charges

Hi, I have been using multiple cards, out of which cards 3 cards are there. On Ace card, where my due date was 7th of July, I paid remaining bill on 10th of July but they have charged me debit interest+ gst. And this is wrong and against rule of RBI where within 3 grace period they can not put...

Recently I opened a BOB LITE CURRENT A/C & found that there was the folio charges for 25 transaction entries or part thereof. Later, I searched the same type of transactions in several other banks & found, most of banks are levying Folio Charges in Current Accounts. In the best case scenario...

Downlaod VI app, u will see bill pay option and if u r not able to see then switch the language from Menu option. For rupay card max- 1L/day. Some are saying not working for non-vi users and for some it is working but definitely working for VI users. MCC is utility and working for idfc.

Despite multiple complaint to branch and nodal officers no one want to waive off minimum balance charges. RBI ombudsman portal also not replying from many days. I have 3500 negative balance in my bob account 700 rupees are Debit Card charges other are non maintenance charges, I am ready to pay...

I had a car loan from BoB for which EMIs were supposed to end in Dec 2023, and they were auto-debited from my ICICI bank account. During the loan tenure they had increased the interest rate at some intervals. Some 3K differential interest was remaining even after Dec 2023 EMI deduction and I was...

Around a month ago, my father went to the IRCTC Executive Lounge in Sealdah, Kolkata using his SBI IRCTC credit card, and he said that they asked for extra charge for going to the toilet and for the food available, is that correct? I thought it was supposed to be complimentary. I don't know...

Got an inward remittance to my BOB account. Flat 30$ were deducted towards swift even after using BOB NY Branch as Correspondent Bank. CITI was automatically used as intermediary. Hope this helps others make a decision.

I hold a ICICI Rubyx credit card which had a bill amount of around 12k Rupees with the due date of Aug 7th. I cleared the bill using BBPS on Aug 7th morning and received a message from ICICI Bank that my bill was paid. When I was going through my statement a couple of days later, I noticed that...

Is there any charges on asking hdfc DCB new card, not able to find existing card

I've gone through the various methods to pay a CC bill with RuPay debit cards, but is there any method to pay the bill through a Visa/MasterCard debit card without charges? (I have an SBI and IDFC FIRST Bank Visa Signature debit card.)

Hi, to all real life users of idfc mayura. Do idfc don't apply any markup on international txns like scapia or they first apply markup and then refund? In that case do they refund gst as well? And how do you track all this?

I got my Standard Chartered Smart Credit Card on April 16, 2025. One of its features is that for the first 90 days, you can pay just the minimum amount due without incurring interest. I followed this and paid the minimum amount for the first statement. In June, I requested to change my billing...

I have an ICICI AmzPay Card since 2023 and recently ICICI offered me Coral Rupay via call. I agreed to the card. They never mentioned any charges on call and said that the card will be free of any joining or annual charges. They even said that the card will be an upgrade to my existing card. I...

Hey guys. I just bought a phone from Flipkart yesterday for around Rs. 60K after 12 months NCEMI and other discounts. I was wondering if I can pay the total balance right now before it gets converted to EMI. Will I still get the foreclosure charges? Will the Rs. 10K EMI discount that I got be...

Hello TFians, All PSU banks have raised circulars that no non-maintenance charges will be applied on not maintaining AMB/AQB. Banks: PNB Canara Central Bank of India SBI (was zero balance earlier too) Bank of India Indian bank BOB Will post announcement images soon

With effect from 1st August 2025, Fees and charges for the following types of charges applicable to your HDFC BankSavings/Salary/NR account will be revised:

I have been using Scapia for international pos spends but it has no meaningful spend based rewards. Can you guys suggest some credit card which has decent rewards on international spend plus zero markup charges as well?

For those interested in ...

Bhima jewellers had a no making charge offer running which ended just 45 mins ago . It had a selection of 4000 jewellery items and customer gets complete making charge ( including wastage) discounted as long as order value was 25000+. Cherry on top was that they were ( still active) valuing...