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hdfc credit card

  1. ankiiiii

    DCB Loading HDFC Forex card using HDFC credit card?

    I have read in a couple of old threads on Reddit that an HDFC Forex Card can be loaded using an HDFC Credit Card and these transactions are eligible for reward points. That sounds too good to be true to me! Can anyone confirm if this is accurate information? If this is true, I will never...
  2. T

    all hdfc credit card rejection and preapproved offer confusion

    Hi, found this community some time ago, would appreciate help with hdfc credit card rejection issue some background had gotten first credit card hdfc money back + hdfc bank account around 8-9 years ago but closed both after one year. fast forward, now ay attempt to apply for hdfc credit card...
  3. Anindya98

    Regalia Gold Regalia or Regalia Gold which one to take?

    Comparison between HDFC Regalia & Regalia Gold Credit Cards: FeaturesHDFC Regalia Credit CardHDFC Regalia Gold Credit Card Annual Fee₹2,500 + GST (waived on spending ₹3 lakhs annually)₹2,500 + GST (waived on spending ₹3 lakhs annually) Welcome Benefits2,500 Reward PointsComplimentary Club...
  4. R

    Effective Method/Channel to Apply for HDFC Credit Card

    Hi All, What do you think seems to be the most effective way to get a HDFC credit card approved for someone who does not have one? Applying through the online channel (netbanking) Dedicated credit card staff at the bank RM/BM (though I don't wanna go that route) Grievance Redressal email...
  5. kiwi195

    HDFC Add-on Mix up in Neu Plus application

    Hi, I am currently 19 years old holding an Imperia account with HDFC (family banking). I have two add on cards from my father's credit cards, linked to my mobile number. Recently contacted my RM for a credit card (no pre approved offer currently) and she said I had two cards already. Told her...
  6. V

    For HDFC Credit Card, FD or MAB which is better?

    Hello Friends I have banking relation with HDFC Bank since one year. I'm looking for HDFC Millennia Credit Card As LTF. Previously had Money Back plus but closed in April (after 6 months use) just because of low credit limit (50K). CIBIl 785 Currently I have FD of 150000+30000 in HDFC . 150000...
  7. M

    HDFC credit card Upgrade Method?

    Hello Everyone, I have Moneyback Business credit card from last 2 years. I am waiting for an upgrade but didn't got any on their website. I hold Family classic banking account with HDFC. I tried to reach out to RM regarding the Card upgrade but each time they mention to wait until get the...
  8. EnthuCC

    HDFC online application only shows business cards.

    Hi, I'm trying to apply for Millennia online but when I choose self-employed then they show me only business cards like BizGrow and MoneyBack etc. How can I get Millenia? I could try offline c2c again but I don't have office address and many people here have said that HDFC rejects application...
  9. jjjjjideii282i

    Hdfc credit card At just the afe of 18

    Hey I have got the first Hdfc Moneybackplus credit card for lifetimefree on 29th may 2024.
  10. sm9811911

    Latest working methods to pay credit card bill from debit cards
    Threadmarks: Main Post

    Valid as on 17th Sep 2024. I will keep on updating here and on https://x.com/sm98119 1a) RBL signature + dc: Pay using sbi unipay. 1% cashback for cc bill payment upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L or more in a year. Fees 5.9k issuance (get 5k voucher) and 1.8k annual (waived...
  11. sudoabhi

    Can I use someone else's SmartBuy account to buy amazon vouchers using my HDFC card

    A very naive question, but would appreciate if anyone could clear this doubt. :hehe: As we all know, we have monthly limits to vouchers that we can buy on SmartBuy. So, can I use my friend's smartbuy to buy amazon vouchers using MY HDFC Card. And Will I get accelerated RPs on my card for the...
  12. R

    HDFC Credit Card Rejection for My Mother Despite High Income

    Posted this on reddit as well. My mother runs a hospital as a proprietor and has a CIBIL as NA. Currently, she doesn’t have any credit cards or loans. I recently applied for an HDFC Millennia card on her behalf, using her ITR records [offline through my RM], ITR shows an income of over 20 L...
  13. G

    Can't see 'Request Add-On Card' in Actions

    Hi, I have recently (2 days) got my DCB Metal card and I don't have a savings bank account with HDFC so, I am logging into 'Credit Card only? Login here' portal. Now, I want to apply for an Add-On card for my family member who has an HDFC customer ID. But, the problem is I don't see the option...
  14. E

    NTB to HDFC - Need advice for Card 2 Card method for obtaining HDFC credit card.

    Hello TFians, I have learnt a lot in the past few months on this portal, and I am really grateful to all the members of the community. I need some advice now. As the title suggests, I am new to HDFC bank. I have never had any banking relationship with the bank. Now after having learnt of C2C...
  15. T

    Best way to get a LTF HDFC credit card (and a path to infinia) with online only relationship

    Hello to the good people on this forum! I'm looking to get an HDFC LTF card. I read through multiple threads on TF and understood that opening a savings account with hdfc usually results in a preapproved invitation for a credit card. I opened up a savings max account online around 5 months...
  16. sudoabhi

    Close or Upgrade HDFC UPI RuPay Digital CC (Useless Card)

    I was offered HDFC RuPay UPI Virtual CC six months back as pre-approved card with an annual fee of Rs99+GST I had a Millenia LTF back then which was on MC so I just took the RuPay card offer. But this card has been useless so far. I hold Regalia Gold LTF now (upgraded from Millennia), and I am...
  17. kiwi195

    Query regarding HDFC and Axis Application

    Hi, my mother filed an ITR of 7L for FY23-24. Currently she holds two SBI cards- PULSE- 48k, Reliance (basic one)- 52k. Applied for two cards today, HDFC Millenia and Axis Airtel. The HDFC application page asked for ITR which was uploaded, took her to the video KYC page and video KYC was...
  18. P

    DCB Metal (paid) approved after closing Millennia

    My DCB Metal card was delivered today. I wanted to share the story, especially for those who are eligible for DCB salary wise, but stuck with low variant card. TLDR : I was stuck with Millennia LTF with 50k limit. I closed the card and then applied for DCB Metal, which was approved. I first...
  19. L

    Which app to pay HDFC credit card for cashback?

    I have HDFC platinum Debit card Visa.
  20. H

    Suitable HDFC credit card for me.

    I had hdfc tata neu plus credit card with no joining fee but had annual fee. Since I couldn't achieve milestone to waive off the annual fee, So I closed that card around 2-3 months ago. I just want to have a hdfc credit card in my credit card portfolio with no maintenance fee. I like millennia...
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