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banks

  1. moneyMaker

    How to get Current account in jio or airtel payments banks?

    Hi, Weirdly enough I am not able to create bank accounts here.. Can guide me? Thx
  2. cardio_guy

    Same cobranded cards by different banks

    It's common for banks to partner with major brands to create co-branded credit cards. These cards are designed to provide specific benefits and rewards that are attractive to a brand's customer base. The trend you've noticed of multiple banks issuing cards for the same brand is becoming more...
  3. Hedgewar

    Poll: Which PSU banks would be the most preferred candidates for Privatisation?

    If the government were to decide to start gradual privatisation of PSU banks, which 3 PSU banks do you think would be in their top list for privatisation?
  4. Raviteja

    Which banks allowing 2 different accounts with same mobile number?

    I have a quick question regarding bank accounts and mobile numbers. I'm looking to know which banks allow the opening of two different accounts linked to the same mobile number, specifically for IPO purposes.Also, I'm considering changing the mobile number linked to a family member's account to...
  5. T

    Best CC banks For Best and Worst Customer Service

    Hello Everyone, I know this topic might not be new but lets share your Exp. Which CC banks Customer Service is Best and worst In terks of providing Resolutions helping out on various Issue etc. Latest updated list till 1 aug. 2025😂 For Me Amex is top class now. Worst is sbi... ( pathetic...
  6. TripleAce

    Surprise Gifts from Banks, Fintechs or E-Commerce platforms.

    I was pleasantly surprised by Ajio Luxe gifting me a pair of Samsung earbuds 🎧 out of nowhere. Felt good to be honest 🤩 Any similar user experience here where you guys have received surprise gifts from Banks, Fintechs or E-Commerce platforms?
  7. A

    RuPay launched a game-changing incentive scheme offering banks revenue‑sharing rewards (cashbacks / issuance-linked perks)

    RuPay launched a game-changing incentive scheme offering banks revenue‑sharing rewards (cashbacks / issuance-linked perks): NPCI Turns the Heat Up on Visa & Mastercard — Time for Acquirers to Capitalize: 📌 Why this matters to Merchant Acquirers? NPCI has launched a game-changing incentive...
  8. P

    Looks like PSU banks' AI chatbots are getting a little too human-like

    I saw a post about a new BOB Rupay Select card and just went to the BoB website to see if I could open an account. Had a very "lunch time ke baad aao" conversation with the chatbot on the website. Check the screenshot :)
  9. maynigam

    Looks like RBIO is hand in glove with banks now

    I was a victim of famous mis-selling by Yes bank, I was promised LTF Elite and given FYF Elite, Complained to PNO but no use, finally shared call recording and complained to RBIO. They immediately accepted their mistake and made it LTF. Shamelessly denied compensation and now RBIO has closed my...
  10. Ram1

    Most happening scam at Branches - Be aware

    This is regarding the Insurance/schemes related while opening offline account. So this week, I visit the branch of Bank of xxxxxxxx and asked boy to give me account opening booklet. I was filling, suddenly shocked to see 4 forms of different schemes attached like pension scheme, ppf, insurance...
  11. great

    How to check annual spends on credit card . All banks

    My hdfc credit card has reported in AIS spends of 10,02,334/- (I should have control spends a little bit) Whats the way to check annual spends in cards, request to update for all banks Axis - available in app
  12. vchouksey80

    Two cases of rigidity by banks

    Just sharing my experience Today with Amex and ICICI 1. ICICI I connected with RM to check if I can get EPM as iMobile was showing Emeralde PVC, and have Coral Rupay with 15lac limit My in-hand salary is 1.93LPM and have salary account, also my employer deduct NPS 8k and parents medical...
  13. technonifo

    [BREAKING] All PSU Banks - No Charges on non-maintenance of minimum balance

    Hello TFians, All PSU banks have raised circulars that no non-maintenance charges will be applied on not maintaining AMB/AQB. Banks: PNB Canara Central Bank of India SBI (was zero balance earlier too) Bank of India Indian bank BOB Will post announcement images soon
  14. A

    Want to know list of banks which reports addon cards to CIBIL?

    Hi All, Please share the list of bank details which reports addon card details to CIBIL based on your personal experience. Let's turn this thread as one stop point to get the list of banks which reports addon cards to CIBIL. I used to have CITI bank credit card and applied addon card on my wife...
  15. S

    Will ICICi report a 10 Rs outstanding as late payment to CIBIL / Credit Bureaus?

    I got an ICICI card last month and spent only 10rs to activate the card. My due date for that statement was on 20th June. But I guess I completely forgot about that spend. Today on 26th June I remembered and immediately cleared the bill. I have multiple other cards which are my primary cards...
  16. W

    Credit Limit Enhancement wiki

    Hi Guys. I keep seeing lots of posts asking how to apply for limit increase for various cards so I'm making this wiki post. I will try to keep it up to date whenever possible. This is my first contribution to the forum and feedback is welcome. I'll start with simplest official method and then...
  17. FinoGuy

    ICICI, Axis Banks Ditch DreamFolks After Service Disruptions

    New Lounge partners in line?? .source Major Indian banks and card networks, including ICICI Bank, Axis Bank, and Mastercard, are looking to move away from aggregator DreamFolks Services Ltd to establish direct partnerships with airport lounge operators, and others also may follow suit, sources...
  18. CyberPsych

    Suggest LTF cards from these banks

    Asking for a friend who has 790 CIBIL score and 55k monthly income, he wants LTF cards from 1) PNB 2) Federal 3) HSBC 4) IDFC 5) AU 6) RBL 7) Kotak Please mention card names that can be approved easily for the above score and income qualification. He is New to Bank customer for all the 6 banks...
  19. I

    Seeking Advice wrt creating FD with Small Finance Banks

    Hello, I want to create an FD of around, say 1L (quarterly interest). Looked up the SFBs (insured ones). Has anyone here created FD with these Small Finance banks? How's your experience? I know they're insured upto 5L but the collapse of a bank takes months, what's your view on it? I've found...
  20. AsB

    What is the ideal number of bank accounts one should have in India ?

    I have 4 accounts SBI - for any kind of Govt. and investment related activities (like Standing Instructions) as Govt. banks have the cheapest start and cancel charges ICICI - Salary account HDFC - Primary account BoB - Secondary account I was planning to open one more digital account on a...
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