metal

Union Bank Metal Int Nexteria RuPay EKAA Card | Full offer details & Rewards: India’s Ekaa Metal RuPay credit card for elite banking clients. Eligibility: ₹25L+ annual income or ₹10L FD Base Limit: ₹2L Joining & Annual Fee: ₹12,499 (waived on ₹3L/₹8L spend) Replacement Fee: ₹4,999 Lounge...

I received this email from HDFC and I provided my consent on 29th November. They mentioned they would revert by 11th December, but I haven’t received any update yet, and the card is still not showing under my cards. What are the chances that I will get the Infinia?

I recently used my DCB plastic to make payment for car purchase (~12L) hoping I will followup with them for the renewal based on the spend. However, yesterday, I got card-upgrade pre-approval message, hoping for the best, but turned out they are only offering me upgrade to DCB metal. My current...

Hi Everyone, I am looking for guidance on upgrading my HDFC Diners Club Black (PVC) credit card to the Infinia Metal card. Below are my details for reference: Current Card: HDFC Diners Club Black (PVC) Usage: Around ₹10L spent in the last 6 months Credit Limit: ₹9.75L Monthly In-hand Salary...

I visited my nearby Kotak Mahindra Bank branch on September 10, 2025, to inquire about opening a Kotak 811 Infinity Metal Card variant account. I first spoke to the operations manager, who asked me to meet a staff member responsible for account openings. When I went to his seat, he wasn’t...

I had a Swiggy card. Tried to upgrade to DCBM via priority redressal as I met salary criteria, but they denied Probable reasons: 1. Non core to core upgrade 2. Spend criteria (Spent only 15K/month on that due to Swiggy limitations) So i deactivated my Swiggy card in Aug. My Salary A/C is with...

Hello Folks, reaching out to the Credit Card Gurus for some help! So, I have recently got an HDFC Bizblack as a floater card on my Regalia Gold. I have a few questions: 1. I am getting an upgrade on Regalia Gold to get DCBM (FYF), should I go for it? What benefits can I get via DCBM that...

what is the eligibility of these cards ? he hasn't filed ITR and his income does vary , any sure shot way to get either of these ?

I was randomly applying for an LTF ICICI Card (LTF for Life, hehe). After application when I was checking the MITC, I found in the schedule. The cards Emeralde Private and Emeralde Private Metal are listed separately... And this is separate from the regular Emeralde that ICICI offers. So, my...

Hey Everyone, Just wanted to share that I recently received ICICI Emeralde Private Metal credit card. Whole process took little less than 2 weeks for me (From talking to the bank till card delivery) and was super smooth. Rough Timeline: - They asked me for salary slips and last 3 months...

The standard variant(mastercard or visa or amex) give 4 RP PER 100 While metal variant give 6 RP PER 200. Shouldn't value of the RP remain the same? I dont understand the rewards value system, why have it is considered as 1RP as 0.25₹ for standard variant while the same 1RP as 1₹ for metal...

I wanted to share a recent, and frankly, quite shocking experience I've had with ICICI Bank while applying for the Emeralde Private Metal card. I’m hoping to get some advice from the seasoned members here, as I feel I've been led down a garden path. For context, my family and I are long-time...

Hi Folks, Just wanted to check if anyone got EPM approved based on the salary? Please help me with the criteria. I already hold ICICI Times Black, HDFC Infinia, Axis Atlas, and a few other with combined limit of over 70 LPA. Used to hold Axis Reserve as well but closed after devaluation. I have...

Hello All, I didnt follow for many months about cards etc. I am having ICICI card Sapphiro, Amazon... I can upgade to Emeralde but I am looking for Emeralde Private Metal as I travel a lot. I dont have bank account in ICICI Is that at all possible? Thanks, BT

Does anyone know if the accelarated points in ICICI Emerald Private Metal are awarded basis the Transaction Date or Settlement Date ? I know it's settlement date for HDFC Infinia, but not sure about ICICI Emerald Private Metal

Hi all, Have a very specific questions on rent payments via Diners Black metal card. 1. Will I get RP for rent payments if I setup a biller (redgiraffe) and auto-pay via CC? I read on a X post that it worked for someone, has anyone else tried and can confirm? 2. Irrespective of point 1, will...

I had Sent a cold email to HDFC seeking upgrade from DCB Metal to Infinia Metal as I have > 10L credit limit and over 15L spends in last 6 months. Unfortunately it seems requests have been put on hold. Anyone has pointers to why? Or when would this get resolved? Any other alternative way I can...

Hey everyone! Just wanted to share my recent experience of getting the ICICI EPM (Emeralde Private Metal) credit card approved and delivered. Might help others who are considering it or are in the process. --- ## 🗓️ My Timeline & Process ### Background I had been asking my RM to help me...

Upgraded to FYF Regalia Gold last Diwali with 11L+ CL. Have spends of 4L in Last quarter due to some emergency and fulfilled 5L Spends in 6 months criteria for DCB Metal. Yearly spends are 5-6L on average with 1/3rd of it being Insurance, and rest would be ad hoc spends such as offline local...

Hello Everyone, Firstly thank you so much for your contributions and knowledge sharing on the forum. Last time I posted about infinia metal LTFs quite some time ago and this time again somehow I feel the same excitement while sharing my recent activities. Long story short , we recently got 4...