late payment

Hi All, I had a Standard Chartered Bank credit card that expired around Dec 2021. There was some amount due and I was expecting a refund from a third party due to which I was under the impression that it would clear it all but unfortunately, there was a due of around INR 1100 which I missed...

Hi, I have been using credit card since last 5 years and last month I somehow missed my ICICI credit card bill payment. As soon as I realised I made the payment. Can I ask ICICI Bank to reverse the fees as a one time exception.

Hello Genius, I need your advise to take next step for below scenario. I had RBL world Safari Card. I made transaction of Rs. 55000/- on 5 Non 2022 I also redeem reward point and it charged me Rs.99 + Rs 17.82 paisa Now total due amount is Rs. 55116.82/- on due date 9 Dec 2022 I paid total...

Dear members, Recently I got SBI BPCL rupay credit card as additional card to my 1+ yo Cashback credit card as an offer was going on in app. The card was instantly approved and issued on 19 December, January 4 was the statement date, 23 January was the payment date. I rely on Cred to pay...

My uneducated brother has neither English nor finance knowledge and has 4 late payments ranging from 25 days to 45 days. My relative and my brother went to Sundaram Finance to get a loan for an automobile. My relative is a defaulter, which we didn't know until now. While processing the loan, my...

I had a ICICI credit card which I had closed in Jan 2021 by reporting it as lost. Now on 19 Jan 2024, I received a statement for that card with due amount as Rs. 59 and due date as 6 Feb, 2024. There is one txn for 29.5 Rs for Reward redemption charges on 21 Dec 2023. Statement also shows...

Hello All, I am little worried and concern about to not marked late payment for below scenario. I have BOB HPCL credit card, Its due date was 20th Jan 2024, for due amount Rs. 677/- only. I have paid Rs.677/- using cred via axis net banking on morning 20th Jan 2024. In cred app it marked...

I got my bill generated from SBI last month for a total of 3k due on 7th November. I had two cancelled orders from Amazon for which I received a refund of 18k on 19th October. I made another purchase for 12k to replace the cancelled order. Even after all of this, I still had 3k excess to my...

Hello friends I was offered MMT card on upgrade by ICICI, but later I decided to not to activate it. And ICICI customer service executive also said that this will not be reported to CIBIL. But today I got a hard hit by Cibil, my credit score has fallen to 703 from 775🙄. In latest Cibil report...