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kotak

  1. G

    My Journey With Kotak Bank

    Greetings Everyone Today I am sharing one of my bad experiences with kotak. 3 years back opened kotak 811 0 bal a/c, due to internal policies 811 cc got rejected. In Aug 2023 took kaching card after so many persual from cc dept and they gave me limit of 15,000.Upgraded to kaching xl in dec 2023...
  2. A

    Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!

    I’m facing an extremely frustrating issue with Kotak Mahindra Bank, and I need advice from the community. My savings account has been completely frozen under the reason "TXN PATTERN ANOMALY." But despite multiple attempts, Kotak has refused to provide any clear explanation or a fair resolution...
  3. Channakya

    Kotak Solitaire Credit Card !! Launching soon!! - Expected in March 2025

    KOTAK SOLITAIRE CREDIT CARD ⏳Launch date : 26/03/25 ✨ Features: ✅ A Credit Card valued at Rs. 50,000 offering annual benefits worth Rs. 2.5 lakhs for you & your family - Free for Solitaire Customers ✅Redeem rewards for up to 6 domestic + 2 international tickets ✅Book for 2 nights and pay...
  4. yb24

    Kotak launching credit cards from 11th April

    Kotak will be launching new credit cards from 11th April and mostly cards will be LTF. My agent has told me this news today.
  5. yb24

    Bank not tracking salary in salary account

    I have a hdfc preferred account and I am getting my salary in this account from last 1 year but I didn't got any offers from hdfc bank yet while my father's account is self employed but he keeps money in it so he get multiple offers. I also keep money but not permanent sometimes 1lac, 2lac...
  6. noidea

    Kotak 811 Cash-not-back

    Second month using Kotak811 and was curious as to when my cashback would be credited. FYI, uses it for retail transactions at POS machines which are grocery stores. Now bank is asking me to travel to grocery store in a different city to verify their MCC. P.S. they also did not update their MCC...
  7. MrJJ

    INSANE 8% CASHBACK ON FUEL PURCHASES, NO CREDIT CARD NEEDED

    8% cashback on fuel 🙀INSANE! Right? Let me tell you something more insane, you don't even need a credit card! 🤯 INSANE PRO MAX! Now let's get to reality As you may already know HP Pay offering flat 3% cashback on HP Pay Wallet load + fuel payment. How to get 8% cashback? Use Kotak 811 Super...
  8. I

    How To Pay Credit Card Bill With HDFC Millennia & Kotak Super Debit Card To Earn Cashback

    Please Remove Thread Or Merge Thread if any violation I have 1lakh rs credit card bill and I have 2 Millennia Debit card and 1 kotak super platinum debit card previous I used Canara setu app for credit card bill payments and earn cashback. If any one have any idea or tricks please share.
  9. A

    Which Debit Card to use for Credit Card Bill Payment in February & March 2025

    Which Debit card use for Credit Card bill payment in Feb & March 2025: 1) IDFC Debit cards: All IDFC account holder apply 2nd debit card - Add-on IDFC Firstap Sticker RuPay Platinum Debit Card. You will get same reward points and 10x reward points benefit as per your account variant -...
  10. madnaq911

    Didn't receive cashback of kotak 811 super account for transaction done in January on SBI unipay

    Hi Friends, I did not receive cashback in kotak 811 super account for the transaction done in January month on SBI unipay. I fullfilled all criteria. Done a credit transaction of 5k first. Then paid a cc bill of 11k. WIll I receive cashback or not?
  11. D

    Help Kotak bank Denied to provide mcc

    Recently i did transaction of 10k then I asked kotak to tell me the mcc but they said that mcc code is provided by the merchant, merchant is not providing us so we cant provide it to you. Any other way to ask them mcc ?
  12. TrueColours

    Kotak spend based offer Rs.400 cashback

    Offer Details: Flat Rs. 400 cashback on minimum monthly spends of Rs. 5,000 each month for 3 continuous months in any of the preferred categories, Food & Grocery, Restaurants, Fuel, Apparels & Accessories and Utilities (Total spend of Rs. 15,000 in 3 months) Offer Period: From 28th January 2025...
  13. Trump

    Kotak Privy League Platinum: Worth It or Not?

    Last December, I had an interesting experience with Kotak Mahindra Bank. Initially, my relationship manager, who was previously with ICICI and helped me open a Privilege account there, suggested opening a Privy League Platinum account with a hefty 10 lakh initial funding. That was a bit too much...
  14. H

    Kotak or ICICi or Axis

    Hi All, I am having only HDFC Moneyback card, I need secondary /backup card mainly for UPI. Usually transaction are day to day expenses, but can vary very small to big. Just one in a month, I have to pay may be 0 to 20,000, so clutter free saving account. I can go for secured card as well, As...
  15. S

    What is the first thing Kotak bank did after getting restriction lifted by RBI?

    Ok so now everyone knows that RBI lifted the restriction on Kotak bank for onboarding new CC customers online. Now the first thing Kotak Bank did today at 7 AM is send me a message that your CC limit has been reduced. I mean wtf? Dnt they want to upgrade card or provide LE? Mofos are...
  16. sambit87

    Regarding kotak everyday savings account opening for 811 super savings account holder

    Hi All. Kotak branch people are denying to open kotak everyday savings account saying i already have 811 super savings account which was opened few months back. Want to have everyday debit card for eazydiner offer. Can someone help regarding the same? Sent mail to nodal officer but no response...
  17. Anindya98

    Revaluation Top Kotak Mahindra Credit Cards to Grab Now?

    With RBI lifting the ban on Kotak Mahindra Bank, the bank is likely to make a strong comeback in the credit card market. It's the perfect time to explore their credit card offerings. To regain lost market share, Kotak might roll out lucrative LTF deals and higher approval rates. Additionally...
  18. B

    Good news kotak credit cards are back

    I have update regarding kotak credit card Kotak credit card are back RBI lifts it's ban from kotak Mahindra Bank Soon we can apply for new one
  19. TechnoFino

    RBI Lifts Ban on Kotak Mahindra Bank, Allows Issuance of New Credit Cards and Online Customer Onboarding

    The Reserve Bank of India (RBI) has lifted the restrictions imposed on Kotak Mahindra Bank, allowing it to resume issuing new credit cards and onboarding customers through online and mobile banking channels. The bank was directed to halt these services in April 2024 after the RBI identified...
  20. A

    Kotak 811 Account Blocked – Need Advice on Unblocking

    I need some advice regarding an issue with my Kotak 811 Zero Balance Account, which recently got blocked unexpectedly. Background: I opened my Kotak 811 account around 2 years ago (Full kyc), but I used it only occasionally. For the past 2-3 months, I started using it regularly as my secondary...
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