cibil

Hey guys, This is a very late observation from my side as I never seriously checked the CIBIL report until I joined this forum. And I need help on the below. I have taken a Home Loan from HDFC LTD sometime during August, 2020. Well, the application process started in late August and was...

Hi @TechnoFino as you already had the same scenerio with idfc, did they asked for full cibil report? (Entry for closed mayura card).

If you look to sign up to Cibil, it asks mobile number/e-mail account and potentially ID to create an account. I assume the main identifier for CIBIL has to be PAN right (which weirdly they're not compulsorily asking for at sign up time? ) If I signed up using a secondary mobile/email and say...

Got a sudden CIBIL enquiry by Bajaj auto finance today for a consumer loan I never applied for. Never had a banking history with Bajaj Finance, never used any 'Pay-later' schemes, never even registered for Bajaj services. How to get this enquiry removed?? Was trynna keep my enquiries low to...

Need some clarification regarding supermoney Utkarsh bank FD credit card reporting to CIBIL, do they report your employment type and annual income as declared by applying for card to CIBIL? I have recently applied for this card specifically to rectify my erroneous annual income reported to CIBIL...

I'm new to the credit card maximisation game and want to know how many new credit cards can I add to my portfolio in the same month / quarter without seeing too much downside on my cibil. My cibil was 800 with 8 years credit history; and after 4 hard enquiries this month in search of adding best...

Hello In 2024 Feb my zen card has been cancelled I received sms also but till now it is showing as active in cibil report how can I fix this?

I’m dealing with an ongoing problem with a loan account that was initially with Axio and later managed by Asset Care Financial Services. Despite proving that I didn’t owe them anything, I ended up paying the principal just to settle the matter—but it’s still causing issues. Here’s a breakdown...

I have recently taken a home loan on which the uco bank has reported my cibil checking charges payment to be overdue of 1 day. This made my cibil score decrease by 24 points( 784 to 758). I did not received any sms or email from the bank or the Branch manager that it is overdue but now when i...

I checked my cibil today and an old bajaj finserv consumer loan closed in 2018 is showing active all of a sudden. All my earlier cibil reports have the said loan as closed account. Raise a dispute only has one option of this loan account does not belong to me. Clicking that would be...

Recently I got a referral link for Tata neu LTF and followed up the link to find the offer on my hdfcbank website (There was no cibil hit there as It was 'chose your card' > 'confirm your details'). As I was getting only neu plus ltf, I thought of checking the TATA neu app, there after putting...

I recently received four alerts from CIBIL - 2 regarding a new address and 2 about credit and loan accounts being added. I haven't applied for any of these. What should I do? Does anyone know the steps I should take to get these loan and credit card accounts removed?

Hey folks, Recently I received an email stating Alert from TransUnion CIBIL - Your CIBIL Report has changed on October 25th. However, when checking my CIBIL status on GPay (on the same day, October 25th) and today on the Amazon Pay app, I don't see any enquiries. I tried to refresh the CIBIL...

ICICI Bank reported an overdue to my CIBIL. They reported due of ₹27 any chance to get it recovered? Points down by 60... It was a geniune mistake, never received bill payment reminder and didn't notice the amount being not paid. Bill Generation: 20th September Bill Due date : 8th October...

Hey everyone! I’ve been using CIBIL for a while now & I need to renew my membership next week. I just found out about the UMANG10 code for ten percent off, which is nice! I’m just curious if anyone knows of any other discounts or promo codes floating around? I missed the Independence Day...

Hello TF Members, I had an online application for Hdfc Credit Card. I have completed the entire online application, and it has resulted in a CIBIL enquiry. Now, when I enquired to PNO Desk, they are saying that the application is not completed and are telling me to apply fresh through Branch...

Hello everyone, I need some advice regarding my recent experiences with credit card applications and CIBIL enquiries. Here are the details: In June, I contacted a reputable guy from Technofino to apply for the IndusInd Pinnacle LTF credit card. My first application was rejected for unknown...

Hello here is Sukhwal Narayan Bherulal, i haven't taken loan from NDXP and still it is showing in my cibil score. I have never taken anykind of loan from this finance institutions. Why this kind of issue are coming now a days. My friend took loan and I was an just referal person,he passed away...

I was just applying to Amex Gold Charge account and saw there was a checkbox called "Apply for additional card to manage separate expenditure" of these lines. I wanted to check if I opt for this and get two cards, will there be two accounts in CIBIL? I understand it's very unlikely but wanted...

I used OLA postpaid for a short period, but when I closed the OLA postpaid, they didn't close my associated IDFC loan account. And then October 2023, I mailed them, after a lot of follow up, they closed the account. Fast forward to this year October, I see another account by IDFC that was...