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charges

  1. I

    Iob debit card charges on dormant acc after activation

    Hi Team, My iob acc was not used for 2 years and it got deactivated by bank and hence I activated again. Then they debited 295 for my debit card that too two time for last year and last but one year. When asked with bank they replied since my account was inactive charges was not levied n...
  2. D

    HDFC Deducted ₹5K+ in AMB Charges – Is Full Reversal Possible ?

    Hi TechnoFino Community, I'm helping a relative who isn’t very familiar with banking procedures, and I’d really appreciate your guidance. He has an old HDFC Bank savings account that’s been inactive for quite a while, and we’re trying to recover over ₹5,000 that’s been deducted as...
  3. pidtechno

    Bob service charges updated

    Bob changed service charges effect from 1 mar 2025 https://www.bankofbaroda.in/interest-rate-and-service-charges/service-charges
  4. SilentQuanta

    Need Help regarding Charges Charged for Home Loan ROI Reduction (ICICI Home Finance)

    Hey Community, I need Help/ Information regarding Home Loan Rate of Interest Reduction Charges Charged by ICICI Home Finance, Currently i have Ongoing Home Loan with ICICI HFC, i requested for ROI Reduction, they said I'm eligible for 0.35% ROI reduction from Current ROI, for Reduction i need...
  5. coding77

    Priority Pass Fraud! Charged for a never used service

    Greetings Technofino community, This is my first post and sadly, it’s due to an issue I’m facing. I have an SBI PRIME Vistara credit card, which came with a Priority Pass membership. Issue: While checking transactions on my other SBI card, I happened to notice a charge on the Vistara CC. On...
  6. D

    Regarding charges for calling CC of SBI card

    Hi All, Just a small thing which I noticed today when I called SBI credit card CC for asking a doubt that my bill is fetched by HDFC Smartpay as Rs 10900.67 however in my sbi card app it shows as 10901 why is that so and what should I do. The person was not having proper knowledge. He confirmed...
  7. CreditCardFino

    Wallet load charges for RBL credit card?

    Do anybody know wallet load charges for RBL credit card? I cannot find it in schedule of charges.
  8. O

    Kotak Savings Account without Annual Debit Card Charges

    Dear Techno Fino Geeks, After spending some time on research, I am finally thinking of opening Kotak bank Savings account. My main reason of opening account is to park emergency fund of 5 to 7 lakhs which I really intend to use on rare instance. Hence would link to active money facility. Pls...
  9. spanmarc

    How to make GST payments on Amex platinum travel card?

    How to make GST payments on Amex platinum travel card? and how much additional charges do we need to pay?
  10. M

    Help Needed to Understand e-NPS Contribution Charges

    I'm planning to invest in the National Pension System (NPS) and need some help understanding the contribution charges via e-NPS. If I invest ₹500 daily, what charges will be applicable? I checked my transactions from last year and couldn't understand the "Withdrawal/deduction in units towards...
  11. newIntern

    Devaluation Indusind Revision in ATM Charges for Cash Withdrawal w.e.f 1st May 2025

    I have a select account with them & till now they didnt charge extra for my select visa or MC variant if i withdraw from other bank ATM, but seems like now they will?
  12. S

    Federal charged me around 3000 saying deferred charges

    Hi Team, For feb month , i got federal card bill for around 70,000 but i have paid around 58,000 as i have spent 12,000 for my friend which he paid yesterday only For that federal bank has put me around 3000 charges saying deferred charges ? can someone pls say me what charges are those ? i...
  13. harsha1

    Jio Payment bank service charges changed

    Received below sms from jiopb Charges & limits applicable on your savings a/c will be revised, effective 01-May-25 - www.jiobank.in/interest-rates-and-service-charges/ - Jio Payments Bank
  14. A

    Credit card spend based charges .

    Help , me to find a list of credit card and it’s spend based charges. Ex: maximum limit of utility bill payment using sbi is 50,000 after that 1% + gst will be charged. Like that, add criterion liked utility payment , wallet load etc. ## utility bill payment Card namemaximum limit without...
  15. senapati_sr

    Indian bank charging minimum balance penalty charges.

    Any way to ask the Indian bank not to charge the minimum balance? I tried RBI ombudsman but its stuck in initial phase. and no progress from last 6 months. Now I am thinking to pay them the charges. Any other way please recommend. Sorry for posting here, but while creating post I could not...
  16. P

    What are the SIP modes of payment for Mutual Funds and their respective charges in banks?

    I created a new OTM (One-Time Mandate) for 1 year monthly SIP (Systematic Investment Plan) in a MF scheme (Direct Growth) in an AMC and SBI (bank) charged me INR 50+18% GST. i) Would this amount be deducted (INR 59) each month when SIP is deducted? ii) Would SBI (bank) charge me if I cancel...
  17. N

    What are the account closure charges for an IndusInd Bank current account?

    I want to close my IndusInd Bank current account but couldn’t find any information about the closure charges. If you know, please let me know.
  18. itsme.sumit

    Unjust Late Fee & Incorrect Charges on My Indian Bank Credit Card – Need immediet help

    Despite paying my Indian Bank credit card bill in full on Feb 7th, within the grace period (the due date was February 4th), they imposed over 100 rupees in interest plus GST. This interest was billed in February, and I ignored it and the emails. I reviewed my account on March 10th, discovering...
  19. S

    HDFC Bank credit card has started 3% foreclosure charges on emi ?

    Has anybody recently purchased anything on no-cost emi from hdfc bank credit card and cancelled the same ? Mine i had done 4 months back and there no processing charges as well as there no foreclosure charges also. Is this new ? or has been in effect recently ? learning from sbi credit card...
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