hdfc infinia

So I have big spends coming up starting this month. I currently hold Millenia with 5 lakhs CL. In the next 6 months I will spend close to 8 lakhs but for some of these spends if I use HDFC Millenia my utilisation will come close to 70% My current ITR is > 42 LPA. Should I go ahead and risk by...

Hello Folks I am bit confused. I talked to the HDFacphone Banking to understand how the reward points system in Infinia is? What are the limits and capping? They said there is no capping. And even rent fuel and insurance are eligible for rewards. I also checked with infinia Concierge, they...

Pretty much the title. Getting ~13% reward points to pay the electricity bill using amazon pay vouchers purchased using Infinia Smartbuy portal. I would rather prefer to get cashback, even of a smaller value, than getting reward points. Is any platform giving good enough cashback (say ~10%)...

You guys might already know that HDFC has started issuing add-on cards with different numbers, unlike before when both the primary and add-on cards shared the same number. I received my add-on card today, and it has a different number, but the OTP for a transaction was still sent to the primary...

Didn't find a thread to discuss the benefits / offers on Infinia! Here I go: Anyone received 12 months free Swiggy membership email?

I am leaving India forever in December of this year. I have a house in Singapore and will be a citizen by then. I am seriously considering maxing out the credit limits of all of my cards by transferring them into my account and then into my Singapore account slowly by the end of this year before...

I am currently in a dilemma. I am tired of having to think of which bank to keep my money in or to park my excess funds in. The two choices that I have in mind are Axis and HDFC I used to be all in on Axis before the last few months and had been maintaining Burgundy status, still do but have...

I contacted HDFC PNO a while ago because I wasn't getting the link to apply via Net banking for Preferred/Imperia Customers as @Vasuki had mentioned. In the mail back they sent me this link and said that you should verify your eligibility via...

Hi, I want to know fellow members' thoughts on maximising Amazon Pay gift cards. Every month I buy 20k worth of Amazon Pay gift cards from AMEX Multiplier to get 2.6k points on my Amex MRCC card. To maximise further, I was planning to buy 20k worth of Amazon Pay gift cards from Infinia's...

Hello Everyone, Is there a way to get HDFC Infinia Credit card without having any relationship with the bank? I was recently told that I can get it on C2C basis, given I've super Premium cards from other banks. If not Infinia, I'd like to have DCB that can provide a path to Infinia in future...

Hello, HDFC has just offered me a DC Biz Black Metal CC (first year free), So is there any way i can ask them for an upgrade to infinia?? I currently hold a Business Regalia with a seven digit limit on it.

Ref to my recent post, Thanks everyone for your suggestions on Infinia Metal. I considered all points and did some calculations...There are 2 scenarios 1. If Spend is around 7.5 Lac (In normal scenario, Infinia is offered with this much spend..I am not considering special cases of LTF Infinia)...

I have hdfc infinia (non metal) from more than 10 yrs now My annual charges are charged normally in the month of Oct, but for this year its not billed yet what could be reason and can it be charged later say after 3/4 months My last year transaction was around 4Lacs. So surely not spend based...

HI members, My wife has business income with no credit history et all and through ITR she can get either Infinia Metal or Bizblack Metal Business Credit Card. Through my salary income (1.5L) i am not eligible for either of these cards. (i am having Millenia 3.3L Limit lol, as i am new to CC...

Hi folks, I sent a mail to Grievance team to upgrade my dcb to infinia and they replied back saying as per internal criteria it is not eligible for upgrade but Basis your relationship with us, we are willing to convert your existing to a first year free Infinia credit card. They didn't...

Hello everyone, I am sharing my journey of hdfc cards . In year 2017 May, I applied for Regalia First as this was one of the mid segment card which was offering international lounge access even for add on cards through PP ( no spend tnc back then ). applied this card only for lounge access for...

Hello seniors, I have HDFC Regalia from many years with 25 lacs CL. I didn't think much about these cashback and reward points all these years. Just started it after I got Apay ICICI card few months back (5lac+ CL). I spend good amount on ULIP and have good balance in accounts and good...

Hello folks, just got off a call with HDFC Infinia CC and they told me that VFS Global purchases are considered "Govt transaction" and hence no reward points will be awarded. I am perplexed because VFS is very much a private company with Govt consulates just being their customers, along with the...

I've been offered an upgrade from Imperia to Infinity. Among the other benefits, what stand out are: Enjoy unparalleled benefits with Infiniti Debit Card. Maximum rewards & maximum security along with some bespoke experiences on the VISA Infinite platform Enjoy limitless exclusivity with...

I held Diners privilege LTF (without account) and Magnus until Magnus’s devaluation. I had 0 spends on my Diners privilege card since last December and asked hdfc to upgrade my card to DCB LTF based on my magnus spends and salary, which they did. I wish to get Infinia but my spends for the last...