dcb metal

My DCB Metal card was delivered today. I wanted to share the story, especially for those who are eligible for DCB salary wise, but stuck with low variant card. TLDR : I was stuck with Millennia LTF with 50k limit. I closed the card and then applied for DCB Metal, which was approved. I first...

Hi all, I randomly checked to see which HDFC cards I am eligible for. I'm getting DCB metal FYF (sort of, with a 1.5L spend in 90 days). My mother is going to buy some jewellery in the coming days (2.5L+). In an ideal scenario(if possible), is it better to give cash (to save on GST) since the...

Hello, I wanted to know if it's possible to get a pre-approved DCB as a first unsecured CC. Currently have a CIBIL of 792 with 40k limit (10k OneCard and 30k IDFC wow, both FD backed) and about 2 years of credit age. I do not currently have a job or file an ITR so that route is out. I have a...

HDFC Platinum Debit card does not give the 1% CB for payment of DCB or any other HDFC CC, neither do wo have HDFC as as option for credit cards on BillPay. I have also tried the below 2 options both of which did not yield any cashback with the Platinum DC: 1) Mobikwik 2) SBI Unipay Portal Is...

Hey folks, I’d like to apply for a neu infinity but when I checked the card eligibility portal on hdfc, all I see is millennia, Swiggy and neu plus. Also, I have a dcb metal arriving in the next two days (dispatched already, some delay due to rains) so I’m not sure if I can have a neu card as...

Hey folks, for some wedding expense in the family, I’ll be buying gold for approximately 10L to 15L around August of this year. I had a Citi IOC card (limit 6L something) HDFC regalia (6L) both of which are being closed right now. With the help of members here, I got myself an Amex trifecta...

I currently have an ltf regalia, I wanted to upgrade to a dcb , returns n salary is not a concern but I haven’t used my regalia much in the last 6 months (around 2.5L). I was primarily using my Amazon pay icici in 2024. So someone from the credit card team spoke with the card approval team and...

Hi all, I want to hear how to go about getting my second HDFC CC. I currently have a Marriott Bonvoy card with a 1L limit. I don't put much spends on it, due to the reward rate being pretty low compared to my main card, Atlas. I want to get a Diners Club Black Metal next, I meet the salary...

I am having DCB Metal as my primary card. Please suggest ways to maximise rewards on this card using smartbuy portal and other spends.

Which one will be better in terms of reward extraction for miles/hotel points? Looking super premium card for my wife where we can extract the best rewards. Overall which will give better value(experience) for the money spent on their fees. One thing she is adamant about is the best Airport...

Hi everyone, I received my HDFC DCB Metal Addon today. To my surprise, it has different card no. compared to my primary. I can see the addon card while setting up card controls or changing pin in mycards app. When I changed card limit or set pin, I got a mail saying addon card no. XXXX...

Hi, I wanted to pay an insurance payment of around 1.25L. Insurer is available on amazon pay. But I have only around 60k amazonpay balance and while paying, Amazon is not allowing me to use credit card for remaining amount. And direct payment gateway is not accepting my DCB. How can i buy...

I need it for a ₹15k purchase on Amazon. Are there any T&Cs that I need to be aware of when I try to get the 5x points. It’s a diners club black metal card and the monthly cap of 10k points isn’t used.

Wanted to see who has actually switched from DCB Plastic (especially LTF version) to DCB Metal (FYF) and who is considering. The major drawback for me is that they charge Rs. 10000 + GST as renewal fees but do not give any renewal benefits for the same. This is actually a devaluation from DCB...

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card. Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location) DCB - 24L ITR...

Hey Guys, So I'm having issue with HDFC to apply for HDFC credit cards for a LONG time now (about 4 years to be precise). Whenever I check their website to apply for credit cards (every 6 months or so), I am always shown the low tier cards (below ss is from today). I hold, AMEX Plat Charge...

Hmm, HDFC looks set to introduce a metal version of DCB that raises the daily and monthly cap of the current PVC DCB.