Hello Technofino community,
I’m looking for some guidance on how I can upgrade to the HDFC Infinia Credit Card. Recently, I saw a post on r/creditcardsindia where someone mentioned receiving the Infinia card after having a ₹10 lakh FD with HDFC Bank. This prompted me to evaluate my own...
Hi Friends,
I currently have Regalia Gold credit card and I want to get upgraded to Infinia Credit card.
1. I have credit limit of 12.3 lakhs in my Regalia Gold credit card.
2. I have spent more than 8 lakhs in last 6 months
3. I have greater than 3 lakhs Net salary credited in HDFC salary...
Hi,
I want to know best options to pay rent and education fee from HDFC INFINIA and AMEX platinum travel cc ? From last month HDFC has stopped reward points on education fee and also charging 1% extra so what is best option now to use credit card for these payment?
Hi folks,
I currently own hdfc tata neu plus and hdfc swiggy, and few other non-hdfc credit cards. I am willing to go for hdfc infinia metal CC. How feasible is this? and what could be the challenges?
I had an RM suggesting i need to close both the cards and then apply for Infinia. would that...
Hi Guys, I would appreciate some help regarding the following. I currently have the below-listed credit cards, and I am looking at getting a super premium credit in the next 2-3 months.
- I have a pre-approved offer for Axis Magnus.
- I am interested in getting HDFC Infinia or DCB, but I do not...
Hi I have been holding Infinia for 6 years now and Infinia metal for 3 years.
I am up for card renewal in next 120 days and was thinking to change from Mastercard to Visa as I don't have a visa credit card.
My Current Infinia Mastercard has a condition of spend criteria of 8lacs to get a waiver...
Hi I have two doubts regarding capping of RPs on Infinia
1. Is the capping on Smartbuy of 15000 RPs per month based on calendar month or system cycle
2. Is the capping of bonus points across all types of spends(hotels, flights, trains etc.,) or is it 15000RPs for each category ?
Top 10 cards for 2025
HDFC Infinia 16.5, 33% on Smartbuy
Axis Magnus Burgundy for 24% on Traveledge, 14% over 1.5 lacs/mth
Axis Airtel for 25% on Airtel, 10% on utilities, Jio, Idea, Swiggy, Zomato
HDFC Biz Black for 16.5% on income tax & GST (50k--56.25k pm)
Axis Atlas for over 10% on direct...
Hey TFCians,
Big thanks to all of you for helping me complete the Google Pay Laddoos game without lifting a finger! Yep, the awesome TFC members donated all the laddoos I needed, and guess what? I got a whopping Rs. 4 cashback from Google Pay. They initially mentioned a minimum of Rs. 51 as...
I already has Imperia Account and sufficient TRV with the bank.
Over xx Cash
xx + FD
Running car loan with bank ending 2025
Tata Neu Infinity with 15L Credit Limit
3.4 L net salary credit post tax.
Still my RM is playing approval games from over 3 weeks and giving lame reasons whenever i ask...
I wanted to share my experience and seek advice regarding the challenges I've been facing in obtaining the HDFC Infinia credit card.
Here's a bit of background about my situation:
Initially, I didn't have any relationship with HDFC Bank - no accounts, credit cards, or loans.
I had the Axis...
So I did 2 transactions for the same merchant on 2 different days however for the 2nd transaction I didn't get any reward points allotted in the latest statement.
1st Transaction:
2nd Transaction:
If you see the 2nd transaction I got no rewards.
How do I raise this to HDFC Bank?
experts...
Hello All,
My first post here. I have an Infinia card and normally I converted my Infinia RPs to Club Vistara miles as it gave me a 1:1 conversion. At other times, I'd use them on Smartbuy for Flight tickets.
Now with the merger of CV and Flying Returns, the CV points are effectively being...
I just got my Infinia last month and was thinking if I should still be looking for HDFC Swiggy CC? I don’t eat through swiggy usually but was considering it since it is being offered as LTF. Also I have had 12 inquiries in this year. Mistakenly closed Amazon ICICI in may and would like to...
I am using a DCB plastic version with 12L limit. Purchased a car worth 10L plus a few more spends totalling 12L in last 6 months. Called my RM and he told me that the income requirement for Infinia has gone up to 5L pm. Is there any truth in this or should I pursue the upgrade on my own? My ITR...
I have Infinia with a credit limit of Rs. 810000. I'm also using Bizblack as a floater so the limit is shared between these 2 cards.
I've written to HDFC to increase the credit limit and I've spoken to my RM also, but no positive response.
Any other options available?
I am looking to apply for HDFC credit card need help from a HDFC agent or RM based Delhi or any other place that can help. Please DM will really appreciate that
Hey everyone!
I wanted to share my journey of upgrading my credit card and let me tell you—it wasn't easy! I've been in current profession for over 10 years, but until May 2024, credit card rewards, points, and perks were just not on my radar. I was swiping my card without a second thought...