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hdfc credit card

  1. vineet05

    Hdfc credit card application

    Anyone ever faced this problem? I am not able to proceed for application because further processing of application is not happening and it always got stuck on first part of the application. I receive the otp but further process is not done because application doesn't move forward. This is...
  2. Prem03

    Is HDFC sending wrong bill generated alerts?

    I received an alert from HDFC bank on 2nd April which says bill generated for credit card ending with XXXX but I don't have any HDFC CC ending with that number. Also, the total amount due and minimum amount due is same Rs 1000. It seems to be some technical glitch to me and I have sent an email...
  3. Anindya98

    Regalia Gold Kickstarting My Banking Journey with HDFC for Pre-Approved LTF Credit Card Offers! 💳🚀
    Threadmarks: Roadmap to HDFC CC Pre Approved Offers

    With advice from @SSV & @Anupama_Jha, I reopened my HDFC journey after closing my Tata Neu Plus CC (74K limit) since they refused to upgrade it to Infinity or a core card. Got the 2nd-year fee waived with 87K spends but finally closed it in Jan 2025. Opened a Max Savings Account on 24th March...
  4. K

    HDFC CREDIT CARD UPGRADE

    I requested HDFC to upgrade my credit card From Business Regalia to Regalia Gold. They asked me to send the upgrade form, two months' pay slip and bank statement to their Chennai office, which I sent. Today I got this reply. Customer care says send it again. Advise what can be done next in this...
  5. S

    Does Using Swiggy HDFC Credit Card on HDFC Smartbuy gives 5 percent cashback on card and extra accelerated cashback as offered on smartbuy ?

    Hi I recently got my lyf Swiggy HDFC credit card. This is my 1st HDFC credit card and I am not at all acquainted with HDFC smartbuy portal. When I open smartbuy portal I could see a lot of websites are giving 5 and 10 % cashback. I just wanted to know wheather I will get these extra cashback...
  6. N

    Suggestions on Upgrade and Limit enhancement of HDFC credit card

    Hi, My credit card journey started with a HDFC Millinea card by August 2023 with a limit of Rs.1.35 Lakhs with no banking relationship. Over the period got the following cards BOB Energie Card- Rs.2.4 Lakhs One Card- Rs.3.2 Lakhs Axis Magnus-Rs.2.5 Lakhs Sbi Elite-Rs.0.97 Lakhs ICICI...
  7. P

    HDFC's "growing young" pains...aka my journey to an HDFC credit card.

    This is a very long post, and the only summary I can provide is that this is not a story where I end up getting an Infinia (or maybe it is, but you’ll need to read to the end to find that out😊). I’ve been pondering if I should write this story for a while. Given the possibility that banks’...
  8. Panthera_Tigris

    HDFC credit card verification call or scam?

    Hey guys, I had applied for a Biz Black a couple of weeks ago and got a verification call on 13 Feb. They asked for my DoB, address and email. My RM had told me that you will get a call from a 0124 number in the next 45 mins so I went ahead with it that time. Today (16 Feb), I got another...
  9. S

    HDFC Credit Cards Closing core HDFC Credit Card has any affect on limit floater?

    Want to close my 1st (oldest viz. core card) of total 3 credit cards with shared limit. How will it impact? What are your suggestions on this?
  10. S

    Best credit card for paying Tamil Nadu Property Stamp Duty

    Website: https://tnreginet.gov.in/portal/ Merchant TNREGCREDITCARD Which is the best credit card to pay tax?
  11. O

    HDFC credit card

    July 2023 ko HDFC main 5k account opening kiya tha account opening k time self employed chhos kiya tha sb CSC business & SS card k pre approved mila limit 44k mila uske bad kavi 55k tho kavi 42k ajj finally 2L limit vala mil hi geya LTF Vala .... Jadatar shoping karta hoon konsa apply karna thik...
  12. M

    HDFC Credit card application timeline

    I applied for hdfc Regalia Gold credit card on 31-Jan-2025 through offline mode. The CC person told that in 2-3 days tele verification call will come and post that address verification will happen. However till now I haven't received any call even after 8 days. Wanted to check how much time it...
  13. Syed Adil Abbas

    Eligibility Criteria & Suggestions to Increase Credit Limit on HDFC Credit Cards

    i am holding hdfc LTF millennia CC with limit of 1.01L (APRIL 2023) and i applied TATA NEU PLUS (Oct 2024) but TATA NEU Was Chargeable Card so i closed that card before activation Now i have applied Manually LE for my millennia CC via Email (NOV 2024) Will i get LIMIT Increase or Due to...
  14. Anir

    HDFC Credit Card Dept. started a Jumbo Loan without my Consent.

    I have Tata Neu Plus HDFC Credit Card and on 29th Jan. the HDFC credit card customer care called and was enquiring about my card. I told her that is it possible to upgrade my card from Plus to Infinity variant to which said to hold on and then sent two OTPs to my registered number to tell to...
  15. P

    HDFC Card to Card Basis Issue

    I have applied to HDFC millennia credit card using card to card basis , executive asked me he only requires 3 months bank statement of other bank credit card I have provided the bank statement of Axis which has limit of 180000 , he said for sure your millennia card will approve after 2...
  16. Navneetnikhil15

    Is my HDFC Credit Card Approved?

    I applied through pre approved and it was showing limit in upto. It is showing approved but didn’t received message or email. Then I called customer care and they said that it is still in INPROCESS. Also if I check through DOB or EVA then it shows INPROCESS with different references number. If I...
  17. S

    Suggestion needed on my First HDFC Credit Card - Query

    Hello I (26M) am new to the community and have a question. I want an HDFC credit card (Not Freedom or Moneyback Plus). For that, I opened a regular savings account in October and then converted it into a Savings max account. I have not received any pre-approved offer yet. Should I apply for...
  18. xyran

    Should I Activate HDFC Credit Card before Delivery? - Query & Discussion
    Threadmarks: Hdfc bank credit card activation

    I applied for hdfc card and it got declined after 2 days , then an agent calls me and ask me to apply using her link. I applied using her link and the card got approved yesterday. Today I got a message saying "FINAL NOTICE: pls active your credit card to avoid closure". The message links...
  19. Gownandha

    Suggestions on HDFC credit card closures and conversions to LTF

    Hi everyone, I currently hold the following HDFC credit cards: Total - 8 1. Millennia (LTF) 2. UPI rupay (25k/ year spends for annual fee reversal) 3. Swiggy (FYF) 4. Pixel Play (rupay and visa - LTF) 5. Tata Neu Infinity (FYF) 6. Indian Oil (LTF) 7. Business Regalia (LTF) I’m...
  20. EnthuCC

    HDFC declined CC mentioning Contact Point Verification reason.

    Hi, I had applied for HDFC credit card few days ago. ✅VKYC done. ✅Application verification on phone done. ✅Work address verification done. ✅Home address verification done. 🚫Card declined. Why? What exactly is this Contact Point Verification process? What should I do now?
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