credit card closure

I requested axis bank to provide a no dues certificate after credit card closure on 14 dec 24 and last statement payment of Rs 10.48 on 23 Dec 24 against last statement was done. However, they r again mentioning in cancellation letter that "if outstanding amt arises out of disputed transaction...

Hello everyone, I’m seeking advice on optimizing my credit card portfolio and building a strong set of cards for my needs. Here’s a quick overview of my spending patterns and preferences: Spending Patterns: - UPI Transactions: ₹1-3L per month - Online Shopping: ₹1-2L per month (mostly...

Hi, I received card statement yesterday for Axis Horizon Credit Card ( Migrated from 10+ years Citi Card) and there is an Annual Fees noted for renewal. I called customer care today for closing this Card and they are demanding the Annual Fees for closing the Card. I hold credit cards from other...

Hey everyone! I’m looking for advice on optimizing my credit card portfolio, as I feel I currently hold too many cards with overlapping benefits. Here’s a summary of my situation: Cards I Currently Hold 1. HDFC Millennia Credit Card Annual Fee: ₹1,190 (waived after ₹1 lakh spends)...

As the article suggests. I had an Amex Gold Charge Card and Platinum Travel credit card which i closed on 1/10/24 and 3/10/24 respectively. Annual fees were posted in both my cards and since I didn’t want to continue the cards so I requested cancellation. I hd cleared all my dues apart from...

---------------- Query - SBI credit card - CPP (card protection plan) ---------------- TODAY I have recieved the below EMAIL from SBI - " ... annual renewal fee of Card Protection Plan, is due on 31/10/2024 and will be processed through your SBI Credit Card as per mandate ID ... "...

Hi everyone I am looking forward for a new credit card mainly for offline spends because amex most of times offline is not accepted and others cards I have don't offer much benefit.Currently I use these credit cards : 1. Amex Platinum Travel 2. HDFC Millenia 3. SBI SimplyClick 4. Rbl Bank...

Hi everyone, I closed my SBI cashback CC 2 weeks prior and today on bill generation day I have received a bill of 572rs and 241rs as cashback debit making the total outstanding as 813rs. But I didn't make a single transaction on this card since last 1+ month and always paid bills on time. Since...

Hi Fam, I hold two SBI credit cards - SBI FBB Card - 75k limit SBI Simply Click - 50k limit Both of them are chargeable. I am not using them till the point my spends on these cards can cover the annual charges. So I am deciding to close either one of them, in case SBI doesn't want to make it...

I have an SBM PaisaBazaar Step Up Rupay CC (secured, FD-based). It is almost two years old. I received an SMS today that the card will be closed for non-usage within 30 days (SMS attached). I decided to do a transaction with the card today itself, but was unable to complete it due to...

I currently have these Rupay credit cards ICICI Coral Rupay - LTF Axis Neo Rupay - LTF HDFC Tata Neu Infinity - FYF, took the plunge just a week back as it felt awful to earn just 20p, 25p in terms of points from Axis and Coral. For Neu, my spending is only on Tanishq and at this point...

Dear Team Members , I have requested credit card closer on September 2022 my card is closed on card level but in account level it is not closed so 500 rs penalty rules apply or not. Please help me Edit On 16-02-2024 Now Card is also Cancelled On Account Level And New Credit card Statement...

Hi all, I have been following this community for a while now as a bystander. However, I do now have a question I need your help with. I own an Axis Vistara Infinite card (got it in Jan 2023), which I want to close. I stopped using the card in early January and waited for the statement to be...

Hi all, I currently hold the following credit cards and would greatly appreciate your suggestions on which ones I should consider upgrading or closing: 1. SBI Cashback Card: ₹52,000 limit, FYF, 10 months old 2. SBI Octane: ₹75,000 limit, paid, 2 years old 3. Axis My Zone: ₹1,20,000 shared...