I am planning to ask CLE for my SBI card as it's low(1 lakh) impacting CIBIL score due to high utilisation. But I am also expecting that I keep getting Auto LE on my HDFC Card.
Does HDFC consider Overall Leverage while giving LEs?
How can I get a limit increase on my IndusInd Pinnacle credit card? I have a 2Lakh limit on this card while all other cards are mostly above 5Lakhs+.
Has anyone got limit increased by mailing support team with income documents?
What is the upgrade criteria from Pinnacle to Indulge? read...
Hi, My friend wants to make a large purchase that cost my 95-100% of credit limit and also wants to convert it into emi. What will happen to my credit score?
I never converted purchases to emi.
So please
Hi Team,
I'm currently facing a weird issue with the available credit limit on my HDFC Infinia card. I also have 3 other floating cards from HDFC that share the same limit as that of Infinia. Below is my complete story.
My primary card is HDFC Infinia with a credit limit of 15L
In addition...
Hi,
Today i am going to share one interesting story which happened on Friday, 17/01/2025.
I had shared on forum previously that my HDFC Tata Neu Infinity was upgraded to HDFC DCB Metal on mid December. Limit was 5 L.
On January 9th 2025, I requested for manual limit enhancement by submitting...
Hi,
How can I know if my credit cards(from same issuer bank) have shared credit limit or separate credit limit?
Is it dependent only on the overall credit limit or available credit limit also needs to be checked.
Suppose I have 2 cards from HDFC- card A core , card B co-branded, both showing...
"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip...
Was holding MB+ with 56K limit for 8 months. Spends on MB+ is 2.5L in last 8 months. No income student. Also holding UPI floater, Neu Plus and Swiggy.
Dec 2
Sent email to HDFC requesting a credit card upgrade to Millennia and a credit limit increase.
Received reply: Request for Millennia card...
I want to increase my limit of ICICI Bank credit cards... currently have 3 cards with shared limit of 20000. I have other bank cards Yes Bank (58k limit), bank of baroda (33k limit), hdfc bank (11k limit)... currently no pre approved offers for limit increase..please help how can I get it...
Hello TFians !!!
Surprise post:)
After holding Rupay Signet card from almost 2 years and number of requests & complaints to get Card Limit Enhancement or Upgrade which were never fulfilled, last week out of frustration I just got my Signet card closed.
I used to laugh when I got my Signet card...
someone please clear my doubt. my father has sbi simplyclick cc with limit of 34000. I want to buy two electronic appliances from amazon during this republic day sale. one is worth 24000 and the other is worth 12000. I know that if a create an emi for the first product, 24000 will be first...
I have 5 ICICI bank credit cards.
2 Coral cards: 1L limit (Shared)
Amazon Pay: 1L limit
2 HPCL cards: 13.1L limit (shared)
Is there a way I can get just one limit, 13.1L shared across all the five cards? if possible, what's the process cuz I called a customer care guy and he was clueless.
I recently got my MB+ upgraded to Millennia after credit limit increase to 1.98L from 51K. Spends on MB+ were 2.5L in the last 8 months. If I wanted to apply for HDFC Diners Privilege or Regalia Gold what's the minimum limit for each of these cards? I've read it's 3L but people also seem to be...
Dear All,
Pls advise-
against my application for LTF, Tata Neu Infinity for another number, HDFC offering Floater TNI 2.37 Limit on existing number.
I Have Money Back Core and UPI floater on the existing number limit is 2.37.
Should I go for it, my main requirements is for another number...
Totally disappointment .. !!
Amazon Pay card limit was 2.5L , got message now and limit revised to 20k Just.
3 Years Old ..!! What they are doing now?? 😠
Having Coral Card to but showing still 250000 Limit 😨
Issue with ICICI RuPay Coral Credit Card Statement – Available Limit Showing ₹200 Extra
Hi everyone,
I have an ICICI RuPay Coral Credit Card with a credit limit of ₹45,000. Today, I received my latest credit card statement and noticed a discrepancy in the available limit.
🔹 Observed Issue
The...
Hello friends I'm using HDFC Freedom credit card since almost an year but credit limit not increasing approved limit was just 15k
Had ICICI Coral with 3L limit
Yesbank elite plus with 50k limit
I'm repaying all emis on-time, but limit no increasing in HDFC card.
What may be the issue.