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charges

  1. bhavyakjain

    Questions about Premium Bank Account Eligibility, Downgrade & Charges

    Hi everyone, I have some doubts about premium savings account tiers that depend on salary credit or NRV/deposit criteria. If someone later lets the relationship become passive/dormant (salary stops, NRV drops, FD withdrawn, etc.), I'm trying to understand what typically happens. 1. Account...
  2. ratheesh

    HDFC Debit Card Charges for linked account

    Hi TF members, I have a query regarding the HDFC linked accounts to the salary imperial account. I also see the imperial badging in the linked bank account as well. It currently has money back debit card. So do I get charged annual fees for this debit card? I am planning to upgrade the card to...
  3. alanabraham

    Devaluation of Indusind Pioneer Account - NMC charges from Jan 2026 plus other changes

    Pioneer Account is going to get a set of Devaluation from Jan 2026 Non Maintenance Charge Min spend requirements for DC lounge access Discontinuation of Eazydiner Prime membership Discontinuation of Pioneer Metal DC Reduced discount on BMS
  4. Subin97

    HDFC wallet loading charges

    that HDFC Wallet loading charges of 1% fee only applies to paytm,ola money like apps or also in payzapp ?
  5. vshobhit387

    Late payment charges levied

    I had a bill of 1 lakh, generated on 14 oct and had received refund of 1.6 lakh before the due date, so I didn't pay any amount, but hdfc has levied 1,300 late payment charges. What to do now?
  6. CcMaverick

    ICICI Demat Account charges

    Hello, My wife has an ICICI account which was opened as salary account and later it was moved to normal account, but she was not using it frequently. However, recently she found Demat account charges, Debit card charges & SMS charges levied on the statement. Demat charges are levied since 2017...
  7. bhavyegoel

    How to Save on Forex Markup Fees and ATM Charges When Withdrawing Cash Abroad
    Threadmarks: Forex markup fee saving

    💸 How to Save on Forex Markup & ATM Fees When Travelling Abroad Hey everyone, I wanted to share something super useful for anyone who travels internationally and needs to withdraw cash abroad. We often focus on finding the best exchange rates — but the real killers are the hidden forex markup...
  8. GTSaketh

    Kotak 811 Introduces SMS charges after 30 SMS/Month free limit. 811 Super Excluded

  9. C

    F*ck Flipkart and its dynamic charges

    I made a purchase from Flipkart today for a Moto G96. Flipkart had its usual "Protect Promise Fee" of Rs.79, "Offer & Payment Handling Fee" of Rs.129. But when I switched the payment mode from a normal credit card to Flipkart Axis card, "Offer & Payment Handling Fee" got increased by Rs.50 to...
  10. 0abhi0

    Devaluation Amazon pay charges convenience fee (High charges for APay ICICI CC than other CC)

    AMAZON PAY started to charge convenience charges which is higher for the AMAZON ICICI Credit card in comparison to the other banks credit card Amazon ICICI recently restricted the utility bill payments on other platforms than amazon pay using No 2% CASHBACK on other platforms. Amazon already...
  11. H

    Can SMS charges be made off in AU bank ?

    1. Is there any option in app/NetBanking? If yes, Screenshot is appreciated. 2.Is customer care supportive to turn off on call and if yes , after that charges r stopped or not? 3. After turning off is charge also stopped or not ? Recent cases r more welcomed . 4.Pls tell when u did turn off and...
  12. C

    Greetings from SBI ! Dear Customer, your Loan A/c XXXXXX20 irregular by INR 195.30. Please pay immediately to avoid penal charges.

    Hello friends, friends I took PAPL from SBI Yono last year for 2 years. Every month on the tenth, Rs. 2450 is deducted as the monthly EMI. As required by autodebit, EMI was successfully deducted from my savings account this month as well. In spite of everything, I received this email message...
  13. uzziee

    International Hotel booking via Agoda | Credit Card charges

    Hi All, I am planning to book international hotels via agoda using my Axis Magnus Burgundy card. I wanted to do understand whether I will have pay forex fee, DCC charges etc on top of the hotel booking amount If so, can someone help me with the calculation of these extra charges when booking...
  14. yogobit

    Swiggy idfc cc pay with rewards redemption charges?

    They're allowing to redeem 70 points but what are the idfc cc redemption charges on redeeming via twidpay? Only indusind sent circular about 5% +18 % gst of point redeemed via twidpay
  15. tuhin

    Charges on Nomination Change

    PNB is introducing Nomination Change Charges effective from 1st Oct 2025. I am not sure how can GOI support such loot. Nomination is one of the key thing for managing SB acc. What's your view?
  16. W

    Axis charges against RBI guidelines, Axis received the maximum complaint last year!

    Hi, I have been using multiple cards, out of which cards 3 cards are there. On Ace card, where my due date was 7th of July, I paid remaining bill on 10th of July but they have charged me debit interest+ gst. And this is wrong and against rule of RBI where within 3 grace period they can not put...
  17. tuhin

    Folio Charges in Current Accounts

    Recently I opened a BOB LITE CURRENT A/C & found that there was the folio charges for 25 transaction entries or part thereof. Later, I searched the same type of transactions in several other banks & found, most of banks are levying Folio Charges in Current Accounts. In the best case scenario...
  18. M

    For bill pay using dc (Rupay no charges and Visa-0.66% fee)

    Downlaod VI app, u will see bill pay option and if u r not able to see then switch the language from Menu option. For rupay card max- 1L/day. Some are saying not working for non-vi users and for some it is working but definitely working for VI users. MCC is utility and working for idfc.
  19. M

    Bank of Baroda is very Stubborn for waiving off Minimum balance charges.

    Despite multiple complaint to branch and nodal officers no one want to waive off minimum balance charges. RBI ombudsman portal also not replying from many days. I have 3500 negative balance in my bob account 700 rupees are Debit Card charges other are non maintenance charges, I am ready to pay...
  20. kohinoor

    Is it possible to get ECS return charges refunded?

    I had a car loan from BoB for which EMIs were supposed to end in Dec 2023, and they were auto-debited from my ICICI bank account. During the loan tenure they had increased the interest rate at some intervals. Some 3K differential interest was remaining even after Dec 2023 EMI deduction and I was...
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