dcb metal

Will NPS earn 5x rewards using DCB Metal? I tried searching for it but not found any related post. Thanks for your reply :)

So I was just calculating the reward rate of Infinia vs DCB Metal. Infinia does not have quarterly milestone of 4L - present in DCBM. Most of the other things are same across both cards - except may be Infinia has higher SmartBuy limits. This is based on the kind of spends I myself do.

Folks, I got my DCB Metal FYF last year mid-November i.e. the first CC statement I received was in Mid of December. I believe the FYF criteria is to spend 1.5L within 90 days of issuance of card, I did a little over 2L so all good there. Now, the renewal fee thing is about to kick in, so far...

Hello, I received DCB Metal LTF with 7.27 lakhs limit. Is it possible to upgrade it to Infinia metal LTF?

Hi everyone, I got following email today. Is this upgrade LTF? Currently , I hold LTF Plastic DBC.

My annual expenses are around 18-20 lakhs and I use below cards as primary. I have LTF HDFC DCP with 6.5 lakh limit but it gives no benefits. I asked my RM for Infinia but he did not agree since salary credit is around 2L+ which doesn't meet 3L criteria. He is ready to give paid DCB Metal. Now...

Recently, I am getting HDFC diners black offer in my HDFC salary account but with annual and joining fee, is there a way to get this free for first year or how can i get infinia? I have a salary account in HDFC with salary just shy of 3lcs. Do i need to connect with my branch or is there any...

I hold two FD'S from axis bank with 6 lakhs and 3 lakhs . I am thinking to move them to HDFC . Also i hold salary account in HDFC From Feb 2024 around (60k) i Almost save 80% of it currently hold some savings as well. can I get best Cards from HDFC ?

Hi, I have two queries regarding DCB Metal card. 1. It says that the joining fee will be waived on spending 1.5L in 90 days, does this excludes any categories? Like rent, insurance etc? 2. If I get it waived by meeting this criteria then will I still be getting the welcome benifits (Few...

IS IT REALLY true. Am I really getting DCB metal LTF? Pfa

Hi, I have recently (2 days) got my DCB Metal card and I don't have a savings bank account with HDFC so, I am logging into 'Credit Card only? Login here' portal. Now, I want to apply for an Add-On card for my family member who has an HDFC customer ID. But, the problem is I don't see the option...

College Days: I’ve always been fascinated by credit cards, starting with my first one with icici salary account , an ICICI Platinum with a 30k limit, which I got in February 2020. It wasn’t much, but it felt like a big deal at the time. Chasing the Millennia: A bit later, I set my sights on the...

My DCB Metal card was delivered today. I wanted to share the story, especially for those who are eligible for DCB salary wise, but stuck with low variant card. TLDR : I was stuck with Millennia LTF with 50k limit. I closed the card and then applied for DCB Metal, which was approved. I first...

Hi all, I randomly checked to see which HDFC cards I am eligible for. I'm getting DCB metal FYF (sort of, with a 1.5L spend in 90 days). My mother is going to buy some jewellery in the coming days (2.5L+). In an ideal scenario(if possible), is it better to give cash (to save on GST) since the...

Hello, I wanted to know if it's possible to get a pre-approved DCB as a first unsecured CC. Currently have a CIBIL of 792 with 40k limit (10k OneCard and 30k IDFC wow, both FD backed) and about 2 years of credit age. I do not currently have a job or file an ITR so that route is out. I have a...

HDFC Platinum Debit card does not give the 1% CB for payment of DCB or any other HDFC CC, neither do wo have HDFC as as option for credit cards on BillPay. I have also tried the below 2 options both of which did not yield any cashback with the Platinum DC: 1) Mobikwik 2) SBI Unipay Portal Is...

Hey folks, I’d like to apply for a neu infinity but when I checked the card eligibility portal on hdfc, all I see is millennia, Swiggy and neu plus. Also, I have a dcb metal arriving in the next two days (dispatched already, some delay due to rains) so I’m not sure if I can have a neu card as...

Hey folks, for some wedding expense in the family, I’ll be buying gold for approximately 10L to 15L around August of this year. I had a Citi IOC card (limit 6L something) HDFC regalia (6L) both of which are being closed right now. With the help of members here, I got myself an Amex trifecta...

I currently have an ltf regalia, I wanted to upgrade to a dcb , returns n salary is not a concern but I haven’t used my regalia much in the last 6 months (around 2.5L). I was primarily using my Amazon pay icici in 2024. So someone from the credit card team spoke with the card approval team and...

Hi all, I want to hear how to go about getting my second HDFC CC. I currently have a Marriott Bonvoy card with a 1L limit. I don't put much spends on it, due to the reward rate being pretty low compared to my main card, Atlas. I want to get a Diners Club Black Metal next, I meet the salary...