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kotak 811

  1. ank_sh1

    How to Convert secured to unsecured Credit Card Kotak Bank

    Hello there, I have a secure credit card from Kotak Bank. I had done an FD of 20k initially and got a credit limit of 16k. It was my first credit card. I have utilised the card in a very decent way, with no delayed payment, and never utilised > 30%. The bank increased my credit limit twice...
  2. theda

    Kotak Activmoney, what's the catch here

    The Kotak Activmoney features without premature withdrawal penalty seem really good but there is a catch here. It says to give 7% interest but the final interest is calculated based on number of days the FD was kept. For example if you keep the FD for 180 days you will get 7% interest but if...
  3. B

    Kotak 811 Digital Account Debit Freeze

    I deposited around INR 1.5l in my wife's Kotak 811 account. Today, we discovered that they randomly froze her account. As per the email communication, she has to visit her home branch to unfreeze the account. The problem is we are not in India currently and we won't be there in the foreseeable...
  4. binno

    Kotak Pre approved ??

    I was applying for kotak 811 zero balance and on last step i got this offer section Can anyone say .. that was it pre approved or not . And yes i skipped for now .. because if it could be pre approved then i can apply it again .. and i didn’t applied it because i got sbi and amazon pay icici in june
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