Around a month ago, my father went to the IRCTC Executive Lounge in Sealdah, Kolkata using his SBI IRCTC credit card, and he said that they asked for extra charge for going to the toilet and for the food available, is that correct? I thought it was supposed to be complimentary.
I don't know...
Got an inward remittance to my BOB account.
Flat 30$ were deducted towards swift even after using BOB NY Branch as Correspondent Bank. CITI was automatically used as intermediary.
Hope this helps others make a decision.
I hold a ICICI Rubyx credit card which had a bill amount of around 12k Rupees with the due date of Aug 7th. I cleared the bill using BBPS on Aug 7th morning and received a message from ICICI Bank that my bill was paid. When I was going through my statement a couple of days later, I noticed that...
I've gone through the various methods to pay a CC bill with RuPay debit cards, but is there any method to pay the bill through a Visa/MasterCard debit card without charges? (I have an SBI and IDFC FIRST Bank Visa Signature debit card.)
Hi, to all real life users of idfc mayura. Do idfc don't apply any markup on international txns like scapia or they first apply markup and then refund? In that case do they refund gst as well?
And how do you track all this?
I got my Standard Chartered Smart Credit Card on April 16, 2025. One of its features is that for the first 90 days, you can pay just the minimum amount due without incurring interest.
I followed this and paid the minimum amount for the first statement. In June, I requested to change my billing...
I have an ICICI AmzPay Card since 2023 and recently ICICI offered me Coral Rupay via call. I agreed to the card. They never mentioned any charges on call and said that the card will be free of any joining or annual charges. They even said that the card will be an upgrade to my existing card. I...
Hey guys. I just bought a phone from Flipkart yesterday for around Rs. 60K after 12 months NCEMI and other discounts.
I was wondering if I can pay the total balance right now before it gets converted to EMI. Will I still get the foreclosure charges? Will the Rs. 10K EMI discount that I got be...
Hello TFians,
All PSU banks have raised circulars that no non-maintenance charges will be applied on not maintaining AMB/AQB.
Banks:
PNB
Canara
Central Bank of India
SBI (was zero balance earlier too)
Bank of India
Indian bank
BOB
Will post announcement images soon
With effect from 1st August 2025, Fees and charges for the following types of charges applicable to your HDFC BankSavings/Salary/NR account will be revised:
I have been using Scapia for international pos spends but it has no meaningful spend based rewards. Can you guys suggest some credit card which has decent rewards on international spend plus zero markup charges as well?
Bhima jewellers had a no making charge offer running which ended just 45 mins ago .
It had a selection of 4000 jewellery items and customer gets complete making charge ( including wastage) discounted as long as order value was 25000+.
Cherry on top was that they were ( still active) valuing...
Hey TF community,
Need urgent clarity from the pros here!
I’ve been using the HDFC EasyShop Platinum Debit Card with my regular savings account. But now:
🔹 Charges are expected soon for the card (₹*** likely).
🔹 Cashback categories have already been removed or reduced heavily.
🔹 ₹5000...
Hello community iss thread mein please cash deposit charges likho ek jagah sab banks ke mujhe icici ke pata chale hai abhi main vo likh deta hun
ICICI Cash Transaction Charges (With effect from 1stJuly 2025)
Cash Deposits at Branches and Cash Recycler Machines
1) Number Limit - Complimentary 3...
Axis Bank Flipkart Credit Card – Annual Charge Concerns
I’ve been charged ₹500 + GST again this year—4th year for the Flipkart Axis card, and 3rd year on the MyZone card.
I’ve kept the Flipkart card mostly because it was my first credit card, but honestly…
With the recent devaluation, and...
Disclaimer: Took help from ChatGPT to frame this message, But this is my personal experience.
As we all received email from IDFC FIRST BANK on 17 Jan 2025.
Regarding the fees for Add on cards, The bank had initially stated:
1. For all Add-On Cards created on or after 20th February 2025, a...
Received a mail from HDFC Bank saying that effective 1st July 2025 wallet load above 10000 will be charged at 1%. Just wanted to know what is current free limit for wallet load till 1st July?