Is there any benefit of having business credit card over personal credit card?
Like I recently got hdfc biz grow, but hdfc online shopping offers are not applicable on this card and also surcharge/convenience fee levied is greater than personal credit cards?
So what's the point of it?
Hello everyone,
I'm seeking some advice regarding my ongoing difficulty with obtaining a credit card from HDFC. Despite having a CIBIL score of over 785 and holding credit cards with the highest limits from almost all major banks, my applications to HDFC continue to be rejected.
I maintain an...
I have an Amex MRCC and a Smart Earn. The latter is useless. I would like to surrender this and apply for a Gold card. Which is a better way to apply? Through the website like a regular applicant or connecting to Customer Care over chat or phone?
I am trying to purchase Euros worth INR 60,000 using my Amex Platinum travel card to reach my milestones.
I have noticed that BookMyForex and Thomas Cook accept credit cards, but BookMyForex charges an additional 2.5% for card transactions, and Thomas Cook is already 3% more expensive than...
I'm planning to close my IndusInd Legend credit card as I'm not happy with their service.
Since their email support usually takes 7-8 days to reply, so should I email them for a card closure request and get ₹500/day compensation if they delay replying to my email post 7th working day? 💀
I have icici bank Amazon pay credit card and limit was 2.30 lakh and I mobile give me 2 different Life time free credit card.
If I take then my cibil report will be show seperate limit for all credit card and my total credit limit will increase and utility ratio will decrease for that reason...
When I initially applied for a credit card via the link I received by email, I discontinued the application process midway and closed the window. After approximately 10 minutes, I reapplied through the same link and completed the application process this time(31st August).
However, I noticed...
Having Secured Onecard (Just 2k) :p more than 2 years old. In My Pincode i think they will never provide Unsecured Card. 2 months ago got 1st unsecured Hdfc card (but too low limit) :ROFLMAO:.
So now, should i keep onecard as it oldest card or close it ??
BOB Premier RuPay Credit Card - 100% off upto 250 on 2nd Paytm movie ticket booking:
Coupon code: BOBMOVIES
Note - offer is not eligible for BOB Premier Visa or Mastercard Credit Card holders
Offer -
100% off upto 250 on 2nd Paytm Movie ticket booking.
Offer valid once per user per card...
Few days back I opened IDFC first bank saving account with 10k amb and then I received a email which stats that if I spend 1000 as my first debit card transaction then I will receive 2000 reward points, I want to know how I can receive it and where I should spend the money so I will be eligible...
This post is regarding earning 12.5% on Smartbuy using HDFC Millenia. There is nothing new in this but many of us are missing higher CB on low spend.
We all know that Millennia DC has max. cap of Rs.400 as 5% cashback so we mostly use it for 16000 CC Payment or some use it for wallet load of...
Hello Friends I have banking relation with HDFC Bank since one year.
I'm looking for HDFC Millennia Credit Card As LTF. Previously had Money Back plus but closed in April (after 6 months use) just because of low credit limit (50K). CIBIl 785
Currently I have FD of 150000+30000 in HDFC . 150000...
I'm planning to apply for the SBI Cashback Credit Card specifically to get discounts during Amazon and Flipkart sales. If I choose this card, will I still be able to avail the 10% instant discount, or is it excluded because the card already provides 5% cashback? I'm a bit confused about how...
I have closed 5 credit cards for several reasons. Banks are doing devaluation looking at other banks. I have got a replacement card with almost similar benefits.
Indian Banks acting like Monkey see Monkey do. RBI should take steps on this devaluation issue. What's your opinion?
HDFC Money...
I recently got a Paid Emralde (plastic) upgrade in internet banking. Despite the negative reviews, I opted for it as I frequently fly and use the lounge (I will use the spa in future, too). I have a few existing ICICI credit cards. The maximum one is an LTF Saphirro (under alumni offer) with a...
Hi TFs,
I recently got the SBI Cashback CC.
I wanted to make some purchases using AmazonPay Gift card so that I can get 5% CB using SBI CC. I've seen lot of people mentioning about buying Amazon GCs to fulfill CC milestone limit.
However, Iam unable to find any site/app to purchase the GCs...
I got the limit of 580000 in my HDFC 6E Reward XL credit card. can I upgrade it to DCB?
what are the upgrade criteria?
do I need to submit ITR for upgrade?
The Titan SBI RuPay Credit Card is an excellent choice for those looking to maximize rewards on everyday UPI transactions. With this card, you earn 6 reward points (RP) for every ₹100 spent. Given that 1 RP equals ₹0.25, this effectively translates to a 1.5% reward rate on UPI spends. However...