loan

Hi, In my CIBIL report, I see that a CITIBANK Loan/Overdraft account was reported from Citibank. It is shown under "Closed Accounts" -> Loans -> Overdraft Please refer the attached screenshot with this post. Whereas, I have never opted for any Loan/Overdraft account from Citibank in the last...

The following incident occurred with one of my close friends at Anand, Gujarat branch. My friend intended to apply for a loan to purchase land for building a house. Since a home loan couldn't be obtained for land purchase, HDFC presented him with the following options: 1. 35% of the loan amount...

I Have a Pre-approved ₹2,23,000 IDFC First Money Credit Line something different from Personal Loan Instant ∙ Zero paperwork ∙ Zero pre-payment penalty ∙ Withdrawal as many times as you like Flat 1% processing fee per Withdrawal @ 17% monthly reducing interest per annum EMI upto 48 Months...

I have a question, if I have a house worth 23 lakhs, can I take a loan on this house without salary slip and ITR, if yes, how much and what will be the interest rate?

Here's my advice (that no one asked for but someone may need) based on how I started with my credit card journey. Note my CIBIL is 802 and I have no secured loans such as home or car loans. Just credit cards, which are unsecured. Here's how I started and how I'll say everyone who is starting...