chargeback

Hey TFCians, The credit card chargeback system is one of the most important and useful features of a credit card. Whenever you face an issue with a merchant, and the merchant fails to resolve your issue in time, the chargeback system can step in to protect you. Here’s an example: On November...

I had falsely marked dispute for a transaction on ICICI pay app I thought I can cancel the request in app itself but received a mail immediately blocking my card and refunding the amount temporarily I have 3 questions: 1. Am i an idiot to think it was easy to cancel the issue in the first day...

Hello, I've bought gift vouchers from the Stan app from some time and never really faced an issue till 25th September and let me tell you the support is horrendous, I mailed them 2-3 times with no reply, messaged on LinkedIn where they ghosted me after a message, I messaged on Instagram and...

On Aug 1, 2024, a transaction of ₹5368.20 failed on Indmoney towards a credit card bill payment somehow transaction failed but money debited from my account,Now ind money is saying we have refunded it and Idfc bank is saying we have not received it moreover idfc banks chargeback rquest were also...

Use this thread to write your experiences with requesting Chargebacks from various banks. Credit Cards, Debit Cards, UPI and all sorts of payment methods can be discussed here. Here is my experience: 3 months ago I had a fairly large order from Swiggy (₹6200) and I had booked a food order...

Hi Members, I need your help. I recently raised chargeback against Amazon on 6th Feb as they delivered the wrong item. I have unboxing video also. I made payment via Amazon ICICI Bank credit card. The amount is 2,22,999. Today, I have received sms that merchant has denied the chargeback...

Hello, i need some information chargeback. My case is below. There is a guy who runs FPSCrib. I wanted to purchase 3 graphic cards (computer component) worth combined 1,25,000. During calls/whtsapp chats with the owner he said he will give me 3 cards regardless of any brand based on my budget...

Hi people, I have raised a chargeback request from Axis Bank for a merchant Nice Maple furniture. The merchant is blatantly refusing to refund the amount, even after 2 months of order cancellation due to damage of product during transit. The order was canceled from their side. They provided a...

RuPay Card Chargeback System and Reason Codes Explained: A chargeback is a process whereby a customer can dispute a credit or debit card transaction and have the charge reversed. The cardholder contacts their card issuer and requests a chargeback, and the issuer debits the merchant’s account...

I’m sharing my experience on successfully claiming a charge back from Axis bank Travel Edge portal. I had booked two tickets to Vietnam with Axis Magnus card in March but had to cancel it. Upon cancelling of the flight, there was a message clearly stating that the money will be credited to my...