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banks

  1. J

    Top nationalized banks in India are issuing special edition debit and credit cards featuring the Maha Kumbh

    For the 2025 Maha Kumbh Mela, Bank of Baroda (BOB), State Bank of India (SBI), and Indian Bank will issue special edition debit and credit cards with the Maha Kumbh. The cards will be issued from November to February 2025.
  2. A

    New here. Need guidance in CC, Banks

    Hi, I'm new to technology. I need r suggestions regarding the following: 1. I am a PhD student at IITG; what are the perks and benefits I can get from banks in terms of CC, accounts etc? 2. I have accounts with SBI, Canara(BSBD), UCO(BSBD), Kotak 811. 3. I have the following CC: a) SBI...
  3. fradela

    Do Any Banks Offer Lifetime Free Paid Credit Cards for MNC Employees?

    Are there any banks that provide a lifetime free credit card option for their paid cards to employees of MNCs?
  4. cardio_guy

    Do you agree in using the loopholes of banks?

    There are many loopholes in banks and credit card issuing agencies. Many times, they exploit customers and people are at their mercy to get what's even legally allowed. But do you think we can use the loopholes in their terms and conditions to the maximum and enjoy the benefits? Is it morally...
  5. fradela

    Banks support automated credit card bill payments

    Which banks support automated credit card bill payments for cards issued by other banks as well, not just their own credit cards?
  6. S

    Low MAB 0-1% forex markup debit card with traditional banks?

    Hi, As stated in the title, Any debit cards that 1) offer 0-1% forex markup (or have higher markup but charges get cancelled out by rewards) 2) low MAB to get (<50k) or low annual charges (< 500) 3) are with traditional banks (where you can go to the branch and do KYC; no neo banks) As far...
  7. Zacobite

    BANKS CAUTIOUS.. CC issuance reduced

    Are banks finally turning the corner?? Will the euphoria die down? https://m.economictimes.com/industry/banking/finance/banking/rise-in-delinquencies-banks-buckle-up-go-slow-on-issuing-new-credit-cards/articleshow/114860512.cms
  8. L

    Unable to get an Axis Bank Credit Card despite holding multiple cards from other banks

    Good evening I have been trying to get an axis bank credit card for a long time and I get rejected even for the basic cards Like Ace, Neo, etc. Even after proceeding through KYC( having tried both online and offline), my application ends up getting rejected. Could someone suggest how I can...
  9. R

    Could you recommend the best banks for opening a savings account that also offer pre-approved credit card options?

    I’m turning 21 soon and I’m looking to open a savings account with a bank that provides pre-approved credit card offers. I'm willing to maintain a minimum average balance of 20-30K. My goal is to build my credit score while earning some cashback rewards in the process. Should I opt for a secured...
  10. cardio_guy

    Which banks you don't like and why?

    Hi all, Which are some of those banks that you don't like? As a result you don't have an account or you haven't taken account with them. There could be some banks that you don't like just for no particular reason. Let's have a discussion on the cons of banks. My list goes like this Axis -...
  11. Saiv

    Why few banks are talked less

    Hardly we see any news or any new updates or offers or something interesting from banks like Uco, CENTRAL BANK OF INDIA, city union bank, South Indian bank, Bank of India Indian Overseas Bank, punjab & Sindh bank INDIAN BANK, & list goes. Even our community revolves around Axis, Hdfc, Sbi idfc...
  12. S

    Suggest me best ltf credit cards of all banks

    Hello, My salary in hand is around 50k. I have 5 cards now. Would like to expand my credit card portfolio. Suggest me some best ltf cards purely Also can holding multiple cards affect chance of getting home/auto/land loan in future ? Current CIBIL- 747 ( -20 points due to enquiry) Credit...
  13. A

    Direct Banks To Withdraw Cashback Offers On Ecommerce Platforms: CAIT To RBI

    Direct Banks To Withdraw Cashback Offers On Ecommerce Platforms: CAIT To RBI: SUMMARY - CAIT’s Khandelwal said that the unhealthy nexus between the banks and ecommerce platforms has led to a drastic impact on traditional retailers In a separate letter written to commerce minister Piyush...
  14. rahul98

    banks don't give premium cards of we close savings account?

    hi, my father had 1 axis liberty and 1 Hdfc Savings max account ,he now have entry level CC from both the banks. since SBI is go to bank for all purpose and these accounts are lying idle, can we close them and still get premium cards in future? No affect on profile too?
  15. S

    Axis bank account close without axis banks credit card closing

    I have an axis bank basis savings account & i have 3 credit cards of axis bank. I want to close only axis savings account. So I visited my axis bank branch they said if i closed my bank account they all so close my credit card. Is there any solution?
  16. mrs.benwyatt

    How do I post in the 'Indian banks' forum?

    Hello! I'm new on this site and need to post a question on 'Indian banks' forum. However, I couldn't find an option to post there. I'm confused :woman-shrugging:
  17. peregrine0falcon

    Do Banks Face Regulatory Limits in Credit Card Market Competition?

    I've been thinking about the competition in the credit card market and how banks strategize their offerings. If Bank Y launches a new credit card that attracts a large number of customers with its features, why wouldn’t Bank X respond by offering a similar range of cards (in multiple segments)...
  18. A

    UPI goes to UAE: PhonePe users can pay via Neopay terminals in UAE

    UPI goes to UAE: PhonePe users can pay via Neopay terminals in UAE: PhonePe enables users in the UAE to make payments at Neopay terminals, enhancing cross-border transactions for Indian travelers. The collaboration with Mashreq and NPCI aims to simplify payment processes, including inbound...
  19. A

    Razorpay launch first payment aggregator to support "Credit Lines on UPI" for its merchant base

    Razorpay launch first payment aggregator to support "Credit Lines on UPI" for its merchant base: From bills to groceries to online shopping, UPI has undoubtedly become India’s go-to payment method for everyday transactions. But, up until now, transacting on UPI meant that you had to have some...
  20. BiggBoss

    Best Private Sector Bank 2023

    It's time to recognize the private sector bank that sets the standard for excellence! In an era where banking is more integrated into our daily lives than ever, the quality of services provided by private banks plays a significant role. From seamless online transactions to supportive customer...
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