charges

I have a question. I am purchasing a product close to 1 Lac on ICICI CC Low Cost EMI, and there is a 14k discount (Discount = 5K + Product Instant Discount = 9K). However, it is at 15.99% p.a. with a 12-month tenure. If I call customer care and ask them to cancel my EMI within 15 days, will...

I’m facing a situation where I need to pay my 6-month office rent of ₹1.3L and am planning to upgrade to the iPhone 16 Pro by January 2025 (not sure if I’ll get the 256GB or 512GB variant so that the amount will range from ₹1.2L to ₹1.49L). I also have the Amex annual fee due on 18th January...

Friends, In an era where most major banks are scaling back on credit card benefits, IndusInd Bank has made a bold move with its top-tier offering, the Pioneer Heritage Metal Credit Card. Effective from 5th October 2024, the card now comes with Zero Forex Charges, making it a standout option for...

When Get your guide, Viator, Klook, iVenture, Headout, etc show you prices of foreign attractions/tours/tickets and you choose INR as currency; Then you pay online using SBI CASHBACK cc (in INR price shown), will they bill you the exact visa conversion rate or will the rate include 4.13% forex...

Hi folks! I made a payment of 5L education fees on Manipal institute's website for my sister's education fees using DCB. During the entire payment flow, there was no mention of any extra charge and I've the recording as well. However when the payment settled, I was charged 0.85% + gst as...

Hdfc smartbuy started charging 2.95% on Flipkart gift card and Amazon shopping voucher Bye bye smartbuy

I am using AU LIT credit card and I wanted to understand regarding the interest charges levied in my statement. My overall due amount is 155000 and I paid 150000 within the due date timeline and paid the remaining amount after 4 days from the due date. For this late payment Bank has levied...

Hi. I know that on HDFC, ICICI and some other credit cards you can cancel the no cost EMI and save on interest payments without paying foreclosure charges. SBI charges 3% foreclosure charges if you close the EMI later. However, I read in another thread here that you can cancel the EMI by paying...

SBI Card has announced important updates for cardholders: 1. Finance Charges: Starting November 1, 2024, finance charges will be revised to 3.75% per month on all unsecured SBI Credit Cards, applicable to retail and cash transactions (excluding Shaurya/Defense cards). 2. Utility Payments Fee...

Got a message regarding the revised charges on my sbi cards. Someone please explain how the finance charge works. Is there any one who also got this?

1.With effect from 1 Nov’24, the Finance Charges revised to 3.75%. 2. With effect from 1 Dec’24, The sum of all Utility payments made in a billing cycle exceeds 50,000 then 1% fee will be charged on total amount of Utility payments

Update:- Via Email I have 2 Citi cards migrated to Axis and while they said multiple times via email/SMS that everything will remain the same (including yearly spend criteria at 30k for annual fee waiver), it is still confusing. I have received an email stating that my Axis Rewards card will...

Hi all, I noticed the 1.2k debit interest charges in my recent Axis CC statement. I looked closer and found that the auto-debit facility had somehow decided to pay only 13.5k of the total 15.3k due, despite my account having plenty of balance. Been using auto-debit for several years and this is...

Hello All, I have travelled Dubai past in Feb this year.. Now planning our 2nd International trip to Bali From India in this October 1st week, Super Excited . I have Indusind exclusive Debit card, Fl debit card and Idfc Wow credit card from India. I need an advice from which ATM should i...

Hey guys. I booked the Ather Rizta EV today using my parents Infinia today. We got 3% rewards on it and luckily we didn't have to pay any extra charges for using the card. We were told that a 2% fee would be applied while paying but after requesting waive off of the fees, they did agree to it...

Hello, I purchased a product of 75k with no cost emi today. But I want to pay it in one go without giving the 3% foreclosure charges and processing fees. What I should to now? Please suggest latest tricks

Hello all! I recently used cred to make a payment from my Tata neu infinity rupay card. I put in the receivers upi Id, pan and amount. Selected Google pay as an option for upi payment and then paid from my credit card. The amount showing debited on gpay is equal to the amount paid to merchant -...

@SSV @TechnoFino

Important update regarding your Credit Card charges Dear Customer, We wish to inform you that, effective 1st October 2024, , charges on your YES BANK Credit Card are being revised: Education fee payment Charges: Payment to educational institutes done on university/college/school websites...

I was just going through my recent Groww digests and noticed something interesting. Groww is pretty smart, they subtly included the information about the fee hike in their daily digest (20th Sept 2024). In my opinion, they should have made it more public, but they didn’t. I messaged them on...