limit

Hi, I have salary account with HDFC from last 15 years. (current sal ~2.5L per month). I got DCB privilege 2 years ago but I couldnt use it much as Diners was not so acceptable in my town.They decreased limit from 6.95 to 5.6 automatically last July. Last December, they upgraded it to DCB Metal...

Hello, How we can increase our HDFC Bank CC limit by sharing recent salary statement? Can we mail them or we have to send them physical request by courier?? Can someone please share the process (E-mail ID ??) and experience if someone has done it before.......

I am still finding it hard to wrap my head around this. I received an email and SMS a few mins ago about the credit limit of my 9 month old SC Smart card being reduced from 3.75L to a paltry INR 10,000! I have noticed some banks doing this for people with low usage and for long-term + low usage...

Recently got a credit limit increase on my IDFC First Wealth credit card. It's now ₹7,50,000, which is a 50% hike!

SCB shockingly revised my limit to 10K. Your credit card account credit limit has been revised from INR 130,500.00 to INR 10,000.00. For any queries, pls contact our customer care- StanChart Is this temporary? How can i get my limit back?

I have been using Axis Vistara Signature CC since January 2023. I have 4 credit cards in total with 0 late payments and 4 years of credit history. My highest limit on HDFC Diner’s Privilege is 2.4L. Yet my Axis card is still stuck on 90k limit and I have never received a limit enhancement...

i am holding hdfc LTF millennia CC with limit of 1.01L (APRIL 2023) and i applied TATA NEU PLUS (Oct 2024) but TATA NEU Was Chargeable Card so i closed that card before activation Now i have applied Manually LE for my millennia CC via Email (NOV 2024) Will i get LIMIT Increase or Due to...

Why does banks reporting the floated card as another card limit . I have an HDFC card with 50k limit and added to that rupay card is supplementary added. Now the CIBIL shows as 100000 Limit. Is this is fine?

I have HDFC Bank Bizgrow card with a limit of 1 lakh. Since it's a new card, the bank is not increasing the limit. I am looking to make a spend of approximately 8L on the card. Can I deposit the funds in advance and then use the card to transactions within the daily limit ?

Do you have any idea about SBI BPCL OCTANE credit card floor limit? And if anyone of you have BPCL OCTANE what is the lowest limit you got in this card?

Axis Bank application process (I have a home loan -- and attached savings account -- so applying through the link on Internet Banking portal) includes a checkbox "Do you want to opt for Credit Limit Increase?" which specifies it will happen after 6 months of use, but doesn't specify if there'll...

Just noticed massive drop in credit limits for my HDFC cards. It is less than 10% of what it was. Anyone else facing it?

My current credit limit on sbi cashback is 20k however i want to transact amount of 58k on Flipkart can i prepay 38k to the card in order to increase the limit for this transaction

Hey everyone, I wanted to share my recent experience with the HDFC Bank BizGrow Credit Card. Initially, my application was rejected, but after reaching out to the Grievance Officer, the card was eventually approved. However, to my disappointment, the approved credit limit is extremely low just...

ICICI reduced Net Salary Requirement for Emerald Credit Card (Plastic) for Paid Variant. Earlier it used to be ₹ 2,50,000 or above net monthly salary income or ₹ 30,00,000 as Annual Income. Below is the new criteria as shown in their website. 1) Salary - ₹ 1,50,000 or above net monthly salary...

hi, indusind Legend showed 5lac limit in application stage but received 80k limit (screenshots attached) first level customer support says nothing they can do. any point in further escalation or not?

My ICICI Credit Card limit is only 1,00,000 since last two years After my salary revision, I sent them documents but they denied and quoted the following "Limit on your credit card is enhanced recently, Hence, we regret our inability to increase your credit limit at this point of time as the...

Hey, Technofino community, I'm sharing my frustrating experience with SBI Cards, hoping it helps others facing similar issues or those considering SBI credit cards. Background: I've been using the SBI SimplyCLICK credit card for over four years. Despite meeting all criteria, I have never...

hi, I am using Millennia since 18 Months Still no Limit Enhancements..!!!! My HDFC CC Limit is 1.01 Lakhs other bank cards is 4.6Lkh Salary 30K but i have other income which i can't show to bank and other thing my salary account is in HDFC Only and it's IMPERIA Shall is close my HDFC CC and...

"Dear Cardholder, basis internal review of your SBI Credit Card XX69, your Credit Limit has been revised to Rs42000 & Cash Limit has been withdrawn." Limit is reduced from 95k to 42k. I have literally used full limit every month. Is it because I have collected too much cashback? This time...