metal

I was randomly applying for an LTF ICICI Card (LTF for Life, hehe). After application when I was checking the MITC, I found in the schedule. The cards Emeralde Private and Emeralde Private Metal are listed separately... And this is separate from the regular Emeralde that ICICI offers. So, my...

Hey Everyone, Just wanted to share that I recently received ICICI Emeralde Private Metal credit card. Whole process took little less than 2 weeks for me (From talking to the bank till card delivery) and was super smooth. Rough Timeline: - They asked me for salary slips and last 3 months...

The standard variant(mastercard or visa or amex) give 4 RP PER 100 While metal variant give 6 RP PER 200. Shouldn't value of the RP remain the same? I dont understand the rewards value system, why have it is considered as 1RP as 0.25₹ for standard variant while the same 1RP as 1₹ for metal...

I wanted to share a recent, and frankly, quite shocking experience I've had with ICICI Bank while applying for the Emeralde Private Metal card. I’m hoping to get some advice from the seasoned members here, as I feel I've been led down a garden path. For context, my family and I are long-time...

Hi Folks, Just wanted to check if anyone got EPM approved based on the salary? Please help me with the criteria. I already hold ICICI Times Black, HDFC Infinia, Axis Atlas, and a few other with combined limit of over 70 LPA. Used to hold Axis Reserve as well but closed after devaluation. I have...

Hello All, I didnt follow for many months about cards etc. I am having ICICI card Sapphiro, Amazon... I can upgade to Emeralde but I am looking for Emeralde Private Metal as I travel a lot. I dont have bank account in ICICI Is that at all possible? Thanks, BT

Does anyone know if the accelarated points in ICICI Emerald Private Metal are awarded basis the Transaction Date or Settlement Date ? I know it's settlement date for HDFC Infinia, but not sure about ICICI Emerald Private Metal

Hi all, Have a very specific questions on rent payments via Diners Black metal card. 1. Will I get RP for rent payments if I setup a biller (redgiraffe) and auto-pay via CC? I read on a X post that it worked for someone, has anyone else tried and can confirm? 2. Irrespective of point 1, will...

I had Sent a cold email to HDFC seeking upgrade from DCB Metal to Infinia Metal as I have > 10L credit limit and over 15L spends in last 6 months. Unfortunately it seems requests have been put on hold. Anyone has pointers to why? Or when would this get resolved? Any other alternative way I can...

Hey everyone! Just wanted to share my recent experience of getting the ICICI EPM (Emeralde Private Metal) credit card approved and delivered. Might help others who are considering it or are in the process. --- ## 🗓️ My Timeline & Process ### Background I had been asking my RM to help me...

Upgraded to FYF Regalia Gold last Diwali with 11L+ CL. Have spends of 4L in Last quarter due to some emergency and fulfilled 5L Spends in 6 months criteria for DCB Metal. Yearly spends are 5-6L on average with 1/3rd of it being Insurance, and rest would be ad hoc spends such as offline local...

Hello Everyone, Firstly thank you so much for your contributions and knowledge sharing on the forum. Last time I posted about infinia metal LTFs quite some time ago and this time again somehow I feel the same excitement while sharing my recent activities. Long story short , we recently got 4...

Hey everyone! Just wanted to share my experience which might help others who have a similar profile. Background: My in-hand (net) salary is less than ₹2 lakhs per month. Because of this, none of the ICICI agents or bank officers were interested in processing my request for the ICICI Emeralde...

Hey everyone, I'm feeling quite puzzled and would love to get some advice from the community. I've been using the DCB Metal Credit Card for about 1.2 years now.I received it as a FYF upgrade from my Regalia credit card after spending nearly 5.5 Lacs in the last 6 months and reaching out to...

I am holding HDFC Dinners Black Metal & SBI Prime credit cards. Is there any possiblity make it LTF. If so please suggest the plan.

Hi, Tried for ICICI EPM but not eligible. However Timesblack is offered with 20k fees+GST. RM is saying use timesblack and then i can try for EPM. Please suggest if I can go ahead with Timesblack. P.S.: Already holding HDFC DCB metal, Axis atlas, ICICI Sapphiro, Amex plat travel.

So I have DCB metal LTF. With Quarterly bonus of 10k points, it's really good ROI. Infinia doesn't have such milestone benefits and sadly no free meet&greet. I don't see any good reason to switch apart from VISA vs DINERS acceptability - If someone could please point out something I am missing ...

Hi everyone, I'm currently considering upgrading my HDFC Bank Regalia Gold credit card to the Diners Club Black (DCB) Metal variant. Before I proceed, I'd really appreciate some insights and suggestions from those who use or have experience with the DCB Metal, particularly regarding its...

Hello Team, I had applied for the Emeralde PVC credit card, and although I received the card last week, the application status on the portal still shows as incomplete. It has been around 10 days since I submitted the application. Now, my Relationship Manager has secured approval for the...

This has been my journey with HDFC and how I got DCB Metal as a pre-approved card. 24 Sep 2021 - I opened a SavingsMax account in HDFC in my hometown so that I'd get a higher ATM limit as I needed cash urgently then and CITI bank (then my salary account) didn't have ATMs in my hometown after a...