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metal

  1. H

    ICICI Emeralde Private Metal Card - Investment ask

    Is it worth changing my DP from Zerodha to ICICI iDirect for securities in tune of 10lakh, getting this as a paid card? My net monthly salary is > 2.5 but < 3lakh. RM is asking for this along with changing my salary account to ICICI as they need to show relationship with the bank.
  2. G

    Free Spa with ICICI Emerald Private Metal card

    Hi Friends Does ICICI Emerald Private entitles you for free Spa at domestic airports?
  3. G

    Arrival Lounge access at Banglore Airport for Emerald Private Metal card

    Hi Friends Does ICICI Emerald Private metal card provide free arrival lounge access at Bangalore airport Terminal 2
  4. B

    Bogo movie offer on add on card ICICI Emeralde Private Metal

    Does primary and add on icici emeralde private cards share the movie bogo offer on BMS or does it have separate limit of 2 bookings per month per card ? Can someone who tried this confirm ? Because this seems not mentioned in their terms and conditions...
  5. devrishivijan

    HDFC Infinia/DCB Metal Year End offer

    Today, HDFC Bank Team from Vikhroli office got in touch with me saying that on account of Year end, they can get me approvals for HDFC Diners Club Black Metal if I purchase insurance with minimum premium of Rs. 2 lacs p.a. or buy a annual ULIP of Rs. 2 lacs. They said they can bridge the...
  6. M

    Need suggestion for C2C card based on DC Black Metal.

    I have a DC black metal from HDFC and Axis Atlas. What premium card can I get on a C2C basis using the DC metal? I am looking for a card where the annual fee is offset (almost) by renewal bonus. Also what banks issue C2C cards? Any suggestions will be welcome 😀
  7. dungeonMaster

    DCB HDFC denied DCB Metal upgrade

    I have escalated to both grievances email and pno for upgrading my millenia to dcb metal. But both have denied the same despite meeting the eligibility criteria for the card. I have salary slips > 2.75L after taxes pm for last 2 months. For December I don't have a payslip since I switched...
  8. Subhankar

    Devaluation ICICI Bank Reduces iShop Limits, Majorly Impacting Emeralde Private Metal & Times Black Cards

    We all know that when something seems "too good to be true," it usually doesn’t last long. We’ve seen this happen multiple times with other credit card-issuing banks, and now ICICI Bank has joined the list. ICICI initially thrilled credit card enthusiasts by launching the iShop portal...
  9. N

    HDFC Diners Black Metal or Axis Atlas - Query

    I currently have Axis Atlas on which I have spent 3.7L in the past 11 months. I have also spent about 5.5L on my Regalia Gold LTF, which makes me eligible for Diner Club Metal FYF. I have been thinking of closing Atlas and moving all my expenses to Diner Club, or should I do the opposite? Keep...
  10. R

    DCB Getting axis atlas to get hdfc dcb metal

    I have a pre-approved offer for axis atlas, existing credit limit of axis card is 750k I had tried applying for hdfc credits cards in past, despite having 125-150k salary, 20 yr credit history and a cibil score of over 780 my applications were rejected because of the police word in my workplace...
  11. techie_space

    Infinia Seeking Advice on Infinia Upgrade from DCB Metal

    Hello TechnoFino Community, I currently hold a DCB Metal card with 8L CL. Over the next two quarters, I have significant planned expenses, including an international holiday and home renovation, totaling approximately ₹8.5L in spends over six months. I’d like to know what spend threshold...
  12. B

    Emeralde Credit Card [vs] Emeralde Private Metal Credit Card ? WHICH is BEST ?

    What is the difference between Emeralde Credit card - VISA and Emeralde Private Credit card Metal ?
  13. EnthuCC

    IndusInd offered me upgrade from Pioneer Legacy to paid Heritage Metal. Is it worth?

    IndusInd offered me upgrade from Pioneer Legacy to Heritage Metal for Rs.15k joining fee and Rs. 25k annual fee. No annual fee if spend is Rs. 10L. Is it good offer?
  14. A

    Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

    I am sure many of us are now eyeing EPM and enquiring from bank. While EPM is an invite only card, I will try to enlist minimum relationship with ICICI or salary or any other criteria. From what I have confirmed from 3-4 RMs: 1. Net Salary > 3-4L. Some say 3 is enough, some say minimum 4 2...
  15. Dr.Anand456

    Credit Card Comparison: HDFC Infinia vs. ICICI Bank Emerald Private Metal Credit Card (After iShop Launch)

    Super-premium credit cards offer a host of exclusive benefits tailored for high-net-worth individuals. In this article, we compare two of the most prestigious options in India—the HDFC Infinia Credit Card and the ICICI Bank Emeralde Private Metal Credit Card. This comparison is based on official...
  16. K

    Fuel purchase using HDFC DCB Metal

    Hi, Can some help me with a couple of queries regarding fuel purchase via DCB Metal 1. If I directly swipe the card at petrol pump, I won't get any rewards, but will these transaction count in the quarterly milestones? 2. If I buy IndianOil vouchers using park+, will I get both reward points...
  17. B

    Should we switch from HDFC Infinia Metal to ICICI Emeralde Private Metal ?

    After ICICI emeralde private metal has announced 36% valueback against 33% of Infinia , should one think of switching to ICICI ecosystem now ? I already have infinia and eligible for emeralde private metal For people who dont know about this new announcement, More details about 36% valueback on...
  18. R

    DCB Metal vs HDFC Multi-currency Forex

    I’m travelling to London next month for about 2 weeks for business and I assume expenses of about ~750 GBP required for my trip. Currently, I have SBI CashBack card and HDFC DCB Metal card. I’m confused if I should get some forex card. I contacted my HDFC RM and I got to know that I am...
  19. bing1309

    Amex Sending Platinum Charge Upgrade offer for JAN 2025 - 150000 MR Points

    He guys I got an upgrade offer for a Platinum charge card, I am requesting your help or suggestions what to do in the 2025 case as per the new pdf. I need your help in deciding what to do.
  20. C

    Amex Plat Travel to Plat Charge Metal

    Hello everyone, hope you're all doing well and had a lovely weekend. I’m considering upgrading my Plat Travel to the Plat Charge card under the 1,50,000 MR upgrade offer and would love to get your advice on a few points. Here are my main questions: If I spend 4L on my Plat Travel card before...
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