credit card portfolio

Hey TFCians, As we bid farewell to 2024 and gear up for a fantastic 2025, let's take a moment to reflect on the year gone by. Here's a recap of my personal credit card portfolio, reward earnings, and redemptions from this incredible year. My Credit Card Portfolio (as of 31st December 2024...

Currently I am holding ICICI Coral, Amex MRCC, Axis Myzone, AU LIT, HSBC Platinum I need your suggestion based on my spends

Hello everyone, I’m seeking advice on optimizing my credit card portfolio and building a strong set of cards for my needs. Here’s a quick overview of my spending patterns and preferences: Spending Patterns: - UPI Transactions: ₹1-3L per month - Online Shopping: ₹1-2L per month (mostly...

My current card portfolio:- Axis Airtel : Limit 10 L ( Paid ) Axis Atlas :- Limit 10 L ( Paid ) Axis Privilege :- 10 L ( Closed after creating this thread) Icici Amazon :- Limit 10 L ( LTF ) Sbi simply click :- Limit 4.7 L ( LTF ) Sbi Vistara:- 3.7 L ( Closed after creating this thread )...

Hey everyone! I’m looking for advice on optimizing my credit card portfolio, as I feel I currently hold too many cards with overlapping benefits. Here’s a summary of my situation: Cards I Currently Hold 1. HDFC Millennia Credit Card Annual Fee: ₹1,190 (waived after ₹1 lakh spends)...