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I recently made a large online payment of ₹10 lakh towards Advance Tax on the Income Tax website through my IDFC Vistara Credit Card using the HDFC Payment Gateway. The issue: The OTP I received was for exactly ₹10 lakh. However, a few days later, I discovered an additional charge of ₹9,441...

I'm sharing my terrible experience with IDFC Bank. IDFC bank steals my FD of ₹41,000! Despite numerous attempts to contact customer care, my FD is missing from the app & they're not helping. I'm extremely concerned about the security of my funds. I initially requested to close my card on...

After upgrading my bank account from Select to Wealth I was asked by my then RM to maintain the 10L balance for at least 3 months. I was already maintaining the required balance for 3 months before that. So it's almost 6 months now. When can I withdraw my fund? And after withdrawing what are...

Got notification, that will get 250 Amazon voucher for 2 transaction of minimum 1000 each during 1 sep to 30 sep 24, which is 12.5% cashback Anybody received same? As i am confused whether to use it or not? Because genrally targeted offer received via mails or sms or in offer section of card...

My father had a loan with Capital First Bank during 2008 which was closed with timely payments. However, the account is shown as settled in his CIBIL report even with no due amount. Since then, capital first merged with IDFC Bank and now the 'settled' account shows under IDFC bank. Kindly let me...

This thread is about IDFC Future First Savings Account, my experience with A/C opening and general guide for people who are interested in getting this account. Why I opted for this A/C? I wanted to get into the DC to CC payment scene to earn RPs and I'm not in a position to open a Select or...

I am sharing my history with IDFC: (WOW Card) May 2023 only this was available -> SB Account 25KMAB Joint July 2023 (Secondary Holder) -> SB Account 25KMAB Joint October 2023 (Primary) -> Applied Via CashKaro got IDFC Millenia/Classic without docs via C2C (Selected Millenia 1.38L)-> SB Account...

Hi, I am NRI and I recently opened an account with IDFC First Bank and have maintained a balance exceeding 45 lakhs. Despite repeated requests and follow-ups to upgrade to the First Select/First Wealth Card, which was my right, the upgrade was only approved on June 26th after considerable effort...

I have accumulated 20000 RPs in the IDFC First rewards portal by next month I will be able to redeem it. What are the best possible options for redemption? I am only interested in e-gift card/voucher category not interested in buying any products. I am thinking of converting it to 5000 Amazon...

I am an NRI holding accounts with ICICI, IDFC, and IndusInd Bank. I maintain substantial amounts in FDs with all these banks. Despite multiple calls to my Relationship Manager, I have not received a satisfactory response or help. Could you please suggest if I am eligible for complimentary...

How many lounge access can we avail? I need total 3 Lounge Access next week wanted to know can I avail 3 pass together?

I did some transactions using my IDFC Select DC between 14th-22nd June on these 2 merchants "Sbiunipaydbcard" & "BHARTIAIRTELLTD". But have not received any RPs. Before 14th June, all RPs were credited and on 23rd June I did 3 transactions on "BHARTIAIRTELLTD", today it was credited...

Hello Everyone, I have a banking relationship with IDFC First Bank since May last year and I have First Select(Got upgraded on 13th June 2024) Savings Account. I already had a WOW card from May 2023 and used it occasionally. Then I got one joint SB(MAB 25K) in July 2023 then another(MAB 25K) in...

My Journey of Upgrading to IDFC Select banking I got upgraded to IDFC Select Banking on the 13th of June 2024. The process was seamless after giving the consent on 10th June. Virtual DC was generated after few hours. The physical card has not been received yet, I am using the virtual one with no...

Hello ! I recently applied for IDFC First HPCL Power Plus Credit Card (499+GST). After the agent came for physical verification of my residential address, I obtained an SMS stating that my application could not be verified; despite my family member being physically present and stating them that...

For my senior citizen mom's savings account at IDFC, I see that they have started deducting TDS even though we submitted Form 15H in April 2024. It seems that the total interest is going to be more than the 3L limit for senior citizens for FY24-25. However, the surprising part is that the bank...

Is there any bank or banking programme that offers genuine locker facilities for free... ? I have opened wealth account in IDFC recently. I requested for locker facility. But the bankers are saying lockers are not available and occupied already. I checked with couple of branches but still the...

Hello everyone, I am evaluating between IDFC and IndusInd for another savings account. Both banks are at equal distance from my home. I have credit card relationship with both banks. Personally have found IDFC app to be the better one and customer care slightly more responsive. But there is a...

Hi, I have IDFC savings bank account under Select banking program. I learned in this forum that if one can deposit 10L+ in savings account then it can be upgraded to Wealth account. Can anyone tell me for how long one needs to deposit 10L+ fund to get eligible for the upgrade for existing...

Hello, I’m planning to get IDFC select/wealth debit card. Currently I don’t have any account with them. Should I open a normal savings account and apply for those cards? I couldn’t find any AMC for those cards in the website… are those tied with particular type of savings accounts? Is it...