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charges

  1. Anindya98

    Important: IDFC Revised Charges for Non-Maintenance of AMB starting 1st January 2025

    Greetings from IDFC FIRST Bank. We are reaching out to inform you of upcoming changes to the charges associated with non-maintenance of the required Average Monthly Balance (AMB) in your Savings Account. Details of upcoming changes Non-Maintenance of AMB: Effective 1st January 2025, a fixed...
  2. C

    What are these IGST-VPS* Charges on HDFC Credit Cards?

    Hi, For some reason I am seeing these charges after the bill generation, the first card I can expect as there is one EMI running on it, but I am seeing the same on Millennia as well, not sure what that is, any ideas? HDFC UPI Credit Card (has one EMI) HDFC Millennia Credit Card (no EMI or...
  3. N

    Axis Ace Renewal Charges

    I am looking to close my Axis Ace card, as I moved my spends to SBI cashback and got Axis NEO for other offers. I have a pending rs250 edge rewards due by Feb 25, but the renewal is by Dec 2024 end (spend milestone is already met for this year). If I close by Mar 2025, will I still be charged...
  4. I

    Query regarding 1 year counting method for annual charges

    How is 1 year calculated in case of charging annual fees for SBI credit cards (or any other bank's credit cards)? Is it calculated from the date of card activation or the date of 1st statement generation?
  5. A

    Unwanted Charges Added

    I have done one bill payment on 9th October 2024. The amount is ₹1290 but my electricity company not received and I raise complain on November 9th for check the payment is done or not. But they raise chargeback complain I don’t want to raise complaint like that but axis bank raise chargeback...
  6. G

    How does “No cash advancement or withdrawal charges” works with indusind credit card?

    Saw pioneer Legacy credit card offers No cash advancement or withdrawal charges. How does it work? They will not charge extra if i withdraw money from ATM? Will it be considered just like spending in online or PoS?
  7. A

    Anyone use livquik's QuikWallet FASTag ? QuikWallet FASTag link with RuPay card

    Anyone use livquik's QuikWallet FASTag ? QuikWallet FASTag link with RuPay card: Apply link: https://play.google.com/store/apps/details?id=com.livquik.app Presenting QuikWallet FASTag, India’s first Multi-Purpose FASTag. Powered by LivQuik, QuikWallet is India’s first non-banking PPI to get a...
  8. DeadFella

    Devaluation Axis ACE devaluation - 1.18% charges on utility spends above 25k/month

    Axis ACE latest round of devaluation is very brutal. Just 25k capping for utility payment. Hiked all type of charges and rate of interest. Seems like this one will be last devaluation of Axis ACE. There can't be anything worse than this. 😟😭
  9. surojitlaha

    Query Regarding SBI Debit Card Annual Charges

    Dear Members, I have a question regarding SBI Bank's Debit Cards, particularly those categorized as First Year Free (FYF). If I were to close a debit card after using it for 11 months and subsequently apply for a new one, repeating this process annually, would the bank deduct any annual charges...
  10. GoodGuy

    Accor Non refundable booking (Int) - Cancellation charges ? Got less rate for same dates

    Hello Awesome people , I have an international Booking done on accor - It is a non refundable booking I have paid only 1k reward points and other amount (40K) via credit card (my credit card has not been debited yet) -> I want to cancel this as i got the less rate for the same dates now...
  11. CreditCardFino

    BOB Premier Network Conversion Charges?

    I sent an email for network change from Visa to RuPay and asked if there is any network change fee or card replacement charges. But support team won't answer it correctly they keep saying card is LTF. RuPay card is dispatched will the bank charge card replacement fee. Can I use my Visa card...
  12. R

    Credit Score decreased as UCO Bank reported late payment of cibil charges payment

    I have recently taken a home loan on which the uco bank has reported my cibil checking charges payment to be overdue of 1 day. This made my cibil score decrease by 24 points( 784 to 758). I did not received any sms or email from the bank or the Branch manager that it is overdue but now when i...
  13. surojitlaha

    Credit card to bank transfer at 0 charges. 5% cashback for SBI cashback card or 1-1.5% cashback for most of the other cards

    **Disclaimer**: Please note, your card must be a Visa or MasterCard. RuPay cards are not supported. I’m here to guide you through the process, step by step: 1. **Download Google Pay** from the Play Store and sign up if you haven't already. (Most of you probably have it installed! 😉) 2. **Add...
  14. N

    Atlas CC: Payment gateway deducted additional charges after transaction settled

    Made a school fee payment of 35000 using the Atlas CC. After the payment, got a text confirmation that the transaction was for 35000 only. Transaction gets settled with an extra charge if 495.6: 35495.6. Called Axis customer care and they told me that the payment gateway charged me extra. I...
  15. althafvly

    Axis debit card with zero charges

    Hi, At the moment, I don't have debit card with my axis Bank account. I had virtual and physical card before, I blocked it because I don't use it and fees. I can see an option to apply for new card which shows zero fees. Is this actually no fee or will I be charged later?
  16. V

    Sbi fin and fc DB charges issue

    Hi Community, Though I had made full payment before the due date they had put Fin charges in Sept statement and my total amount due was 120 which was only fin charges which I got reversed before due date. In Sbi app it showed due already paid as charges got reversed and there was no option to...
  17. whatashot

    What wallet apps offers least / no wallet to bank transfer charges

    Hi, I’m looking for a wallet app with minimal or no charges for loading money into the wallet from a credit card and for transferring funds from the wallet to my bank account. My goal is to load funds from my credit card into the wallet and then transfer the amount to my bank account, ideally...
  18. S

    How to get a housing society listed in payment apps for paying maintenance charges?

    Hello 👋, Bill payment apps show option to pay maintenance charges for Housing society, but I don't see the society name where I live. How to get one listed in apps like Amazon pay , Paytm etc.
  19. M

    Huge Negative Balance in Saving Account due to NACH return Charges.

    In this thread I welcome all suggestions from TF folks and admirers.. So issue is what to do If a saving account's balance goes in negative and not a small amount, (apprx 30-40k ) and all of the charges are levied due to ECS and NACH return. Minimum balance charges are not included in this matter.
  20. hellobois

    IndusInd select saving account non maintenance charges

    I have been charge Rs 900 as non maintenance charges on my IndusInd select saving account. My select savings account is already linked with Legend credit card. Still I was charged rupees 900. I visited Bank branch yesterday and closed both of the IndusInd Bank savings account. Indus Indie and...
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