I am leaving India forever in December of this year. I have a house in Singapore and will be a citizen by then. I am seriously considering maxing out the credit limits of all of my cards by transferring them into my account and then into my Singapore account slowly by the end of this year before...
I am currently in a dilemma. I am tired of having to think of which bank to keep my money in or to park my excess funds in.
The two choices that I have in mind are Axis and HDFC
I used to be all in on Axis before the last few months and had been maintaining Burgundy status, still do but have...
I contacted HDFC PNO a while ago because I wasn't getting the link to apply via Net banking for Preferred/Imperia Customers as @Vasuki had mentioned. In the mail back they sent me this link and said that you should verify your eligibility via...
Hi, I want to know fellow members' thoughts on maximising Amazon Pay gift cards. Every month I buy 20k worth of Amazon Pay gift cards from AMEX Multiplier to get 2.6k points on my Amex MRCC card. To maximise further, I was planning to buy 20k worth of Amazon Pay gift cards from Infinia's...
Hello Everyone,
Is there a way to get HDFC Infinia Credit card without having any relationship with the bank? I was recently told that I can get it on C2C basis, given I've super Premium cards from other banks. If not Infinia, I'd like to have DCB that can provide a path to Infinia in future...
Hello,
HDFC has just offered me a DC Biz Black Metal CC (first year free), So is there any way i can ask them for an upgrade to infinia?? I currently hold a Business Regalia with a seven digit limit on it.
Ref to my recent post, Thanks everyone for your suggestions on Infinia Metal. I considered all points and did some calculations...There are 2 scenarios
1. If Spend is around 7.5 Lac (In normal scenario, Infinia is offered with this much spend..I am not considering special cases of LTF Infinia)...
I have hdfc infinia (non metal) from more than 10 yrs now
My annual charges are charged normally in the month of Oct, but for this year its not billed yet what could be reason and can it be charged later say after 3/4 months
My last year transaction was around 4Lacs. So surely not spend based...
HI members,
My wife has business income with no credit history et all
and through ITR she can get either Infinia Metal or Bizblack Metal Business Credit Card.
Through my salary income (1.5L) i am not eligible for either of these cards. (i am having Millenia 3.3L Limit lol, as i am new to CC...
Hi folks,
I sent a mail to Grievance team to upgrade my dcb to infinia and they replied back saying as per internal criteria it is not eligible for upgrade but Basis your relationship with us, we are willing to convert your existing to a first year free Infinia credit card.
They didn't...
Hello everyone,
I am sharing my journey of hdfc cards .
In year 2017 May, I applied for Regalia First as this was one of the mid segment card which was offering international lounge access even for add on cards through PP ( no spend tnc back then ). applied this card only for lounge access for...
Hello seniors,
I have HDFC Regalia from many years with 25 lacs CL. I didn't think much about these cashback and reward points all these years. Just started it after I got Apay ICICI card few months back (5lac+ CL). I spend good amount on ULIP and have good balance in accounts and good...
Hello folks, just got off a call with HDFC Infinia CC and they told me that VFS Global purchases are considered "Govt transaction" and hence no reward points will be awarded. I am perplexed because VFS is very much a private company with Govt consulates just being their customers, along with the...
I've been offered an upgrade from Imperia to Infinity. Among the other benefits, what stand out are:
Enjoy unparalleled benefits with Infiniti Debit Card. Maximum rewards & maximum security along with some bespoke experiences on the VISA Infinite platform
Enjoy limitless exclusivity with...
I held Diners privilege LTF (without account) and Magnus until Magnus’s devaluation. I had 0 spends on my Diners privilege card since last December and asked hdfc to upgrade my card to DCB LTF based on my magnus spends and salary, which they did.
I wish to get Infinia but my spends for the last...
Hey everyone
So I have a bunch of points on my HDFC Infinia (despite my best intentions). I'm planning to go on a holiday in SE Asia in next few months. My primary drivers are Citi Prestige & Amex Platinum - both of which allow me to easily convert points to Krisflyer Miles. Singapore Air is my...
HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR...
Hello,
So I've got these credit cards - Infinia Metal, AMEX MRCC, Amazon Pay ICICI - and I'm wondering if it makes sense to get the SBI Aurum.
I sent a request on their website and I've received a response via email from their RM, but the benefits feel underwhelming.
My major spends are -...
Friend of mine called me today, he is an entrepreneur, has a startup with friends making and installing electric car chargers ,never had a credit card till now ,went upto HDFC bank Lucknow branch few weeks back to open an account with a check of 20 Lakhs and told them only if he gets an Infinia...
I recently bought around 1L worth of Tanishq vouchers on Smartbuy using my Infinia CC but in my statement it doesn’t show any accelerated reward points for the purchase. Any tips on what to do?