cibil

ICICI Bank reported an overdue to my CIBIL. They reported due of ₹27 any chance to get it recovered? Points down by 60... It was a geniune mistake, never received bill payment reminder and didn't notice the amount being not paid. Bill Generation: 20th September Bill Due date : 8th October...

Hey everyone! I’ve been using CIBIL for a while now & I need to renew my membership next week. I just found out about the UMANG10 code for ten percent off, which is nice! I’m just curious if anyone knows of any other discounts or promo codes floating around? I missed the Independence Day...

Hello TF Members, I had an online application for Hdfc Credit Card. I have completed the entire online application, and it has resulted in a CIBIL enquiry. Now, when I enquired to PNO Desk, they are saying that the application is not completed and are telling me to apply fresh through Branch...

Hello everyone, I need some advice regarding my recent experiences with credit card applications and CIBIL enquiries. Here are the details: In June, I contacted a reputable guy from Technofino to apply for the IndusInd Pinnacle LTF credit card. My first application was rejected for unknown...

Hello here is Sukhwal Narayan Bherulal, i haven't taken loan from NDXP and still it is showing in my cibil score. I have never taken anykind of loan from this finance institutions. Why this kind of issue are coming now a days. My friend took loan and I was an just referal person,he passed away...

I was just applying to Amex Gold Charge account and saw there was a checkbox called "Apply for additional card to manage separate expenditure" of these lines. I wanted to check if I opt for this and get two cards, will there be two accounts in CIBIL? I understand it's very unlikely but wanted...

I used OLA postpaid for a short period, but when I closed the OLA postpaid, they didn't close my associated IDFC loan account. And then October 2023, I mailed them, after a lot of follow up, they closed the account. Fast forward to this year October, I see another account by IDFC that was...

I have a random Axis Band CC (not owned by me) being reflected in CIBIL. I even made a complaint to them. But they removed the complain saying it has been resolved without addressing it. What should I do?

Hii, I am new to this website hence not allowed to post on credit card forum, hence posting it here. I have recently got a cibil profile and in just 2 months my cibil score increased from 736 to 772 but one AU SFB CC enquiry made it drop to 751, I want to know how long will it take for my score...

I have missed my DBS CC bill payment by just 2 days, it's a new card, registered in CRED but didn't get notification that it's due. Before due date I actually tried to pay once using SBI Unipay, but since it's not registered with BBPS, there was no option to pay there and I forgot to pay it...

Hello intelligent folks, I m 27, self employed with only 2 lac ITR. I never had any credit cards or any CIBIL score (Since kept all funds in SBI from 10 years 😭😥). I can manage 4-7 lac FD , 30k savings account balance. This amount will decrease in future, after I get my CC , since, I will buy...

Hey Guys As the topic suggests, I filed an RBI Ombusman Complaint against IDFC First Bank over Delay in Closure of my CC. Here's the Flow of Events: June 23 - Card Closed. July 23 - Bank said they need 90 days time to close card on CIBIL. Dec 23 - Raised grievance with CIBIL over closed card...

So AX$hit Bank check my cibil score twice while I applied for the neo card and reject the application because I wasn't eligible but suddenly an agent call me an told that I was eligible for NEO LTF but she put my birthyear wrong due to that issue I cannot complete the VKYC and an agent came he...

Recently my AMEX, SBI and HSBC application were rejected due to infamous "internal policy" reason, after filing a complaint to RBI ombudsman it turns out that I was overleveraged even though my existing credit mix <4 Lakh so I checked my CIBIL profile and it turns out Indian Bank has reported my...

Hi I applied rbl credit card in July and had already paid one bill in my cibil report the card is not showing up. Whereas other 3 CIB have them in the report. Any help what can be done in this case? Variant : RBL Paisabazaar Duet Credit card

Hii everyone my cibil score dropped due to incorrect payment status uploaded by the lender i.e instead of making payment on time they reported as dpd of 2 days on report and amount overdue and due to this my score has gone from 744 to 699 . I had disputed this on cibil and also written a mail to...

[ if you already have an account in cibil skip step 1] Step 1 : Create a account in cibil. Choose starter plan of Rs 118. Which provides a comprehensive view of your credit history. Use anyone's referal code. Now just pay 18 ( instead of 118) Step 2: after creating account refer 6 of your...

Can someone please help with cibil subscription plan discount? I know I am late but still checking if discount are available? Please advise.

Hi All, Yesterday I was applying for Marriott Bonvoy card straight redirected from Marriott website, it took all my details and while validating my details through netbanking it stopped saying could not be processed but I got a CIBIL hit and credit score from Equifax was also fetched . Now...

Non Digestible Fact : Experian is better than CIBIL in terms of solving problems, crisp & clear details & automation. Have you ever upgraded card or flipped the network? If yes, you must have faced problem of duplicate account showing in credit report & older payment history isn't updated in...