Hello everyone,
I’m seeking advice on optimizing my credit card portfolio and building a strong set of cards for my needs. Here’s a quick overview of my spending patterns and preferences:
Spending Patterns:
- UPI Transactions: ₹1-3L per month
- Online Shopping: ₹1-2L per month (mostly...
Hey everyone!
I’m looking for advice on optimizing my credit card portfolio, as I feel I currently hold too many cards with overlapping benefits. Here’s a summary of my situation:
Cards I Currently Hold
1. HDFC Millennia Credit Card
Annual Fee: ₹1,190 (waived after ₹1 lakh spends)...