charges

Hello Awesome people , I have an international Booking done on accor - It is a non refundable booking I have paid only 1k reward points and other amount (40K) via credit card (my credit card has not been debited yet) -> I want to cancel this as i got the less rate for the same dates now...

I sent an email for network change from Visa to RuPay and asked if there is any network change fee or card replacement charges. But support team won't answer it correctly they keep saying card is LTF. RuPay card is dispatched will the bank charge card replacement fee. Can I use my Visa card...

I have recently taken a home loan on which the uco bank has reported my cibil checking charges payment to be overdue of 1 day. This made my cibil score decrease by 24 points( 784 to 758). I did not received any sms or email from the bank or the Branch manager that it is overdue but now when i...

**Disclaimer**: Please note, your card must be a Visa or MasterCard. RuPay cards are not supported. I’m here to guide you through the process, step by step: 1. **Download Google Pay** from the Play Store and sign up if you haven't already. (Most of you probably have it installed! 😉) 2. **Add...

Made a school fee payment of 35000 using the Atlas CC. After the payment, got a text confirmation that the transaction was for 35000 only. Transaction gets settled with an extra charge if 495.6: 35495.6. Called Axis customer care and they told me that the payment gateway charged me extra. I...

Hi, At the moment, I don't have debit card with my axis Bank account. I had virtual and physical card before, I blocked it because I don't use it and fees. I can see an option to apply for new card which shows zero fees. Is this actually no fee or will I be charged later?

Hi Community, Though I had made full payment before the due date they had put Fin charges in Sept statement and my total amount due was 120 which was only fin charges which I got reversed before due date. In Sbi app it showed due already paid as charges got reversed and there was no option to...

Hi, I’m looking for a wallet app with minimal or no charges for loading money into the wallet from a credit card and for transferring funds from the wallet to my bank account. My goal is to load funds from my credit card into the wallet and then transfer the amount to my bank account, ideally...

Hello 👋, Bill payment apps show option to pay maintenance charges for Housing society, but I don't see the society name where I live. How to get one listed in apps like Amazon pay , Paytm etc.

In this thread I welcome all suggestions from TF folks and admirers.. So issue is what to do If a saving account's balance goes in negative and not a small amount, (apprx 30-40k ) and all of the charges are levied due to ECS and NACH return. Minimum balance charges are not included in this matter.

I have been charge Rs 900 as non maintenance charges on my IndusInd select saving account. My select savings account is already linked with Legend credit card. Still I was charged rupees 900. I visited Bank branch yesterday and closed both of the IndusInd Bank savings account. Indus Indie and...

I have a question. I am purchasing a product close to 1 Lac on ICICI CC Low Cost EMI, and there is a 14k discount (Discount = 5K + Product Instant Discount = 9K). However, it is at 15.99% p.a. with a 12-month tenure. If I call customer care and ask them to cancel my EMI within 15 days, will...

I’m facing a situation where I need to pay my 6-month office rent of ₹1.3L and am planning to upgrade to the iPhone 16 Pro by January 2025 (not sure if I’ll get the 256GB or 512GB variant so that the amount will range from ₹1.2L to ₹1.49L). I also have the Amex annual fee due on 18th January...

Friends, In an era where most major banks are scaling back on credit card benefits, IndusInd Bank has made a bold move with its top-tier offering, the Pioneer Heritage Metal Credit Card. Effective from 5th October 2024, the card now comes with Zero Forex Charges, making it a standout option for...

When Get your guide, Viator, Klook, iVenture, Headout, etc show you prices of foreign attractions/tours/tickets and you choose INR as currency; Then you pay online using SBI CASHBACK cc (in INR price shown), will they bill you the exact visa conversion rate or will the rate include 4.13% forex...

Hi folks! I made a payment of 5L education fees on Manipal institute's website for my sister's education fees using DCB. During the entire payment flow, there was no mention of any extra charge and I've the recording as well. However when the payment settled, I was charged 0.85% + gst as...

Hdfc smartbuy started charging 2.95% on Flipkart gift card and Amazon shopping voucher Bye bye smartbuy

I am using AU LIT credit card and I wanted to understand regarding the interest charges levied in my statement. My overall due amount is 155000 and I paid 150000 within the due date timeline and paid the remaining amount after 4 days from the due date. For this late payment Bank has levied...

Hi. I know that on HDFC, ICICI and some other credit cards you can cancel the no cost EMI and save on interest payments without paying foreclosure charges. SBI charges 3% foreclosure charges if you close the EMI later. However, I read in another thread here that you can cancel the EMI by paying...

SBI Card has announced important updates for cardholders: 1. Finance Charges: Starting November 1, 2024, finance charges will be revised to 3.75% per month on all unsecured SBI Credit Cards, applicable to retail and cash transactions (excluding Shaurya/Defense cards). 2. Utility Payments Fee...