ltf

So, today I received a call from a unknown number from a person claiming to be credit card agent. He offered me life time free SBI credit card. But he said one thing very peculiar. He said it will be life time free but only one time charge of 499/- will be there. He then asked for my CIBIL...

People who applied for Icici credit card via Corporate LTF scheme, How was the application process? Did they verify your home/office address?

"Hello, I've been receiving calls from the ICICI credit card selling department for the past two months, offering to upgrade my Coral card to a Shapiro card with a first-year-free (FYF) promotion. I declined the FYF offer, but today I received another call offering the Shapiro card (Dual...

I had read a few posts of our members getting IndusInd Indulge LTF on high NRV Pioneer account but my attempt ended in a FYF (only joining fee waiver) card being issued instead of LTF. Didn't get the initial offer in writing so further escalation is not an option. For LTF, i am being told that...

hi to all folks in the wonderful community, holding an axis rewards paid cc and neo rupay ltf, axis is offerering upgrades for now., only myzone is ltf, rest every other card is paid one. So what are your suggestions, if any upgrades should be taken, like going on with paid cards., or any...

Dear Legends, I want to reduce credit exposure and be able apply for SBI Cashback card. I have Axis Rewards (Paid and will be closed if they don't offer LTF) and Axis Flipkart LTF. My expenses on Flipkart is minimal over the past year. I also have HDFC Swiggy LTF. I'm thinking to close Axis...

I am willing to take any unsecured bobcard and add it to my cc portfolio. Just saw their Facebook advertisement it's lifetime free whereas the website shows paid card which can be eligible for fee waiver. Also have asked bobcard on Facebook this was their response How to verify the same , and...

Another useless credit card Existing Yes Bank CC holders are not eligible.

Hi All, I want to try getting SBI Elite and later convert it to LTF. But has anyone tried to get LTF Elite?

ICICI is offering LTF Coral, Rubyx and Sapphiro cards to employees of selected companies. Salary will decide which LTF card you'll get. ICICI offering LTF cards to selected company employees https://campaigns.icicibank.com/credit-card/empaneledCompanies/index.html

Saw this ad on LinkedIn where ICICI is offering LTF credit cards for corporate employees. https://www.linkedin.com/posts/icici-bank_access-privileges-curated-just-for-you-activity-7285259125482033152-dKbb?utm_source=share&utm_medium=member_desktop Clicking on it takes you to a page where it...

Hi everyone, I currently hold the following HDFC credit cards: Total - 8 1. Millennia (LTF) 2. UPI rupay (25k/ year spends for annual fee reversal) 3. Swiggy (FYF) 4. Pixel Play (rupay and visa - LTF) 5. Tata Neu Infinity (FYF) 6. Indian Oil (LTF) 7. Business Regalia (LTF) I’m...

Hi everyone, I currently hold an Axis Bank MyZone Visa Credit Card, which is Lifetime Free (LTF). I wish to convert it to the RuPay variant of the same card. However, when I contacted the bank, they informed me that only a paid card conversion is possible, and there is no option to retain the...

Hello Folks, FYI I have recently managed to get my SBI Cashback credit card converted to LTF through an email request :) I have been using the card now from more than 2 years with last 2 years spends crossing 2lacs & have got fee waiver against the same. Few days back just thought of writing...

Hi, I already hold Axis Atlas where all my offline and travel expenses are directed. I also of Amex cards for other use cases. Now, for Salary account with HDFC. I'm being offered Millennia and DC privilege as LTF cards. Which one should I go with? Not much spend will be done on either of...

Are you aware of any case where ICICI has issued an Emeralde Private Metal card as LTF (lifetime free)?

Yesterday 20th Jan I applied for HDFC Millenia CC and finished the video KYC also. There was an LTF offer going on for Millenia till 16th Jan but I was not aware about it. Guys can you please see the screenshot and tell me is this an LTF offer?

Hi, I have Regalia LTF and Neu Infinity LTF with shared limit in excess of 12 lakhs. I need suggestions on the below doubts 1. I'm looking to take Spend + Limit route for Infinia upgrade. Most of spends are GST payments and Microsoft subscription. Can I just use these two payments for 7.5...

Is there any Metal varient credit card with LTF no joining, no annual fees OR Any way to get Metal CC LTF?

Hi everyone, I’ve come across several discussions where people mention how banks have made blunders or offered premium credit cards as Lifetime Free (LTF) under specific circumstances. These stories are intriguing, and I believe they could be very helpful for others in understanding how to...