This month's Overall CC bill is 3L. I tried to pay it via Cheq using SBI debit card. (Pay Together feature). It was declined. Then I saw that My Debit Card's Highest Limit Per transaction is 75k. And Cheq don't accept debit card below 1L payments. They don't even accept SBI net banking. What a mess.
Just browsing Axis mobile app and checked if any limit increase offer available on credit card. Got LE offer from Rs 580000 to Rs 1500000. Immediately took it. Check yours!!
Currently have HDFC bank credit card from two years of regular usage, very basic card n low limit but thankfully Rupay. (and as you know they never asked for limit enhancement and when I tried, they rejected). Even tho I have large transactions on debit cards and all they don't seem to care and...
Great news - UPI limit is now 5 lakhs per day for big merchant payments:
Recently, i saw this tweet -
You can do transactions using your UPI-linked RuPay Credit Card of up to ₹5 lakhs per day, except at small offline merchants where the maximum transaction limit is ₹1 lakh per day.
Tweet link...