limit

We see today how many banks just issue us a credit on the same shared limit with another card we have of them. THEY DON'T SANCTION ANOTHER LIMIT. Then why do they show as two separate entries in cibil making us overleveraged? This doesn't make sense. Afaik RBI also doesn't have any guideline...

SBI has increased their minimum threshold limit for auto sweep facility of MOD for Savings Accounts to INR 50,000 from INR 35,000. This means now MOD based FD will be created once Savings Account cross INR 50,000.

I have few doubts please help 1- limit of tata neu was 10k this was my first unsecured card almost 1.6 years old, they never increased the limit so i closed it. But on hdfc cards it show ' BLOCKED ' . why ? 2- UPI rupay digital biz card also have same limit 10k , it was activated based of neu...

I have received axis banks pre approved credit card offer and i went to apply axis atlas but the limit its showing there is just 20k and with that much limit. How do I increase the limit?

Hi everyone, I wanted to share my recent experiences with credit card limit enhancements and upgrades across different banks. Hopefully, this helps others who are exploring similar options. --- 🔹 Recent Enhancements & Upgrades Federal Bank Limit revised: ₹2.61L → ₹3.00L Card upgraded: Imperio...

I hold three hdfc cards currently including hdfc pixel card.....I am intending of closing my other two cards I.e 1. MONEY back plus ...card is 5 years old...no le offered till date nor any upgrade offer 2. Swiggy cards...it's a paid card and since they have given ltf Swiggy lollipop....no use...

Namaste 🙏, I have provided 3-5 lakhs as Annual Income while opening an Online Zero Balance Account. I want to make sure I do not do too much transactions that will exceed my declared income level. So if I have total 3 lakhs as credit transactions and 3 lakhs as debit transactions, have I...

Applied for SBI Phonepe Select (Black)card. ✅️Did vkyc. ✅️Got 2~3 verification calls. ✅️Got tentative limit. ⏸️No update for 2 days. ✅️Got split limit call. (Already have SBI CB and BPCL) ⏸️No update since then. 🤔How long does it take? In my earlier experience with application for CB card it...

I wanted to share my experience for those who are waiting and wondering whether patience with HDFC pays off. Around 10 June 2025 –I got pre-approved credit card offer with limit upto ₹56K, with only MoneyBack+, Swiggy, and IndianOil variants showing. All were paid but within a week all cards...

"I have been using the SBI Cashback Credit Card since March 2025, and the initial limit was ₹20,000. When should I apply for a credit limit increase so that the limit can be raised? Any help would be appreciated."

Hey Fam! Being over leveraged and mostly a unused CC, I wanted to decrease my CL from 5L to 2L on my AXIS Privilege CC. Called customer care, shared them requirement, instantly got an message and on the app also it was showing as 2L. Also they told after 6months of cooling period I can again...

Through a normal office gossip today,I got shocked to know that my colleague has received a 10X limit enhancement from HDFC for a 4 months old Regalia Gold Card. His earlier limit was 1.10 lakhs and he said he just have spent 13256, since card issuance and mostly on Swiggy and Amazon only. And...

I've an Jupiter CSB credit card using since April last year. It's been more than an year but I didn't get any limit enhancement. When usually they'll offer limit enhancement? Should I do something or can I do anything to get the limit enhancement?

I usually keep my card usage under 30% but Last month I was a bit negligent & exceeded the limit of my two cards. When I checked the CIBIL I have noticed a slight fall from 791 to 783. There are no enquiries and I have used only 15% of my overall cards' limit.

I tried opening IDFC First WOW credit card. The card gives credit limit equal to FD amount that you open with them. The default FD limit is capped to a maximum of 100000. Is there any way to get higher credit limit by booking a higher amount in FD?

Last month I sent my salary slips and ITR through email for credit limit increase. I was asked to send the signed statements and salary slips to the famous Chennai office.... I did it immediately. Today I have got a new update....they have requested me to send the same copies through email once...

Is the ₹1,000 cashback limit on HDFC SmartBuy for other credit cards card-specific or account-specific? If it’s account-specific, can we use a different PayZapp account to buy vouchers and get cashback?

On 8th July I requested CLI from axis chat support—uploaded salary slip and got service request number whose expected resolution date is 15th July. On 10th My CIBIL got hit by axis but till yet I have not received any limit enhancement and the service request is open? Will I get limit increase...

My SBI CC has transactions on POS "was declined as you have crossed Domestic POS Trxns. limit of Rs.5,000.00 for current billing cycle." How can I modify this via WhatsApp or YONO via mobile? (Don't wish to use the SBI cards app) And what are trxn limits for billing cycles? I've seen daily...

Received this email. Clicking on it opened WhatsApp with "Increase Limit" message. Hitting send immediately increased limit.