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Hi , we are using diners club privilege card for almost last 2 years ( my wife's card and our first credit card for our family ) . She is now holding tata neu infinity paid card and swiggy ltf card from hdfc with 4.9L limit . Card renewal date coming in 2 weeks approx , we already mailed hdfc...

Hi new to community and need help to better utilize my cards or add/close useless ones My current cards -ICICI MMT PLATINUM LTF -ICICI PLATINUM LTF -AXIS FLIPKART LTF -IDFC FIRST MILLINIA LTF -ONE CARD(FEDERAL BANK) LTF -SBI PRIME VISTARA PAID Considering: - HAVE AN IN-APP OFFER FOR ICICI...

I'm planning to close my IndusInd Legend credit card as I'm not happy with their service. Since their email support usually takes 7-8 days to reply, so should I email them for a card closure request and get ₹500/day compensation if they delay replying to my email post 7th working day? 💀

Having Secured Onecard (Just 2k) :p more than 2 years old. In My Pincode i think they will never provide Unsecured Card. 2 months ago got 1st unsecured Hdfc card (but too low limit) :ROFLMAO:. So now, should i keep onecard as it oldest card or close it ??

Recently I am offered fyf inifinia and now plan to use it heavily to target second year fee waiver. Also, seems like the rewards are better than axis flipkart and ace cards through gyftr vouchers. Should I now close the paid cards axis flipkart and ace which I used heavily till now (pretty sure...

Hey everyone, I currently own multiple HDFC cc as mentioned below with combined limit of 2.5L - Millennia LTF Swiggy FTF (with next years fee waiver limit achieved) Neu Infinity FTF (with next years fee waiver limit achieved) I have these cards issued 2-3 years back when I had lesser salary...

Hi everyone, ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ TF Advisors help me I'm facing a dilemma regarding my Axis Bank account. I haven't been able to maintain the minimum average balance (MAB) for the past two months. As a result, I'm being charged fees. I'm not sure if I should: Close the account and...

hi, my father had 1 axis liberty and 1 Hdfc Savings max account ,he now have entry level CC from both the banks. since SBI is go to bank for all purpose and these accounts are lying idle, can we close them and still get premium cards in future? No affect on profile too?

what happens if we close 5 credit card accounts out of 20?

I have an axis bank basis savings account & i have 3 credit cards of axis bank. I want to close only axis savings account. So I visited my axis bank branch they said if i closed my bank account they all so close my credit card. Is there any solution?

Hi, I had taken vistara infinite card in wife's name. I forgot to close the card before the renewal fees was charged in August 19th. After the annual fees was charged, my wife made another transaction. And now the bill is generated. Can I ask axis to close the card without paying annual fees?

Dear members After devaluation of point value in PNB, is it worth to keep the rupay select credit card or better to close.

Hi As I had shared earlier in the thread, I was missold an Indusind Legend card while trying to get ED LTF (https://www.technofino.in/community/threads/indusind-sales-person-rajesh-misled-and-missold-legend-card-by-rs1910.29128/page-3#post-720094) Now that is not happening, I want to get out of...

Hi Guys, I want your views on what to do with my axis credit cards, Axis Rewards Cc paid : Migrated from Citi. -- due for renewal in dec 24 Axis Atlas Paid: due for renewal in Jan 25 Axis Vistara Infinite Paid : due for renewal in Oct 24 Axis Neo Ltf. Since I have 4 cards already, I won't...

I have neo LTF, myzone LTF and also recently got ace FYF. Now, I want to cancel either neo or myzone, but super confused about which one to cancel. Both are bad, but which is worst?

Hey All, My card was issued on 16th December last year. I called the customer care today, for closing the card and reverse the annual fee. Agent denied with a reason that there was a transaction this month, hence they won't be reversing the fee. Any Idea? I have sent the email to...

I recently opened a BOI bank account hoping that I it would be zero fee. They didn't give me an option to choose debit card either and gave me a 300fee debit card which I don't want to pay for unnecessarily and isn't even primary account for me. SO if they charge me fee and account goes to -ve...