cibil

Today I received 2,200 rupees compansation from Cibil. I don't even remember when I made the complaint :hehe:

Hi Members, I have been facing this issues recently from past 6 months + I need some guidance to resolve this issue wrt to my cibil score not factoring in all my accounts (credit card, loans, etc) - (0/6) It is just factoring in the enquiries I made for credit card, loan enquiry, but my active...

Hi I see some random notification from cibil that new mobile number added, new address added and it says Reported by as "ATLAS Triggers Terminated" Not sure how and who did it and how do I get it resolved?

Hi Guys I always had just one SBI Credit Card that I took 8 years ago. When I lost my card a couple of years ago, I asked SBI for replacement. I dont always check my CIBIL score. But when I checked it today I found that there are two SBI CC reported in my CIBIL one open and one closed both have...

cibil hit by fraud company "LNT FINANCE" ON CIBIL AND CRIF WEBSITE 1.unncessary fraud CREDit inquiry on cibil reports 2. Reported to RBI 3. Raised dispute on both (cibil and CRIF website) but no solution 4. Raised to customer care of LNT FINANCE on email and social media Still not problem...

Hi, Please post the cibil score at which you got all your cards. In this way we can identify the minimum cibil score required for each bank. For example, I got BoB and PnB credit card at CIbil score of 767 and I can see in their Policy document that minimum score required is 700 for cibil...

During January, I asked fellow TF members whether banks were supposed to add credit card accounts that were never activated to your CIBIL report. Upon receiving their inputs, I raised a report on CIBIL dispute platform against IDFC and Axis Bank. In a few days, I got a standard response from the...

I missed my HDFC credit card due date by one day (yesterday was the due date, and I paid the full amount today). Will this impact my CIBIL score, and how can I check if it’s considered a late payment?

What does cibil Overridden means and does this term really exist and this PNB(credit Card) really sucks now their CC executives are blabbering your Cibil Overridden, back-end team couldn't fetch it, please send your cibil report to such and such e-mails, bhai dena Hain to de nahin to mat de...

Hello Guys, I am posting this thread to ask some of my questions regarding cibil Yaa, so let's start I am having total of 5 loans out of which 4 are consumer durable and 1 is personal loan Hdfc bank (Consumer durable) taken in 2023 November.... It was reported to experian but not in cibil...

So, I did this 1 or 1.5 months back I changed my limit of ICICI through website/app and now finally today I see it is reflecting the same. My limit is 4.7L and I decreased it to 47k, and it is showing the correct one. I also changed kotak card's limit and that too is reporting correctly now in...

Hello Technofino Community, I want to bring attention to a serious lapse by Bank of Baroda (BoB) Financial, which has had a cumulative negative impact on my CIBIL profile over the years. While the incident itself dates back to 2022, I was not aware of the RBI Ombudsman escalation process at...

Hey guys, I need some advice. My CIBIL score dropped from 745 to 709 after a loan closure update. The only change in my report was that Asset Care updated my account from "Settled" to "Closed" on Feb 15, 2025. No other loans, credit card usage, or late payments were added. From what I...

Dear all, Iam planning for take home loan in March, but currently iam very Dipressed after this score Drop. Iam share some timeline for better Understanding- 5/01/25 - take gold loan (secured) and choose full payment after 1 years (basic+interest) not monthly interest pay. ( no ciblil enquiry...

Hi Team, Today I noticed my CIBIL dropped by 8 points and I can see a CIBIL hit by consumer loan without even me applying. I don’t know what’s happening. Also noticed I have received an SMS about it earlier. Please guide how shall I escalate and how do I remove the enquiry. I don’t even know...

Recently I got pre-approved credit card offers from Axis. Some days back, I applied from their app and everything went well and reference number was generated. However, today they called me saying the previous application details had been lost and they would apply for me. After some...

Been 45 days since I closed my loan it's still showing active. Worst part? Bank clearly updated it on 15th to cibil. Bank even shared me SRN and email. But cibil is taking forever to update for some reason? The customer service just says to wait.

I own HSBC Liv+ credit card who payment due date is 15 of every month (+3 day grace extra). I paid my bill on CHEQ on 9th feb and it showed successfully paid. Later on 18th, i got the payment revered to my account. CHEQ intimated me that payment was reversed by HSBC without sharing any proof. I...

Hi everyone, I have a total of around 20 credit cards, but my CIBIL report shows only 2, one of which is closed. Can someone help me understand how to fix this?

I'm a student. I was rejected for Ace via GPay in November. I opened a Liberty account a month ago. I needed an Axis card for an offer ASAP and chose secured MyZone LTF (16K, 20K FD) mostly because it was an emergency. During the online application (really easy btw), there was an optional...