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charges

  1. itsme.sumit

    Paid around 14K in MAB charges in Axis Bank Savings + Personal Current Account back in 2023

    Back in 2023 i used to have an axis savings account and a personal current account which i didn't used to maintain the mab on both and for the same reason they applied several months of mab charges in those accounts which eventually paid by me in full and i also closed both of them because...
  2. Mekala ManojKumar

    Unexpected ₹7,788 Deduction from HDFC – Will More Charges Follow?

    Hi everyone, I have had an HDFC Bank account since 2020, but I haven't used it since 2021. It is a savings account with a ₹10,000 monthly average balance requirement. Recently, I added some funds to the account, and I noticed an immediate deduction of ₹708 * 11 (a total of ₹7,788). Before the...
  3. S

    Offer Fulfilled! American Express India – Credit Card Wrongful Charges & RBI Violation!

    I am facing serious billing issues with American Express India, where they wrongfully deducted Credit Card EMIs for a refunded transaction and imposed unjustified charges. 🔴 Wrongful EMI Deductions on ₹28,498 Transaction Date: September 30, 2024 – Flipkart purchase of ₹28,498. Refund Date...
  4. F

    Suggestion for International Spends (without considering Forex charges)

    Hi All, Have spends between 10 to 15 L every year internationally, my firm reimburses all forex charges, so which card has the highest earn / reward rate ignoring the forex charges Currently using HDFC Diners Black, AU Zenith for this
  5. D

    Looking for a Zero Annual Charges Bank Account

    Hi everyone, I’m looking for a new bank account that doesn’t have any annual charges, such as: Debit card charges (I’m open to blocking/canceling the physical card or using a virtual debit card). SMS charges. Account maintenance charges. I don’t mind a charge for not maintaining the...
  6. I

    Today I thought of purchasing a voucher using my credit card on HDFC PayZapp but it is showing extra charges.

    Will there be extra charges for purchasing voucher from HDFC Payzapp now? Is there any way I can purchase Amazon voucher using credit card and get cashback on it too? Thanks and I am new to the community 🥲
  7. Joel Johnson

    Priority Pass Fraud! False Charges By Priority Pass

    Hello Technofino community, this is my first post. I wish it could've been on better circumstances. My problem begins in October 2024. I had to visit Bali (Indonesia) for my work for 2 weeks. I had to travel from Kochi (Kerala), via Kuala Lumpur, to Bali. I had an SBI Prime card which gave me...
  8. A

    (Offer extend for April month) No Additional Charges When you Invest with RuPay Credit Card on UPI on NPS

    No Additional Charges When you Invest with RuPay Credit Card on UPI on NPS: :love::love: Update - Offer validity extend for April month. Link: https://npstrust.org.in This campaign allows customers to invest on NPS using RuPay Credit Card on UPI (RCC on UPI) on https://npstrust.org.in as a...
  9. T

    Now NPS Apps allows to pay UPI via Rupay CC without any charges

    May be a loophole for Rupay CC To bank via NPS Tier 2. Update: Tier 2 doesn't allow CC payment on UPI, where as Tier 1 works fine
  10. shashankverma

    One Card Closure Charges

    Now OneCard wants 3000+GST to close Credit Card
  11. D

    Can we load Prepaid card with Amex cards and any charges?

    can we use prepaid card for upi scan and pay?
  12. R

    Non maintenance charges for current account

    Hi community. I was hoping to have a query solved. The way there is a rule that non maintenance charges for account balance cannot be levied beyond account balance zero for savings account. Does the same principle apply for current account?
  13. Z

    How to avoid charges in Bank of India?

    I have a Bank of India savings account. It's pretty much my primary account. Currently I incur two charges in my account - 1. Debit card AMC of 295/- (incl. gst) 2. SMS charges of 17.7/- per quarter. Any idea on how to avoid these? As of the debit card, I don't need it (as I already have...
  14. Yugi

    Devaluation Amex Gyftr going to add 0.75% fee on Amazon Pay vouchers from Feb 1st

    Effective 1 February 2025, a 0.75% convenience fee + GST will be charged on the purchase of Amazon Pay and Amazon Shopping gift vouchers via e-voucher platform on Reward Multiplier. Amex has also joined the bandwagon of charging convenience fee on Amazon vouchers. Firstly there is shortage of...
  15. Sam753

    I have a limit of 2.36L on my Axis Atlas CC, can I add extra money for large payments for 0 fees or bank will levy overlimit charges ??

    Also want to know about other banks as well
  16. D

    Credit cards with no charges for rent

    Are there any credit cards which does not charge for rental payments now?
  17. saniruidas

    Yes bank unethical overlimit charge.

    I have yes bank paisabazar paisasave credit card. It's came with Mastercard physical version and Rupay virtual version with Marged credit limit of 30k . My current statement before the payment. # Yes mastercard: 22406 due on 7th January # Yes Rupay: 7506 due date on 7th January Before this...
  18. Q

    SMS Alerts Indian Bank

    So guys recently I seen that I am being charged for SMS alerts by Indian Bank on a Quarterly Basis. Hence, I decided to turn off non-mandatory sms alerts. There is a option given in IndSmart App to turn off Email/Push Notifications. But for SMS alerts I cannot do anything. So can anybody tell me...
  19. cowcoconut

    Got non maintanence charges warning SMS from IndusInd exclusive linked to Pinnacle

    Hey I have an indusind exclusive bank account, which I don't use at all. Just got it for the good debit card benefits (BMS BOGO, Lounge, zero forex etc). My balance in it is almost always zero. I never pick up my RM's calls because it's just annoying marketing. Yesterday I got an SMS asking me...
  20. S

    Google Pay Charges on Mobile Recharge via Axis ace Card

    Today I recharge 199 plan in Google pay via Axis Bank Ace Credit Card then Google pay deducted 202.70 for 199 recharge plan.Extra 3.70 for platform fee and convenience fee.Friends,what are your opinions on this matter, please comment below, Thanks.
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