gold

I was getting spammed with Regalia LTF to Regalia Gold FYF upgrade offer since almost an year. In hdfc net banking it is clearly showing FYF upgrade, but today checked HDFC my cards. And this upgrade offer is very confusing one. It says "Annual fees are not applicable if your current card is...

So i made a partial payment on my gold charge card. I though i paid in full, but did not. A relative passed away, was not in the right state of mind. Got to know about this roughly after new statement generation. Amex blocked both my cards due to non-payment. Which was later activated...

HI TF community Need your thoughts on which is the best super-premium credit card to purchase gold coins. If any of these is not a super-premium card, please flag that too - AU Bank Zenith+ (has a current Amazon offer that expires tomorrow, 20th Oct 2024) - HDFC Infinia (Perennial favorite for...

Hello friends, I am moving my salary account from ICICI to HDFC. (Because ICICI silently downgraded my account from Wealth Management to Privilege. Even my ICICI debit card will become chargeable. There is no point in continuing in ICICI with no other benefits and least rewarding cards.) Now...

Hi Guys, I am creating this thread as it will help members who are planning to invest in Gold after closure of SGB(no confirmation on further tranches) and it was quite a struggle to get all information at a place. I have attached the brochure of Malabar Gold and Diamonds various investment...

Hi All, I've been dealing with HDFC Bank as my primary Banker for last 12 years and increasingly getting frustrated with their deterioting service level (including banking as well as credit card department). On top of that, I've tried all the available ways to upgrade my existing Regalia /...

Anyone having speciale gold women's saving account please let me know the product code for this account.

I am planning to exchange my old gold for some new gold jwellery preferably plain gold at Tanishq this Dussehra or Diwali. I have got Tata neu infinity card. I understand it gives 5% cashback on tata brands including Tanishq. Questions: 1) Will I have to pay GST on new gold I am getting in...

Hi, what is the return percentage of Amex Gold charge card after considering the joining fee and renewal fee?

Hi TF Community We are about to head out to buy some gold coins in Bangalore. We'll be using the Zenith+ card from AU bank. We will not be using the full value of the offer amount. I anyone is in Bangalore & wants to buy, let me know. I can split the Amazon vouchers that come along with it. The...

Hi, Every year during navratri I purchase a 5/10 gm gold coin. I have a MRCC, Gold Charge and a DCB. Amex has a reward multiplier where it has Tanishq on the list and only mentions the below exclusions. Does this mean I should be able to get that 5X points if I used my Gold Charge? Also...

I had to spend 30K before 28th Sep to get 5000 smart buy voucher as milestone benefit and did transaction on flipkart on 26th Sep. The transaction date was 26th but it posted into statement as 28th Sep. Now that amount is showing in the next year benefit cycle and not in the previous year cycle...

Dear Ujjwal, We’re excited to bring you new benefits on your HDFC Bank Regalia Gold Credit Card! Starting 1st November 2024, your card's Welcome Benefits will now include a Swiggy One Annual membership, replacing the current Club Vistara Silver Tier membership. What does this mean for you...

I have both HDFC Regalia Gold and HDFC UPI Credit Card. I know that the credit limits of both the cards are shared and the Credit Limit of Regalia is also applicable for UPI Card. What I am NOT able to find anywhere is IF I spend "X" on HDFC UPI Card and "Y" on HDFC Regalia Gold card, will the...

Hi, I recently Recieved Regalia Gold card, but credit limit i received is only 1.5L, I am holding other card with 15L limits & draw 2.3L salary Per month, I sent my salary slips, ITR files to increase limit, but no luck, Now I have used 75K out of 150K which means more than 50% credit...

Could someone please help on this? if there is anyone who has opted for it. requesting you to kindly share your insight. Thanks in advance.

if we buy gold coin or jwellery from say amazon/flipkart do we get reward points (not via coupons) but directly if we pay and buy

My relationship with Amex started Last Year Mid January with MRCC, even though my salary was not at par with Amex Platinum Charge Criteria nor my spends on MRCC were heavy apart from the Regular 1500*4 Spends , after 6-7 odd months Amex Started sending me upgrade offers for Platinum Charge with...

I am looking to buy some decathlon vouchers from Amex Giftyr using my Gold card to fulfill the 6 X 1000 transactions for the month. This is not a problem for full priced vouchers like Amazon. However, since they have a 1% discount, a 1000rs voucher is coming for 990/- and these vouchers if...

I am planning to start a Monthly Gold Scheme in Malabar Gold Jewelers. I heard that we can pay using Amazon Pay wallet? Can anyone confirm if they allow Amazon pay for payment ? If yes is there any limit for using amazon wallet. I am planning to open the scheme for 20K per month. Thanks in...