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idfc credit card

  1. A

    IDFC First Wealth easily approved

    I am NTB customer with IDFC. I had some relationship in the past with IDFC via Flipkart Paylater which I had closed last year. Hi Guys, I will share my successs story of how I got approved for Wealth Credit Card from IDFC bank. I recieved a call from sales team that I was eligible for IDFC...
  2. MS R

    IDFC Wealth add-on error

    Hi Folks, I am encountering the following error while trying to apply for an add-on for my IDFC wealth card, which was approved just a week ago. Do I have to wait until the statement generation date on 17th March, or is there a specific period later when I can apply? Previously, I closed my...
  3. MS R

    Closed IDFC Classic CC - reapplied - successfully obtained Wealth CC

    Weatlh credit card.
  4. doraemon

    IDFC FIRST Wow credit card fd amount not recieved yet

    Hello TFcians, On 13th I closed my wow credit card through their mobile app and filled au small finance Bank details as alternate account for fd amount reversal alongwith 480 excess amount I initially funded that through jio payments Bank Still nothing has been recieved on any of my account...
  5. R

    Road to 1 lakh limit to 5lakh

    Currently i have Axis, Kotak & SbI credit card Axis Select: 1 lakh ( free with burgundy) Kotak Myntra: 1.3 lakh Sbi CashBack : 90k limit Uses is around 30k per month & few EmI on SBI cashback. My point is i tried sending ITR 7 lakh but they are not increasing, i need at least 2 lakh + limit...
  6. ak7550

    Auto debit from credit card without any emandate from bank

    Hi, so recently I made a foreign transaction from my IDFC first bank credit card, and I expected that it was an one-time expense. But today I saw that a monthly subscription fee has been deducted from my credit card without prior notice. Though it's a French company and I complaint regarding...
  7. D

    IDFC First Bank 🤡 didn't reported dec payment to CIBIL

    IDFC First Bank ne December ki payment CIBIL ko report hi nhi ki sirf November hi show ho Raha hai onescore mein (first time cibil gen) aur card 28 nov ko issue hua tha. 🤡 Cibil is generated on the basis of no usage Jab sudden jump hoga utilisation mein toh koi problem toh nhi hogi Contacted...
  8. ReloadFin

    IDFC started to offer Multiple credit cards shared limit (not only INSTA-PAY_RUPAY)

    Hi there, i was just checking for offers on idfc, got limit enhancement recently (within 6-8months of issuance of card) It was surprise Today when i get to know that idfc started to issue multiple credit card with shared limit (including insta-pay) but not limited to just rupay (rs.199/-) card...
  9. Aravind P

    Idfc unsecured credit card help

    I am having IDFC WOW secured credit card. I wanted select/wealth credit card(unsecured card) but the bank people saying I cannot apply on website and get unsecured card as I already have wow card. They say only I can get if bank give pre-approved. Please tell me what to do in this case? I have...
  10. EnthuCC

    Advice on addition or replacement of a card

    Hi, Please check the list of my all cards. Important points to mention: IDFC First Select is the most used card but its rewards are poor. I'm looking to upgrade it to Wealth CC. I have two ICICI cards because on online shopping I don't get 10% discount on ICICI APay Card. The benefits vs...
  11. A

    IDFC Home Verification

    Hi all, kal idfc agent home verification kar ke gya meri and photos bhi click kiye bol rha tha ke approve ho jaega ab and aaj subah ye message aaya idfc se, kya karna chahiye ab? Dear Mohd Affan Farooqui, your credit card application no. could not be verified. We will be holding your...
  12. financewizard

    IDFC First Insta Rupay Card LTF

    Has anyone tried getting IDFC First Insta Rupay Card LTF?? If yes, what did you do to get it LTF and what IDFC First card are you having, and for how long?? Yesterday I called IDFC CC and asked them to give that virtual card to LTF and said to them that it is not adding any value and 200 annual...
  13. ank_sh1

    IDFC Credit Card Application Status Issue

    I applied for an IDFC First Select credit card yesterday evening and completed my VKYC this afternoon at 12:30. But when I track the application it still shows Application Initiated and option to initiate VKYC. That's why I am doubting if my VKYC has even been marked as completed by the IDFC...
  14. Kumar93196

    Help Regarding IDFC Over Limit Fee

    In my idfc first classic card Its limit is 25k and the balance left is 10rs in cc. Early morning i saw the offer of upi cc with the annual fee of 200+gst. I activated it. But right now bank has added the upi card fee plus 500+taxes ovl fee even i have turned off the over limit what should i do...
  15. naddy0711

    IDFC Credit Card Spend Based offer 10000 reward points ( 1st Nov to 15th Nov Spend )

    IDFC Banking sending push notification mail and WhatsApp to communicate below offers . According to the offer IDFC Credit Card holder have to spend Rs. 50000 thousand to get 10000 reward points .
  16. Quantum

    IDFC First Credit Card: When does IDFC report the new credit card to CIBIL?

    Hey Folks, When does IDFC report the new credit card to CIBIL? For my new CC, the bill generation/statement date was 17 Oct. I paid the bill even before that. The due date is 4th Nov. Any idea when IDFC will report it to CIBIL? Thanks!
  17. wapenshaw

    Blacklisted from applying to IDFC Card I think, any way to fix this?

    Couple of months ago I applied for the IDFC First credit card, everything went fine with the application and I uploaded my salary slips, bank statement etc. However, when they asked for work address I gave the work address of our Hyderabad branch which I go to, but has been closed since covid...
  18. Y

    Temporary Increase Limit for high value transaction

    I need to make an international payment for exam registration of around ~1 Lakh rupees. The vendor only supports credit card payments at this time. I have a SBI cashback card with limit of Rs. 61,000, Kotak league platinum with limit of Rs 38,000 and IDFC millennia credit card of Rs. 25,000...
  19. Tocoliso

    Idfc credit card updates in terms and conditions

    Receive message from idfc that getting the right mcc codes from the aquirers is not their responsibility and hence inserted a clause to deny rewards at a later date. Sharing the excerpt. "Eligibility of transactions for rewards are dependent on acquirers providing the correct online...
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