cibil effect

I’ve picked up several cards in the last 3–4 months, and now I want to balance things out before going for an SBI card. I’m planning to close Kotak, Coral, and BoB One. What impact should I expect on my CIBIL? 765, 4 year history, 6.6L LPA

Hello! SInce past 2 months my cibil was 802 but today it dropped to 721. Though there is no late payments or hard enquiry in last month, just my credit card utilization rose from 40% to 53%. Increase of 10% only. Could this be an error. If it is, please let me know how could i rectify it? Need...

If I use 80% of credit card limit and convert it to EMI will it affect my credit score?

I got a sms regarding a CIBIL Enquiry by RBL Bank on 7/7/24 which was done without my knowledge or consent. I had asked them to remove the same as it's negatively impacting my credit profile, but they're saying that it's genuine and the query was made for a Shoprite Card application which is...

Hi peoples I regularly check my credit reports but never had a look at the closed accounts. Today I saw something strange - I had Paytm postpaid accounts from Aditya Birla Finance which are closed for around 2-3 years now. As you can see in the screenshot - The account got closed in 2021...

This is regarding IndusInd platinum Rupay credit card which was issued to me on 30th March. Statement for the same is also generated on 5th April but card was undelivered physically to me as i was not there in that location, due to this Bank has blocked my credit card, on top of this i have not...

I had three pay later accounts. Amazon, Flipkart, Paytm. The Paytm pay later (Aditya Birla Finance) is closed right now. Amazon Pay later lenders are: Karur Vasya and Axio/ Capital Float. (100k Limit) Flipkart Pay later Lender : IDFC Bank (100k Limit) I still haven't closed any of them as...