? ScapiaNoNoNoNoNoYes. Upto 20k per statement. After that no points. SC SmartNo2%Yes 1%No many banks have...

What are the gifts / complement/ diary / calendars etc given by the various banks to their Customers for new year. Please show it with image so that all can claim from respective banks. Normally, the banks will give only if we asks. I have not received any this so far inspite of HNI customer in...

Saw this with new card ui on the app. These banks are not on their fd page and only on card benefits.

Hello Everyone, I am trying to create an account on the Rupay website using my Indian Bank Rupay Platinum Credit Card. But, I can only see three banks listed under the Rupay Platinum Credit Card category. Indian Bank is not among them, but I know there are many other banks that offer Rupay...

On 24th of December 2024 I had placed a personal loan inquiry and that too out of curiosity as I was getting promotional message of low interest rate, I received a call on the same day from some executive pf hdfc and things didn't worked out but on 25th dec and 26th dec i have received 100 of...