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kotak

  1. MrJJ

    Kotak ₹100 Amazon Pay Voucher On 1st Transaction Of ₹500

    This is the first time I received any spend based offer for Kotak Debit Card. BTW it's a user specific offer. Email Content: Subject: Here's an Amazon voucher worth ₹100! ON 1st TRANSACTION OF ₹500 with your Kotak Debit Card ending XXXX. Note: Offer is valid till March 31, 2024...
  2. gischethans

    Classic Debit Card for Kotak Pro Savings Account

    I got my Solo - Single zero balance account upgraded to Kotak Pro for benefits like free debit card, mandates etc. Now the issue is I am only eligible to get the Classic Debit card for free but net banking shows another three cards - PVR, Pro Signature and Platinum (FYF). I am trying to avoid a...
  3. A

    IndiGo Kotak Credit Card Devaluation

    IndiGo Kotak Credit Card Devaluation: w.e.f March 9th, 2024 - Payments made towards rent, wallet loading, education, and government categories will not be counted towards the rewards structure. The discounted convenience fee (Rs. 150) while booking flights on the IndiGo portal is no longer a...
  4. Ekavya

    Kotak Zero Balance really free of charges?

    Kotak Mahendra bank is sending me messages to open their zero balance account so that I could be eligible for their LTF credit card without any cibil hit. Any kotak cc is beneficial for me as I would give me 10% discount in sales. But is kotak Mahindra zero balance account really free? Suppose...
  5. R

    Road to 1 lakh limit to 5lakh

    Currently i have Axis, Kotak & SbI credit card Axis Select: 1 lakh ( free with burgundy) Kotak Myntra: 1.3 lakh Sbi CashBack : 90k limit Uses is around 30k per month & few EmI on SBI cashback. My point is i tried sending ITR 7 lakh but they are not increasing, i need at least 2 lakh + limit...
  6. JaxRahul

    Do bank avoid customers with fd card for unsecured cards?

    I just want to ask do bank avoid customers with fd card/ secured loan in their cibil report or it's just myth.
  7. K

    Looking for an expense only account (more details below)

    I've been looking to simplify my expenses by having one source of outgoing expenses. I currently have SBI (for investments) and HDFC (for salary). What I'm looking for is a third bank account for expenses only. Part of the money from my salary account would move here every month. Features I...
  8. PayKaroAbhi

    Kotak Credit Card Application Reset

    Hello everyone! I'm holding a Kotak savings account which was 811 Edge earlier and now converted to zero balance (some months ago), I don't remember but long time (years) ago I maybe applied for Kotak credit card and it was rejected immediately stating internal policy. After that day, till now...
  9. Someone

    Best strategy for ICICI Credit cards? When to apply? Rupay?

    Currently have HDFC bank credit card from two years of regular usage, very basic card n low limit but thankfully Rupay. (and as you know they never asked for limit enhancement and when I tried, they rejected). Even tho I have large transactions on debit cards and all they don't seem to care and...
  10. Naman@Jain

    Kotak Bank Money Transfer Problem

    Hi I am not able to transfer money from my kotak bank account. Citing security reasons. What to do in this case
  11. theda

    Kotak Activmoney, what's the catch here

    The Kotak Activmoney features without premature withdrawal penalty seem really good but there is a catch here. It says to give 7% interest but the final interest is calculated based on number of days the FD was kept. For example if you keep the FD for 180 days you will get 7% interest but if...
  12. A

    Kotak launch Virtual only Lifetime free UPI RuPay Credit Card

    Kotak launch Virtual only Lifetime free UPI RuPay Credit Card: Features - Credit meets Convenience with Kotak UPI RuPay Credit Card. Link your card on UPI Apps & make payments instantly Reward Benefit Earn 3 Reward Points* per ₹100 spent Credit Card on UPI Enjoy facility of making UPI Payment...
  13. A

    Kotak Mahindra Bank not honoring the free credit card offer

    So in July, I saw an advt. by Kotak Mahindra Bank offering their League CC for free(both annual and issuing charges). I applied and got the card but upon confirming this with the customer care executive later, I was told it wasn't free and I will be charged 500 rupees as annual charges. Which is...
  14. krizxrofficial

    Is having low credit limit normal?

    Hi all, I have been using Axis Ace credit card since 2021 and I have followed the 30% usage rule since then. Occasionally it would be more than 30% usage but I would always pay my bills on time. Initially I was offered 26K credit limit (which matched my salary at that time) but it has been...
  15. H

    Kotak Privy Online account opening and Choose your A.C. number

    I want to open a kotak privy account and the bank employee said that he will send a link and I can apply online with vkyc. Can I choose my own personalised account number while applying online? Is it legit privy or it's 811? Anyone who have experience in opening kotak account online (other than...
  16. creditbdsm

    Kotak White Reserve Metal [Photos + Video] Very much like Apple Card

    Hello Technofino Folks, Here's some photos and a card drop video (Slow Motion + Sound) for all you card nerds. Some people inbox me asking me about context for my posts, here's the context : none. Card Drop Video (Slow Motion + Sound) -...
  17. A

    Kotak Mojo credit card now available in RuPay variant

    Kotak Mojo credit card now available in RuPay variant: Apply link: https://cards.kotak.com/card-details?productLogo=500&channelCode=SF96&feeCode=501&utm_source=MojoTest&utm_medium=banner&utm_campaign=MojoTest_221125
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