cibil

Any one please tell me I saw a banner in my email on a transaction mail of pre eligible offer. On second step option of OTP, Is a hard enquiry hit in my cibil report after entering OTP ?

In order to protect my CUR iam trying to make credit card bill payments before bill generation date and no one is allowing me to pay ... i tried canara, sbi, jiofin etc etc they are asking to enter the amount which is below the last generated amount which is 0 I can still be able to make...

I have 2 icici credit card and limit 2.30 lakh with sharing limit and I found that cibil show different limit on both Card if one of card close and cibil utility ratio increase or not ?

I'm using 2 credit cards (Sbi&HDFC) since around 1 year. I never used above 10% of my combine Credit Limit. I monthly check my CIBIL SCORE on Google Pay Free version however since last 4 months my CIBIL SCORE is stuck at 779 no improvement at all. What should I do to increase it or (to Decrease...

In June 2022, i applied for Axis Ace card via google pay and i got approved but my pin code was not serviceable so i entered nearest serviceable pin code so it was successful. When the card was delivered i was not present there so later on the card got destroyed for security reasons. Now when i...

My current address is showing up as 'rented house' in CIBIL report, when it is 'own house' (same address). How can we change the 'rented house' option to 'own house' in CIBIL report? Is this done by visiting bank and giving address proof. On aadhar card it is not mentioned whether house is own...

I am having cibil score of 731 and two ongoing loans which have zero late repayment but get rejected nearly all banks, icici, axis, sbi, Please anyone say the reason, and all this credit card application I have applied online

I closed my Union Bank SB General account in July and opened a Union Bank Salary account in August. Today when I was checking my cibil report the closed SB account is appearing under closed loan account as OD account. The entry was not there when the account was active. How to remove this from...

I closed my axis magnus credit card 6 months back, but it is still not closed in cibil. I received a confirmation mail from axis regarding this as well regarding my card closure. Now how do I approach axis bank regarding this, where to mail, etc and if there is any email template regarding this...

Today I buy cibil premium subscription and refresh score. My Gpay And Official Cibil showing different score There is different between 30 points

I was offered Coral Rupay LTF when it was launched and I accepted the offer as it was my first Rupay credit card and needed it for UPI transactions. This card shares limit with my old HPCL Coral credit card. It's been many months CIBIL doesn't show this card in the list. Is that normal?

Hi TFians, How've you been ? I post rarely but I've a question regarding cibil history. So my brother turned 18 this month and we've applied for PAN card for him. I want to build a credit history for him so he's able to get good credit cards when he gets his job out of college. (I did have to...

Hi in my report HDFC didn't update my payment information in CIBIL Of July and I have another hdfc card rupay which is currently reported in experian but my mastercard moneyback plus card information was there around 19th Aug but now Jul month information just vanished

Today, I downloaded my free (yearly) CIBIL credit report. It only shows two of the four current credit cards I own. Among the cards not featured are SBI's 9-10 month old card and Yes Bank's 7-year old card. I also noticed that one of my Kotak bank cards, which I closed a few months ago, is not...

I have taken OD account against gold in axis bank which is salary account and having credit card too Due to reduced gold price(reason on letter)I need to pay 500 into OD account which was not conveyed via SMS or call or mail or via app notification or display negative balance in account nothing...

Hi all, CIBIL is running an offer for all of its subscription plans as part of Global Fintech Fest use coupon code: CIBILGFF50 50% off on CIBIL subscription applicable on all plans valid till 30th Sep 2024 applicable on both web and android app annual plan 600rs only half yearly plan at 400rs...

Those who missed the 50% discount offer during the Independence day, now again 50% off discount offer is active. Use code : CIBILGFF50

Hi friends! My cousin already has some 4-5 credit cards. Still wants to apply for IDFC credit card. Her CIBIL score is 750. Will her score drop if she applies for another credit card? Please suggest.

How do I ask ICICI to remove personal CIBIL enquiry? I was just trying to open digital savings account with ICICI where I entered my PAN and other personal Info but they did a personal loan enquiry on my CIBIL. Can someone please guide me what steps should I take to fix this?

Just wondering if there's a number that anyone tested here. In pursuit of Infinia I ended up having 4 new cards in the last 3 months. Also, the hard enquiry shot up to from 0 for last 3 years to 9 in last 3 months. Despite that my CIBIL score went up by 35 points in the last 90 days. Not sure...