Hello Community Members
Like how there's data about how many credit cards does a bank has, similarly we should also have our own TF Statistics for active debit cards.
Here's a poll to discover which bank's debit cards are most popular among our members. Whether you hold a card from HDFC, SBI...
Hello Community Members
Like how there's official data about how many credit cards does a bank has, similarly we should also have our own TF Statistics.
Here's a poll to discover which bank's credit cards are most popular among our members. Whether you hold a card from HDFC, SBI, ICICI, Axis...
This sheet provides a detailed breakdown of excluded spending categories for popular credit cards from all major banks.
It includes categories such as r
1. Govt / Tax
2. Rental Txns
3. Wallet Load
4. Insurance
5. education
6. Jewellery
7. Untility Bill payments
8. Fuel
along with their...
Hi All,
Before anyone miss reads the title, no I don't mean Auto bill or EMI payments.
Usecase: I want to automate IMPS/NEFT payments to other savings account (personal use only) and my own accounts in other banks.
I know Standing Instructions exist, some banks call it scheduled payments. But...
I know that some banks provide group health insurance policies for their customers anybody has taken from their banks or know which health insurance policy from which bank is good?
I cant take a private health insurance policy as I am taking medication for epilepsy and if you are an epilepsy...
Food for thought:
We clearly don't know what the MCC IS FOR A PARTICULAR transaction while making the payment.
The only solution is making a small payment and then calling customer care. All this while waiting to make the actual payment.
More importantly it is the businesses that set up...
Bank/Name of CCExtra charges on Wallet Load?Any reward points on Wallet Loading?Extra charges on Rental?Any reward points on Rental?Extra charges on Utility?Any reward points on Utility?
ScapiaNoNoNoNoNoYes. Upto 20k per statement. After that no points.
SC SmartNo2%Yes 1%No
many banks have...
What are the gifts / complement/ diary / calendars etc given by the various banks to their Customers for new year. Please show it with image so that all can claim from respective banks. Normally, the banks will give only if we asks. I have not received any this so far inspite of HNI customer in...
Hello Everyone,
I am trying to create an account on the Rupay website using my Indian Bank Rupay Platinum Credit Card. But, I can only see three banks listed under the Rupay Platinum Credit Card category.
Indian Bank is not among them, but I know there are many other banks that offer Rupay...
On 24th of December 2024 I had placed a personal loan inquiry and that too out of curiosity as I was getting promotional message of low interest rate, I received a call on the same day from some executive pf hdfc and things didn't worked out but on 25th dec and 26th dec i have received 100 of...
https://www.bankbazaar.com/home-loan-interest-rate.html
this link compares for the interest rates and processing fees for home loan from each bank. How should one evaluate which bank to go for? what should be the other factors to consider in and clarify before starting the loan.
Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted...
ASBA related information is given below:
Bank NameInfo SavedIn-App ASBACut off Time *Considerations
SBIThru NetbankingYono Lite Only2PMYono app doesn't have ASBA option. Add BOID thru NetBanking then Yono Lite will fetch that.
AU SFBYesYes3.30pmOTP based ASBA adds extra step
Bank of...
Hello All,
Please share all banks credit card latest T&Cs. Only post PDF or Official link with Published date and effectivity date, NO other stuff please.
I am looking for a joint bank account with my wife. I already have accounts with SBI, HDFC, RBL, UCO, AU, Kotak, and ICICI. She has with PNB, Indian, and Kotak.
Now we want to open one/two joint account with following objectives:
1. Good mobile banking / UPI enabled in both mobile numbers.
2...
This is a WikiPost regarding PLCC (Personal Loan on Credit Card)
This thread intend to list banks that offers PLCC as pre-approved basis and the interest rate they offer to the credit card holders. Such information will be useful for many credit card enthusiasts.
Currently GST (18%) is changed...
How many debit cards allowed per account?
Seeking your expertise to share knowledge for those in doubt. I will try to update this wiki thread as per the verified input received from others who have already availed or availing multiple debit card benifits in their savings account (single...
Almost every big bank that issues Paid Cards gives us Equivalent Reward Points to Joining Fee We pay, excluding GST.
Isn’t this kinda unethical, making us Pay GST unnecessarily!. Or they divert this GST for something else like Foreign mobile companies using money earned from Indian operations...