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kotak 811

  1. V

    Kotak Cancelled Secured Credit Card without my Consent.

    Hi Everyone! Kotak Mahindra Bank cancelled my secured credit card without my consent. To give you context let me explain. I had Kotak Dream 811 (previously known as Kotak Aqua) credit card from November 2019. This was a secured card, which was marked as lien on an Fixed Deposit. This was my...
  2. P

    Indus Delite Review

    I recently opened a Indus delite AMF account as a secondary account mainly for UPI transactions due to it being zero balance . But , afterwards i got to know that they frequently freeze accounts and have other service related issues . I already have a Kotak 811 account . 1 - Is it okay to use...
  3. joell

    Has anyone who opened 811 account digitally in 2024 got the 811 Super Upgrade?

    I opened the account in Feb 2024 with Full KYC. Fully digital VKYC. Avg MAB was 20K and still haven't got the upgrade. Called them and they said I was ineligible. Reading through some threads I see a common denominator being the physical KYC process. I also have the 811 secured card. Any ideas...
  4. sambit87

    People getting 5% cashback using kotak 811 super savings debut card for cc bill payment from sbi unipay or cabara setu??

    Hi All. Are you getting 5% cashback using kotak 811 super savings debut card for cc bill payment from sbi unipay or cabara setu app etc? Please confirm.
  5. bala_bhaskar

    Suggest me a good second bank account

    Hi All, I have my salary account with HDFC Bank and it use to be good in terms of benefits and offers. But since the last 1-2 years i don't see much privileges and the headache is the keep asking to take a loan Jumbo Loan/Loan on credit card/ personal loan etc... which i don't want . The RM is...
  6. A

    KOTAK 811 CREDIT CARD INACTIVE CASHBACK

    Hi before few days I upgraded my zero balance 811 savings account to 811 super account by funding 5K. Was just checking the new app and in credit card section I got rs 50 deposited with statement inactive cashback on 26 September . Last I have used that card to buy amazon pay gift card of 500 rs...
  7. C

    KOTAK 811 VISA PLANTIUM DEBIT CARD CASHBACK

    Hello All. Got Upgrade From Kotak 811 Full KYC to 811 Super Savings account. So after this upgrade got new Visa Debit card which is eligble for 5% cashback upto 500/month exculding some categories . Received Virtual Card so Did first Payment on SBI Unipay for Credit Card payment. Lets check it...
  8. dhiraz

    811 Super Savings Account Benefits

    Rewards that make spending worth it Enjoy FLAT 5% cashback up to Rs.6,000* per year (Rs.500 every month) on your Debit Card spends. Terms and Conditions - 811 Super 811 Super eligibility: While completing FKYC/on-boarding to 811 Super program, the minimum A/c account balance should be ₹5,000...
  9. T

    Is it possible to get Kotak 811 after being former CC Customer (CRN Generated)

    I know RBI has banned Kotak Currently. So refrain from that comment. This is just a simple query.
  10. Z

    Best Zero Balance or Payments Bank Account!

    Hi! I just want to open a zero balance account or payments bank account for small transaction purposes. And, I don't want to pay any fee, not even for physical debit card. All suggestions are appreciated.
  11. adityaghayal9

    IndusInd Indie Account Megastar Tier

    I opened a Indie account through the app and have funded the account multiple times for more than Rs. 50,000 (which is the minimum amount required for upgrading to Megastar) but I have yet to see the tier upgrade reflect in the app. I had called on the number provided in the in-app pop-up...
  12. Ekavya

    Kotak Zero Balance really free of charges?

    Kotak Mahendra bank is sending me messages to open their zero balance account so that I could be eligible for their LTF credit card without any cibil hit. Any kotak cc is beneficial for me as I would give me 10% discount in sales. But is kotak Mahindra zero balance account really free? Suppose...
  13. SplendorSuperman

    Debit from New Kotak 811 Account

    I opened Kotak 811 Account yesterday and opted for Physical KYC as I had Aadhar OTP issue. Today agent from bank came and KYC was completed. I transferred some money through UPI in account and saw Rs.300debit related to “811 Super Annual Program” . Any idea what’s this debit about ? Thanks
  14. Naman@Jain

    Kotak Bank Money Transfer Problem

    Hi I am not able to transfer money from my kotak bank account. Citing security reasons. What to do in this case
  15. R

    Confusion with My New Credit Card: Was Expecting League Platinum RuPay, Got Kotak 811 Visa Instead!

    Last week, I opened a Kotak 811 account. Two days ago, I received a call offering a credit card, and upon inquiry, I was told it's the League Platinum RuPay variant. Wanting a RuPay credit card, I questioned how I could trust that I would receive the desired card. The caller assured me of a...
  16. D

    Pre approved credit card from kotak

    Hi, Yesterday I had opened 811 account in kotak at the time of opening it showed me kotak 811 I skipped the card as the limit is 20k After I had received multiple calls from kotak asking me to dob so that they can apply Credi Card for me i asked them to share me photo Is this fd card or...
  17. ank_sh1

    How to Convert secured to unsecured Credit Card Kotak Bank

    Hello there, I have a secure credit card from Kotak Bank. I had done an FD of 20k initially and got a credit limit of 16k. It was my first credit card. I have utilised the card in a very decent way, with no delayed payment, and never utilised > 30%. The bank increased my credit limit twice...
  18. theda

    Kotak Activmoney, what's the catch here

    The Kotak Activmoney features without premature withdrawal penalty seem really good but there is a catch here. It says to give 7% interest but the final interest is calculated based on number of days the FD was kept. For example if you keep the FD for 180 days you will get 7% interest but if...
  19. B

    Kotak 811 Digital Account Debit Freeze

    I deposited around INR 1.5l in my wife's Kotak 811 account. Today, we discovered that they randomly froze her account. As per the email communication, she has to visit her home branch to unfreeze the account. The problem is we are not in India currently and we won't be there in the foreseeable...
  20. binno

    Kotak Pre approved ??

    I was applying for kotak 811 zero balance and on last step i got this offer section Can anyone say .. that was it pre approved or not . And yes i skipped for now .. because if it could be pre approved then i can apply it again .. and i didn’t applied it because i got sbi and amazon pay icici in june
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