kotak

is it worth taking it as fyf? because im not sure about if i can hit waiver next yr of 10L

I applied for a Kotak card on Oct , but it was declined with some confusing codes provided via an RBI Ombudsman reference: B20: Mentioned an NPA/write-off status. B15: Mentioned having too many live cards. The main issue for me is the B20 (NPA) code. I do not have any loans currently written...

Hi All, I have Kotak 811 Account with Metal Debit Card. Got this account as free (with that INR 81k initial funding) and enjoyed all the benefits. I took this account purely for the Silver Metal Debit Card. Now, I am considering to close this Bank Account. Are there any real benefits with this...

Hello Everyone, I have received a Kotak White Reserve upgrade offer (valid until 26-Nov-2025), which includes 12,500 WhitePass points on the payment of joining fees (12500 Rs) for the first year only. I am considering upgrading, especially since the White Reserve is expected to be launched in...

Guys and Gals... Just now noticed the following in my supermoney app... I dont know many details about this yet.. Interested people can start discussing this... Moderators , please delete this thread / merge .as there was already another thread with this subject matter. Thread 'Kotak811...

I opened a Kotak811 Classic account and during opening the VKYC agent was saying that they will send me a PVR Visa debit card which I declined. They then said that they will send a Classic debit card which I also declined and I clearly said that the Virtual Debit card will be enough for me. If...

Hi I received the following message today, Kotak is slowly putting charges on this account. Hi! From Dec 1, 2025, you'll get 30 free SMS alerts every month on your Kotak811 A/c XXXX. After 30 SMS, a small fee of Rs.0.15 per SMS will apply only if your cumulative deposit is below Rs.5,000. No...

is it safe to receive Paytm merchant settlement amounts in a Kotak 811 savings account? The daily credit would be around ₹2,000–₹3,000, mainly for savings purposes (I won’t be making regular withdrawals). Please let me know if this is advisable or if there could be any issues with such transactions.

I am getting calls from kotak about pre approved credit cards and they are offering below cards as LTF, 1. Zen Signature Visa 2. Air+ 3. League My most of the spends are shopping, groceries, utilities and Fuel. I don't travel much. Based on this, could you please suggest the best one?

It looks like a new card is being launched in partnership between Super Money and Kotak.

I have Kotak Super Account and applied Zen through a link showing 0 fees, which is approved. How do I confirm from customer care that no fees are applicable? When I call, it gets connected to the Super Savings Account team. For email, I am not getting any emails from the website, and when I...

Discovered a trick while exploring Kotak Cashback credit card application link. By modifying the feeCode parameter in the URL, you can potentially apply for Lifetime Free (LTF) Kotak Cashback card. Original kotak cashback card link...

I have been using the Kotak Essentia credit card for a long time. It regularly gives 500rs cashback @10% on groceries giving me a return of 7-8% post other transactions and annual fee. the card has been discontinued long back and now the bank is increasing limitations slowly. the maximum...

I had opened Everyday Savings A/C in Kotak Mahindra Bank around September 2023 because of Everyday Debit Card that comes along with this account variant. There were 2 main reasons behind it : First was, since the debit card was of RuPay Platinum variant, it was beneficial on Amazon Friday offer...

I got this offer in Old Kotak Mobile Banking App. Offer banner was showing at the top, just below the Quick Access section. It could be user specific offer. Festive Spends Offer by Kotak Mahindra Bank: Offer: Get a flat Rs. 800 cashback on cumulative net spends of Rs. 12,000 using your Kotak...

Received an SMS from Kotak Bank today for a festive spend promo: Flat ₹1,500 cashback on achieving ₹22,000 net spends on Kotak Credit Card within the offer window. Categories covered: Shop, Dine, Travel & more. Enrollment required. Offer Details Enrollment window: 1 Oct 2025 – 31 Oct 2025...

I visited my nearby Kotak Mahindra Bank branch on September 10, 2025, to inquire about opening a Kotak 811 Infinity Metal Card variant account. I first spoke to the operations manager, who asked me to meet a staff member responsible for account openings. When I went to his seat, he wasn’t...

Kotak White Reserve RuPay Credit Card, Kotak Bank RuPay Solitaire Business RuPay Credit Card, Kotak Bank Air+ RuPay Credit Card and the Kotak RuPay BizEdge Credit Card launched:

RuPay Ekaa - BOI Celestia Rupay Ekaa Card, Kotak White Reserve, PNB Luxura Rupay Ekaa Card: Link - https://rupayekaa.truztee.com/#/offers All details coming soon. BOI Celestia Rupay Ekaa Card - Unlimited Lounge access, ITC hotels, Also get Amazon gv, Nykaa gv etc offer Card fee Rs5000 and...