conversion

SBI premium services call me every hour to covert my payments into EMI, am I the only victim here? What's the solution?

Hi everyone, I currently hold an Axis Bank MyZone Visa Credit Card, which is Lifetime Free (LTF). I wish to convert it to the RuPay variant of the same card. However, when I contacted the bank, they informed me that only a paid card conversion is possible, and there is no option to retain the...

Hi everyone, I contacted ICICI customer care and itseems Saphhiro Visa/MC to Rupay conversion is active now. But they are saying that they will cancel existing card/s. I have asked to provide it as an additional LTF card. Lets see. SS attached. If they do not agree for additional, would it...

someone please clear my doubt. my father has sbi simplyclick cc with limit of 34000. I want to buy two electronic appliances from amazon during this republic day sale. one is worth 24000 and the other is worth 12000. I know that if a create an emi for the first product, 24000 will be first...

I have Axis Neo, Ace and Rewards (from citi). I wanted to get Airtel card for airtel bills but they follow a limit of 3 cards. Last week I raised a request for closure of Ace and they offered conversion to LTF MyZone. I accepted it and completed the online process. I expect the new card to be...

I recently called the bank ,and asked hdfc that If I cancel the no cost emi prior to conversion,will I incur any charges unlike ICICI which don't charge anything for first 15 days of cancellation. I got to know that even I cancel anytime I will incur 3.54% foreclosure charges,but for cards other...

Hi All, Need 1 help . I had gotten 3000 Indusind Reward points via a credit payment by IndusInd Exclusive Debit Card . While I was converting it into Rs. 1050 cashback on the indusind app , I did not receive the money in my account event though the Reward points were deducted . I had raised...

Hi all, We all know that RBI had implemented conversion to RUPAY from any variant, but still we knew most of the cards banks are not converting them to RUPAY. Is there anyone who got succeeded in converting to rupay any banks card that in normal they deny. Let us know about it. Currently...

I got a mail a while ago that my ICICI Privilege Salary Silver Account will be converted to Family 360 on Nov 1 However I have not received any notice of conversion, nor do I see any changes in the Mobile app or internet banking. How do I know this has changed? Customer Care has no clue

I've had the HDFC MoneyBack Plus (Fee 500/50k waiver / pre-approved offer) for around 8 months at this point. I've spent around 2L on the card in 8 months. I recently got the Swiggy card Fyf and since it offers better cashback I've been spending a bit more on that. I want the HDFC Millennia in...

I sent an email for network change from Visa to RuPay and asked if there is any network change fee or card replacement charges. But support team won't answer it correctly they keep saying card is LTF. RuPay card is dispatched will the bank charge card replacement fee. Can I use my Visa card...

Dear All, HDFC has launched a festive season offer providing swiggy, tata neu cards as LTF. However, I recently obtained Tata neu infinity card. Can I cite this offer and ask them to convert my FYF card as LTF. Any guidance in converting my card as LTF is appreciated. Thanks in advance.

My friend has some 1L Edge Miles in Axis via transition of CIti Premier Miles to Horizon. Now the conversion ratio of Horizon is 1:1. I was wondering if he gets Atlas, will he able to convert those 1L miles at 1:2 instead of 1:1?

Hi everyone, I have purchased phone using my sbi card using emi option in purchased platform. And again converted full amount of purchase amount into emi using credit card app. Now I am receiving double emi every month to pay.

Hello guys, Recently few days back I've applied for Yes Bank credit card from Amazon app by seeing big big LTF banner. While online application I didn't read T&c thought it's LTF card useful for occasional Fk/Az sales. After application immediately received VKYC link. After 3 days of VKYC my...

I already know that there are many threads on this point and members are talking about this topic. Some members are saying that you can not convert, some are saying dual variant will be closed etc.... I will try to answer all question and myths about the conversion. Here is my journey to...

Hi all, I need to convert ₹2 lakh to Baht for upcoming family trip. I have few queries: 1. Which is the ideal way to go about it ? Should I convert to USD here and then convert to Baht in Thailand? Or directly convert to Baht here itself? 2. Which is the best place for this conversion? I am in...

Long story short, had a 20k limit cc from hdfc in '18 that became delinquent (tagged as "willfully defaulted/suit filed") from 3rd month itself to now 40k+ total due to charges, settled it 2 months ago for 20k only (Settled, not closed)... CIBIL shows all the months in red since 2018 to now ofc...

Hi, I got my HPCL Energie CC as my first fuel CC in September 2023 and ended up spending 35k within Feb 15 2024 out of the 50k required for annual fee waiver Later I found out about Park+ via TF. 500 off 2000 vouchers almost every week on burning park+ petrol and double dipping with 5% CB...

The Reserve Bank of India (RBI) on Friday came out with guidelines for the voluntary conversion of small finance banks (SFBs) into universal banks. “Such conversion shall be subject to the SFB’s fulfilling minimum paid-up capital/net worth requirement as applicable to universal banks...