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hdfc credit card

  1. ratheesh

    Regalia Gold What does exception approval mean?

    Hi. Tried to upgrade my LTF DCP to RegaliaGold. Got upgraded as Paid card instead. Emailed grievance support explaining that I wanted to upgrade as LTF. Got the below email back. What does this mean. Dear Customer, Greetings from HDFC Bank. Your query/concern Exceptional approval related...
  2. Darkhorse96

    Hdfc credit card policies

    I recently got a phone call from hdfc bank credit card agent she just asked general questions reagarding my employment and income and she applied for hdfc money back plus credit card and it got approved and I got a credit limit of 30000. I hold hdfc account and this card money back plus) was pre...
  3. bloodcurdle

    HDFC Credit Card Upgrade Route

    I currently hold an Imperia Salary Account, and recently noticed that the Pre-Approved Biz Credit (Biz Grow, First, and Giga) Cards were available under my offers section. Since my previous HDFC card applications had been rejected, I opted for the Biz Grow Card, which has now been approved. My...
  4. R

    Mobile purchase on Swiggy Instamart using Swiggy Hdfc credit card

    I want to buy a mobile on Swiggy Instamart using ym swiggy hdfc credit card, now cashback is not showing on payment page on Instamart, will I get the 10% cashback on this purchase or not ? Transaction amount is 10001/-. Is hdfc excluded mobile also after gold/silver purchase? Can anyone confirm?
  5. ak999

    HDFC Credit Cards Newbie- With No History (NH) Cibil Score, Applying for HDFC Credit Card

    Hi all, I have never ever taken a loan or Credit Card till date. My Current CIBIL is NH - No History I am applying for Credit Card against FD from HDFC Bank I have received few options ( I have an account) Attached Screenshots 1) Biz Grow - Master Card - LTF 2) Moneyback + - Visa - Joining &...
  6. Ashwin124

    Can't able to apply HDFC credit card

    I can't reply HDFC because I have already have HDFC credit card which is Tata new Plus according to bank terms and condition I sent an email And got replied by bank, What should I do
  7. G

    Need Expert Advice: Failed SBI Unipay → HDFC Credit Card Payments

    Dear Experts, I need urgent help. On 19th Sept 2024, I made a payment of ₹60,060 through SBI Unipay portal using my SBI RuPay debit card towards my HDFC Bank credit card bill. The transaction failed but money got debited from my SBI account. Immediately I made the payment of minimum amount...
  8. R

    Fraudulent transactions on my HDFC credit card

    Dear community, I was checking my emails today and found a email that asked me to convert my transaction don at Malabar gold of 20000 to emi. When I checked my transaction history on Tata Neu card on the app, I can see one transaction of 20000 on 7th September. I have not done this transaction...
  9. A

    Revaluation Restructure of HDFC credit card benefits

    Hello, I just wanted to post this to bring it to the attention of fellow technofinians and hear your take. This is something I have noticed while perusing through the HDFC Credit card offers currently running on Flipkart. It seems HDFC has restructured the category and reward system of its...
  10. vamsikrishna1997

    Hdfc credit card

    I have 3 hdfc cards as of now. Paytm hdfc, tata neu plus, and hdfc rupay biz credit card. If I would like to get another co-branded credit card like Swiggy or phonepe ultimo, will I be able to get it? Or Does Hdfc also have 3 cards only policy per user?
  11. S

    HDFC Credit Card Upgrade

    I have been using HDFC Moneyback+ card LTF since 2021 and I got a limit enhancement offer from 50k to 1.3 lakh in 2024 but now I want to upgrade my card. I don't work so I cant provide income documents but I have a cibil score of 776 with no default and a 5 year history with 14 different credit...
  12. S

    HDFC CREDIT CARD APPLICATION RELATED

    I had applied for HDFC CREDIT CARD for several times but getting rejected everytime without proper reason. Firstly, I applied by choosing salary but rejected after the verification & then I have reapplied by choosing Self Employed so asked to courier the Address Declaration form to the Chennai...
  13. misterinusual

    [Advice Needed] 50K Salary, Best Way to Apply for HDFC Credit Card – No Prior Relationship

    Hey everyone, Looking for some advice on the best way to apply for an HDFC credit card. Here's my profile: Monthly Salary: ₹50,000 Current Job: Just joined this month (first job) First Salary Slip: Will receive it next week Current Residence: PG in Bangalore Existing Cards: Amazon Pay ICICI...
  14. M

    Anyone Availed the HDFC Credit Card Offer for Gold Coin Purchase on Myntra?

    I came across an HDFC Bank Credit Card offer on Myntra that gives a 10% instant discount on purchases of ₹3,000 and above, with a maximum discount of ₹500. Has anyone actually availed this offer for buying a gold coin?
  15. P

    ✅ Guidance Requested: Selecting My First HDFC Credit Card Wisely

    I had received a pre-approved offer from HDFC Bank in which I was offered the HDFC Diners Club Privilege, HDFC Swiggy, and HDFC Indian Oil Credit Card. This was going to be my first HDFC credit card, and until now I hadn’t used any HDFC Bank credit card. In an attempt to be a bit too smart, I...
  16. TechnoFino

    HDFC Bank Making Its Own Rules? Going Beyond RBI's Credit Card Guidelines

    It appears that HDFC Bank is setting its own rules, possibly even overstepping the clear directions laid out by the Reserve Bank of India (RBI) in its 2022 Master Direction on credit cards. A TechnoFino Community member recently pointed out that HDFC Bank explicitly states in its credit card...
  17. itsme.sumit

    I rekted my cibil score accidently

    So i hold multiple hdfc credit card which all as a merged limit of 93k and i utilised almost all of it in april 2025 from hdfc moneyback plus and swiggy hdfc in 70-30% ratio. But at that same month i used my tata neu hdfc cc in dreamfolks for offer checking purpose as i was returning from delhi...
  18. BabluDon

    Card Application Help!🙏🏻

    I’m planning to apply for a few credit cards and just had a quick doubt. While applying, if I select “Self-Employed,” is there any type of Office/Business verification done for the cards I am tryin to apply (Listed Below)? As far as I know, below cards don’t ask for income proof during the...
  19. R

    Help with HDFC credit card points-accumulated vs redeemable

    Hi- i recently got the HDFC Biz black card and my statement was generated on 5th June and 7500 reward points (earned on spending in May 2025) were credited on 6th June. My card statement now shows available points as approx 11000 and redeemable points as exactly 7500 less. Is it usual for HDFC...
  20. uipolo

    My HDFC credit card journey -- Pre-Approved offer finally unlocked

    Today I was randomly checking my hdfc mobile banking app, and gess what I saw there is PRE-APPROVED credit card offer. It's my second Pre-approved offer, after TWO WHEELER loan in previous month worth 1.5 lack, 5 days ago pre-approved two wheeler loan VANISHED.. In my case No dC EMI nothing...
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