dcb metal

Hey everyone, I wanted to share an update on my credit card journey and get some fresh inputs. I’m primarily not looking for cashback cards; my main goal is to accumulate reward points that I can transfer for hotels or airlines. Additionally, I’d like a card with good lounge access (both...

I have escalated to both grievances email and pno for upgrading my millenia to dcb metal. But both have denied the same despite meeting the eligibility criteria for the card. I have salary slips > 2.75L after taxes pm for last 2 months. For December I don't have a payslip since I switched...

I have a pre-approved offer for axis atlas, existing credit limit of axis card is 750k I had tried applying for hdfc credits cards in past, despite having 125-150k salary, 20 yr credit history and a cibil score of over 780 my applications were rejected because of the police word in my workplace...

Hello TechnoFino Community, I currently hold a DCB Metal card with 8L CL. Over the next two quarters, I have significant planned expenses, including an international holiday and home renovation, totaling approximately ₹8.5L in spends over six months. I’d like to know what spend threshold...

Hi team, I recently upgraded from a LTF Regalia (limit 4.5 lakhs) to FYF DCB Metal (limit 20 lakhs) in Feb '25. However, I am targeting an upgrade to Infinia. Not possible via the salary route. For which I am planning to move some of my rent payments and my friends rent payments (~1.5 Lakhs per...

Hi, Can some help me with a couple of queries regarding fuel purchase via DCB Metal 1. If I directly swipe the card at petrol pump, I won't get any rewards, but will these transaction count in the quarterly milestones? 2. If I buy IndianOil vouchers using park+, will I get both reward points...

I’m travelling to London next month for about 2 weeks for business and I assume expenses of about ~750 GBP required for my trip. Currently, I have SBI CashBack card and HDFC DCB Metal card. I’m confused if I should get some forex card. I contacted my HDFC RM and I got to know that I am...

Hi, is there a way to buy these vouchers using DCB? I am okay with paying 2% surcharge but of the voucher platforms I tried are blocking DCB. Any platform where that's not an issue? (Idea is to pay using vouchers as a couple of HP petrol pumps near my place are not accepting DCB metal)

After a while of showing as expired and not allowing new customers to sign up for it, HDFC's Global Value Program (GVP) is back - https://offers.smartbuy.hdfcbank.com/offer_details/gvp/24664/Z2epmWc%3D. This offers 1% Cashback on all International transactions (upto Rs. 1,000/- per statement...

Which is the best card amongst these

Hello TF Community, This thread has been created to consolidate information regarding HDFC SmartBuy EMI spends on DCB (or even Infinia) cards. When making high-value purchases such as iPhones, booking flights, or holidays—transactions that typically exceed the monthly reward cap—we often opt...

Hello, I have Axis Magnus for Burgundy (M4B) This has been my general observation, need more opinion and value addition by seniors and redemption experts, who does details analysis from time to time. Axis M4B most effective redemption tool is airmiles conversion at (5:4 ratio). (4.8% reward...

HDFC Bank cards eligible for this offer: HDFC Bank Infinia Metal, Infinia, Diners Club Black Metal, Diners Club Black, Regalia Gold credit cards. https://offers.reward360.in/miles_transfer/bonus_offer?resulid=hUeRnxxTGJ8ZW18VTdUUFFQfGZL&rid=U7TPQP

Currently holding LTF Plastic DCB and got this email. I don't want Cibil hit - can anyone confirm if the upgraded card would be LTF or HDFC is playing dirty tricks?

Hi, I have around 60,000 points in DCB, I will get only 30k accor points on that. So planning to take Accor signature(brazil) which will give 5000 points every month. I already spent 4 lakh in this quarter. so dont want to use DCB. I also read somewhere that Accor membership price will...

Hi Guys, I would appreciate some help regarding the following. I currently have the below-listed credit cards, and I am looking at getting a super premium credit in the next 2-3 months. - I have a pre-approved offer for Axis Magnus. - I am interested in getting HDFC Infinia or DCB, but I do not...

I hold very long relationship with HDFC (Almost 9+ years) . Started with HDFC Moneyback cc back in 2015. After that in 2016 Applied for Diners club card (Basic one i don't remember its name) (Got few limit enhancement offers don't remember exactly) Then in 2020 During covid I got mail for...

Will NPS earn 5x rewards using DCB Metal? I tried searching for it but not found any related post. Thanks for your reply :)

So I was just calculating the reward rate of Infinia vs DCB Metal. Infinia does not have quarterly milestone of 4L - present in DCBM. Most of the other things are same across both cards - except may be Infinia has higher SmartBuy limits. This is based on the kind of spends I myself do.

Folks, I got my DCB Metal FYF last year mid-November i.e. the first CC statement I received was in Mid of December. I believe the FYF criteria is to spend 1.5L within 90 days of issuance of card, I did a little over 2L so all good there. Now, the renewal fee thing is about to kick in, so far...