cibil

Hello Guys I have Amazon Pay later account last 12 months but my limit is still 2k only. I want to close this Amazon pay later and re apply again? It's possible to reapply with high limit

I have raised a CIBIL enquiry removal request to Axis customer care because there was a CIBIL enquiry entry after the day I applied for FK Axis card on May 25 (duplicate entry on May 26). Same happened for HDFC Card too, 1 month later. Now Axis bank customer care said it will be automatically...

I have been facing an issue with the CIBIL website login page where they ask to enter the OTP for authentication. The box to enter the OTP does not display though I am getting the OTP on the mobile. I tried from multiple browsers, computers, mobiles, the result is still the same. Anyone else...

Hello Recently I’ve got pre approved offer for Hdfc iocl credit card on paisabazaar and I just click on the offer to check what is the offer and I didn’t even click on apply or anything just reading terms and conditions and benefits of the card and Hdfc pulled and hard enquiry without consent...

My score dropped from 761 to 730, in a day. There were couple of education loan enquires recently, one was 22nd of Last month, and other was on 4th july. Could these trigger this big drop ? I only have a hdfc credit card with 1.5 lackh limit and I pay on time, I see utilization is negative...

Hi I noticed that my Amazon pay ICICI CC number is different in Cibil and Experian. Is this normal? Limits and age of card is ok but number is different

Does cibil gets hit multiple times if we apply multiple credit cards within 7-14 days of time I heard multiple loan enquiries within certain days is equivalent to 1 credit enquiry, is it applicable to credit card as well ?

Hi guys I checked my score in Cibil app 3 days ago. It dropped from 792 to 785. I didn't apply for any new card or LE or loan. The last hit from the CIBIL notifications I can see is of May. The utilisation is 4% since January. I took a no cost EMI which finished in June mid when the latest...

Hi I have a query. I had Regalia first since 2019. Now HDFC is upgrading my Regalia First to Diners Club Black LTF based on Alumni offer. As my old Regalia First CC number will be changing so I believe it will be marked as CLOSED in Cibil and a new account for DCB will be created. My query...

Hello all, I can see a credit card enquiry in my cibil score for this month (June 2023) from Central Bank. However, I've not owned any product from central bank, and neither have i ever applied for any of it's product. But, I did get pre approved Onecard (unsecured card) partnered with...

Here's my advice (that no one asked for but someone may need) based on how I started with my credit card journey. Note my CIBIL is 802 and I have no secured loans such as home or car loans. Just credit cards, which are unsecured. Here's how I started and how I'll say everyone who is starting...

Is anyone else also facing issues logging into the CIBIL (official) website? They recently shipped a new security feature and now have started asking for additional details (PFA img1) like entering at least two credit card/ account details and then a bunch of questions follow. Apart from...