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conversion

  1. arpipop

    Best bank for Secured to Unsecured card conversion for a Defaulter [Conditions Apply]

    Long story short, had a 20k limit cc from hdfc in '18 that became delinquent (tagged as "willfully defaulted/suit filed") from 3rd month itself to now 40k+ total due to charges, settled it 2 months ago for 20k only (Settled, not closed)... CIBIL shows all the months in red since 2018 to now ofc...
  2. Sriim

    BOB HPCL Energie CC upgrade/downgrade/LTF conversion - Suggestions needed

    Hi, I got my HPCL Energie CC as my first fuel CC in September 2023 and ended up spending 35k within Feb 15 2024 out of the 50k required for annual fee waiver Later I found out about Park+ via TF. 500 off 2000 vouchers almost every week on burning park+ petrol and double dipping with 5% CB...
  3. Raavan

    SFBs can become Universal Banks: RBI Circular

    The Reserve Bank of India (RBI) on Friday came out with guidelines for the voluntary conversion of small finance banks (SFBs) into universal banks. “Such conversion shall be subject to the SFB’s fulfilling minimum paid-up capital/net worth requirement as applicable to universal banks...
  4. rishabhaxx

    Wanted to know my options for HDFC moneyback+ cc for better card

    I have 8 month old HDFC moneyback + cc. It was a FYF card. Recently they increased my limit to 325000. I want a better card from HDFC as moneyback + doesn't give rewards. I am also getting tata neu infinity card FYF. I wanted to know will HDFC upgrade my card to millennia or regalia. Is there...
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