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limit

  1. T

    Purchase above limit of credit card

    My friend wants to buy OnePlus 15 mobile phone. The price is 80,000. HDFC CC full swipe gives discount of 3500. The cost comes down to 76500. The credit limit of the card is 70000. Bank is not giving limit enhancement offer. Is there a way to prepay the amount in the credit card and then...
  2. sujal

    Swigger voucher limit and mcc code

    I wanted to buy iphone 17 256 Gb From swiggy instamart can i use swiggy vouchers worth 82900 from magicpin?what is the limit for vouchers in one single order since magicpin has 5k swiggy vouchers only, And use axis cashback or sbi cashback card while buying on magicpin? Thank you.
  3. ✪ D&C Cards Connoisseur 💳

    Multiple Credit Accounts for Credit Cards Having Shared / Merged Limit Leading to Over Leverage

    Hello folks, I have observed for few banks like HDFC, AXIS, that even if we hold multiple Credit Cards having shared credit limits, still these Credit Cards are displayed as Separate Credit Accounts in Cibil with separate limits. For eg: In case of Axis, I hold FK Axis, Neo & Rewards, all are...
  4. prince85

    Axis Atlas Credit Card Limit Upgrade

    How can I upgrade my axis Atlas credit card limit. My current limit is 199000/- Since i received the card. I m using it from more than one year but they increase my limit even though my transactions are good
  5. ✪ D&C Cards Connoisseur 💳

    Query on ICICI Credit Limit Decrease through IB / iMobile - Updated Credit Limit in Cibil / Experian

    Hello Community, I'm getting mixed feedback reviews regarding ICICI Credit Card Limit Decrease. Some are telling that Decreasing Credit Limit through Internet Banking or iMobile app will automatically show updated decreased limit in Cibil/ Experian, etc. While others told that communicating with...
  6. C

    Any possibility of pre-approved Limit Enhancement in the near future?

    I haven't got any pre-approved limit enhancement on my Axis Card which is 2+ years old. My monthly usage is less than 10k. But few other banks keep on updating limit every 6-12 months even with minimal use. Axis has left me on the wait for 2+ years. I have no other banking relation with Axis...
  7. S

    Closed previous hdfc card for low limit 2 months ago . Applied for new card and approved but limit again almost same

    My previous hdfc tata neu card had limit of 10k so i closed it around 2 months ago . Applied again on 10th October and today I have received sms containing last 4 digit of cc so i login into hdfc my card and saw the limit which is 17k . Should I close this card too or wait for physical card ...
  8. nirjharr

    ICICI Limit Enhancement Journey - October 2025

    Wanted to share my latest credit limit upgrade journey with ICICI – it’s been quite the process. I’ve got two ICICI cards: • Amazon Pay ICICI LTF (Holding since 2022) • Sapphiro Visa LTF (Issued under corporate scheme 2 months back) Been using them since 2022, maintained solid...
  9. V

    SBI card app shows limit as zero

    This morning SBI card app is showing 0 credit limit for me and utilisation in negative balance. Available balance in credit card is showing correctly though. Anyone else facing such issue?
  10. Pavan_D

    Age limit to hold a credit card after approval

    My father hold a SBI credit card and I have an add on card. He is nearing to 60 years. Just want to know is below 60 years is eligibility only to apply or to hold it aswell?
  11. Abhi5467

    SBI CC domestic limit overused problem?

    SBI CB CC domestic limit overused problem! I’ve SBI CB CC with limit 300k. Used 180k from that in BBD and paid the bill before bill generation and SBI restored the full limit too. Now I want to buy a bike from Flipkart for amount 290k. Even though full limit is available they are rejecting the...
  12. M

    100 UPI Transactions Limit Now Remove

    I’m currently using Freecharge for UPI transactions, but the app shows this message: "You cannot make more than 100 UPI payments by A/C number and IFSC within 30 days." Can anyone please explain where this restriction comes from? Is it imposed by Freecharge itself or by my bank account...
  13. S

    Strange question - Card Activation & Credit Limit Increase

    I have a primary HDFC card with a 9.5L CL (credit limit). I haven't received a CLE in over 3 years now. I just received a second card (Bonvoy-HDFC card). Now, both my primary card and this Bonvoy card will share the current limit. I have not yet activated the Bonvoy card but have received a few...
  14. K

    Axis Magnus Magnus Group A partner transfer limit on upgraded Burgundy

    Currently having a normal magnus and awaiting an upgrade to Magnus Burgundy in about a month. Wanted to check on the Group A partners redemption. Can I use the 1 lakh points limit on the current card (at 5:2) and can i be still eligible to redeem 2 lakh points (before year end) from Group A(5:4)...
  15. Master Chief 117

    SBI Credit Card Limit Transfer

    I have two SBI cards: SimplyClick (SC), which is 13 months old, and Cashback (CB), with a 38K limit, about 10 months old. Recently, I was able to increase SC's limit from 62K to 111K using the Credit Limit Increase option. I’m considering transferring 32K from SC to CB, but I have a few...
  16. O

    Sbicard credit limit increase issue

    Hello in sbicard mobile application i can see limit increase option under benefits section limit of Rs.501000 for my sbicard Tata neu card and immediately I choosen 501000 for my card but after that showing error as declined due to internal policy like that let me know is this not a...
  17. b4bhar

    Reducing the credit limit for my idfc card

    Hi guys, I would like reduce my credit limit for my idfc wealth card as I just use this for movie tickets and card instant discounts if any. I'm trying to resolve my overleverage issues for sbi cards. I tried to raise a service request but couldn't as it only shows to track existing ones. Is...
  18. C

    SBI Cards Domestic Credit Limit

    It's new information for me. I tried to pay a big purchase bill. It's within available credit limit but got declined. I received a message saying it exceeds the domestic credit limit. Is it that credit limit is divided into domestic and international? I know only cash withdrawal limit. By the...
  19. harsha1

    Sbi virtual debit card limit

    Hi Team, Can we increase daily limit of sbi virtual rupay debit card Currently default it shows 50k per day limit. If we wanted to make 1L per day, is it possible? I have basic savings account type. Thank you
  20. C

    sbi virtual card with online limit above 60k

    I want to buy a camera, cost is 60k and have SBI cc with 20K limit, checked the debit card which was virtual and had limit of 50K https://sbi.bank.in/web/personal-banking/cards/debit-card/sbi-virtual-debit-card is there any virtual card with limit of 75k that will work with amazon?
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