banks

What's your maximum rtgs limit? I just realized banks putting a restriction on online banking in the name of security. It's just that they don't want to make it super convenient. What do you think about it. Example : rbl has put daily limit of 15 lakhs(neft+imps+rtgs)

I will post the response I recieved regarding this query at numerous banks in discussion below 😎

Hi everyone, Just thought of sharing my recent experience dealing with reward point issues across three banks. Might be useful for anyone who’s sailing in the same boat. 1. HDFC Bank (Biz Black – Welcome Gift on ₹1.5L Spend in 3 Months) I had completed the required spending, and the welcome...

I see the below list of banks that offer LTF cards. Can you add any other banks that provide LTF. HDFC Axis ICICI Kotak Yes IDFC BOB Indus HSBC SC Federal RBL AU PNB Indian/SIB/CSB/SBM (One card)

The report is out. NPCI blames it all on banks for the five hour outage. No accountability. https://timesofindia.indiatimes.com/technology/tech-news/npci-reveals-the-reason-behind-the-longest-upi-outage-the-issue-was-caused-by-/articleshow/120342808.cms It's like saying, what if I left my...

Basically need maximum cashback on all online random stores. Annual fees doesn't matter (good amount will be sent through these CC's so will get return) LTF is sweet but not mendatory but got then nice.... Etc. Smoothest onboarding is also priority.

I made a list in case anyone finds it useful of banks that require OTP vis SMS or app and the ones that don't Many banks don't require OTP for netbanking and it's good. It should always be optional, not forced. Those who want extra security can always enable it. e.g. Union Bank has it but it...

This post is about how to get billing date changed for various banks. Some directly via app, some via emails. I hate getting on calls with Customer care, so decided to do things via email. Folks can use it as reference to do the same for their own cards. Note : All the banks took 2 business...

I created a new OTM (One-Time Mandate) for 1 year monthly SIP (Systematic Investment Plan) in a MF scheme (Direct Growth) in an AMC and SBI (bank) charged me INR 50+18% GST. i) Would this amount be deducted (INR 59) each month when SIP is deducted? ii) Would SBI (bank) charge me if I cancel...

Thought we should have a thread for quick reference about which banks and cards are supported in Tap to Pay/Contactless/NFC apps. We only have a handful of such apps: GPay, Samsung Pay, CRED. Paytm discontinued this functionality and other individual bank apps only support their own cards...

In order to avoid delay n duplication at various levels, PSU BANKS are likely to set up a common hub for all VKYC related functions n for ensuring a realtime sync with DigitalLocker n all other such Govt Agencies...

Hi Everyone, Just wanted to discuss something that has affected each and everyone of us at some point in time. Why do banks, in the name of all that's holy, do not show the receipient account number in the bank statement? I mean at least there should be some reason for this retarded and...

Also loan against property as well.

Hello Community Members Like how there's data about how many credit cards does a bank has, similarly we should also have our own TF Statistics for active debit cards. Here's a poll to discover which bank's debit cards are most popular among our members. Whether you hold a card from HDFC, SBI...

Hello Community Members Like how there's official data about how many credit cards does a bank has, similarly we should also have our own TF Statistics. Here's a poll to discover which bank's credit cards are most popular among our members. Whether you hold a card from HDFC, SBI, ICICI, Axis...

This sheet provides a detailed breakdown of excluded spending categories for popular credit cards from all major banks. It includes categories such as 1. Govt / Tax 2. Rental Txns 3. Wallet Load 4. Insurance 5. education 6. Jewellery 7. Untility Bill payments 8. Fuel along with their applicable...

Hi All, Before anyone miss reads the title, no I don't mean Auto bill or EMI payments. Usecase: I want to automate IMPS/NEFT payments to other savings account (personal use only) and my own accounts in other banks. I know Standing Instructions exist, some banks call it scheduled payments. But...

Other Bank Debit Cards option is removed from SBI Unipay

I know that some banks provide group health insurance policies for their customers anybody has taken from their banks or know which health insurance policy from which bank is good? I cant take a private health insurance policy as I am taking medication for epilepsy and if you are an epilepsy...

Food for thought: We clearly don't know what the MCC IS FOR A PARTICULAR transaction while making the payment. The only solution is making a small payment and then calling customer care. All this while waiting to make the actual payment. More importantly it is the businesses that set up...