Atharva@1909
TF Buzz
i have 3 credit cards in which one of the card is fully utilised and other 2 are under 30% Will it impact credit score ?
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Doubt regarding utilisation ratio
- Thread starter Atharva@1909
- Start date
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- Tags
- credit bureau
yes for sure... v high utilized portfolio.. pls. try and optimise.. quickly.. unless you have no plans for any loan / card etx. in the near future
Atharva@1909
TF Buzz
Actually i always maintain utilisation ratio under 30% but the problem happened is I paid my one card bill via cred but tht shitty app didn't settled the amount and hence the statement is generated is of high amount 🥹
then its fine.. will. blip for. one. month and stabilize again.. nothing to worryActually i always maintain utilisation ratio under 30% but the problem happened is I paid my one card bill via cred but tht shitty app didn't settled the amount and hence the statement is generated is of high amount 🥹
