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  1. Purnima

    TDS getting deducted after submission of 15H at IDFC

    For my senior citizen mom's savings account at IDFC, I see that they have started deducting TDS even though we submitted Form 15H in April 2024. It seems that the total interest is going to be more than the 3L limit for senior citizens for FY24-25. However, the surprising part is that the bank...
  2. cc_dc_explorer

    Free Locker Facilities

    Is there any bank or banking programme that offers genuine locker facilities for free... ? I have opened wealth account in IDFC recently. I requested for locker facility. But the bankers are saying lockers are not available and occupied already. I checked with couple of branches but still the...
  3. sujayghosh

    IDFC vs IndusInd for savings account

    Hello everyone, I am evaluating between IDFC and IndusInd for another savings account. Both banks are at equal distance from my home. I have credit card relationship with both banks. Personally have found IDFC app to be the better one and customer care slightly more responsive. But there is a...
  4. EnthuCC

    IDFC Select to Wealth upgrade

    Hi, I have IDFC savings bank account under Select banking program. I learned in this forum that if one can deposit 10L+ in savings account then it can be upgraded to Wealth account. Can anyone tell me for how long one needs to deposit 10L+ fund to get eligible for the upgrade for existing...
  5. diptarkaroy

    IDFC Debit card

    Hello, I’m planning to get IDFC select/wealth debit card. Currently I don’t have any account with them. Should I open a normal savings account and apply for those cards? I couldn’t find any AMC for those cards in the website… are those tied with particular type of savings accounts? Is it...
  6. TechnoFino

    IDFC First Bank Credit Cards Devalued - All IDFC First Credit Cards Are Affected

    After Yes Bank, IDFC First Bank is here to surprise us. Although IDFC First Bank hasn't communicated anything yet, they have silently updated their MITC, which will be effective from May 1st, 2024. Since today is April 1st, IDFC First Bank must communicate any product charges today to make them...
  7. I

    Query regarding application of IDFC First credit card

    Someone called me today and asked if I need an IDFC credit card. I asked her which one was available for me. She couldn't clearly tell me that, just said based on my cibil I would get classic, wealth etc. I was not convinced and didn't show interest. But then I remembered, I tried to apply from...
  8. Pissant

    Getting an IDFC First Credit Card

    I have DCB, Axis Select and Axis Privilege (all LTF) and with limits above 5lakhs. But, the best IDFC First can offer me is their secured wow card for some bizarre reason. I opened an account with them a month ago and for some reason they opened salary account instead of savings. My salary gets...
  9. Dad0h0j0

    IDFC launches IDFC First Business Card

    I got to know by RM at IDFC First bank, about this card. he told me it offered to selected users right now. they are launching to wider clients later. this slide has been shared with me by him. Aas per my understanding, there are two cards: First Business and First Business rewards. no spend...
  10. don123

    Idfc bank

    I have one doubt, current I am in punjab but my address in account is from madhya pradesh, can I do vkyc from punjab. Is it valid?Or will they reject? In my permanent address(addhaar)service in available.
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