credit bureau

Today, I downloaded my free (yearly) CIBIL credit report. It only shows two of the four current credit cards I own. Among the cards not featured are SBI's 9-10 month old card and Yes Bank's 7-year old card. I also noticed that one of my Kotak bank cards, which I closed a few months ago, is not...

I dont have a cibil score yet, So I applied for Lazypay and got 3k as credit limit. I'm wondering if I keep paying through it and instantly pay the outstanding in advance, will it help me build a cibil or not? If not what should I do to generate the cibil? As I don't want to miss any payments...

My father had a loan with Capital First Bank during 2008 which was closed with timely payments. However, the account is shown as settled in his CIBIL report even with no due amount. Since then, capital first merged with IDFC Bank and now the 'settled' account shows under IDFC bank. Kindly let me...

Hi , I have received a message now regarding C KYC enquiry from Suryoday small bank today. I have not authorised any details regarding this KYC . What should I do? This is the message I have received. Dear CHANNAKYA, your CKYCRR record bearing reference 6007015393******* was fetched by...

Hi, I am new to the platform and can't seem to figure out how to use it properly. I stumbled upon it when I face an issue with a Cibil enquiry made without my consent. I got a call and was asked if I had applied for the loan (I didn't apply for a loan with them just enquired on other websites...

i have 3 credit cards in which one of the card is fully utilised and other 2 are under 30% Will it impact credit score ?

NPCI working on Digital Payments Score (A new kind of credit bureau to scale up credit economy in India): The National Payments Corporation of India (NPCI) is planning to come up with a Digital Payments Score (DPS) aimed at strengthening the country’s credit scoring system while creating more...