metal

Hey everyone! Just wanted to share my experience which might help others who have a similar profile. Background: My in-hand (net) salary is less than ₹2 lakhs per month. Because of this, none of the ICICI agents or bank officers were interested in processing my request for the ICICI Emeralde...

Hey everyone, I'm feeling quite puzzled and would love to get some advice from the community. I've been using the DCB Metal Credit Card for about 1.2 years now.I received it as a FYF upgrade from my Regalia credit card after spending nearly 5.5 Lacs in the last 6 months and reaching out to...

I am holding HDFC Dinners Black Metal & SBI Prime credit cards. Is there any possiblity make it LTF. If so please suggest the plan.

Hi, Tried for ICICI EPM but not eligible. However Timesblack is offered with 20k fees+GST. RM is saying use timesblack and then i can try for EPM. Please suggest if I can go ahead with Timesblack. P.S.: Already holding HDFC DCB metal, Axis atlas, ICICI Sapphiro, Amex plat travel.

So I have DCB metal LTF. With Quarterly bonus of 10k points, it's really good ROI. Infinia doesn't have such milestone benefits and sadly no free meet&greet. I don't see any good reason to switch apart from VISA vs DINERS acceptability - If someone could please point out something I am missing ...

Hi everyone, I'm currently considering upgrading my HDFC Bank Regalia Gold credit card to the Diners Club Black (DCB) Metal variant. Before I proceed, I'd really appreciate some insights and suggestions from those who use or have experience with the DCB Metal, particularly regarding its...

Hello Team, I had applied for the Emeralde PVC credit card, and although I received the card last week, the application status on the portal still shows as incomplete. It has been around 10 days since I submitted the application. Now, my Relationship Manager has secured approval for the...

This has been my journey with HDFC and how I got DCB Metal as a pre-approved card. 24 Sep 2021 - I opened a SavingsMax account in HDFC in my hometown so that I'd get a higher ATM limit as I needed cash urgently then and CITI bank (then my salary account) didn't have ATMs in my hometown after a...

Folks, Just wanted to share my experience of getting EPM card approved on 9th May 2025. May be there are many experiences on forum, this might be a little different. I hold ICICI credit cards with 7.9L credit limit for the past 4 years or so. I had Amazon Pay, Expressions, Emeralde PVC...

Hey everyone, I wanted to share my unboxing experience of the Kotak 811 Visa Infinite Metal Debit Card, especially since I couldn’t find any detailed thread about it on the TechnoFino community. If there's already one floating around, feel free to merge this post with it! Why I Opted for...

I am getting ICICI Emralde Credit Card for upgrade with a joining feed for 12000. Is worth it. ??. I am also getting Axis Atlas Pre approved too. ? What i should do. ?

I recently received the IndusInd Pioneer Metal Debit Card, and I must say, it falls short of expectations. The build quality is barely distinguishable from the regular plastic Pioneer debit card — it doesn't feel premium at all. Despite being marketed as a "metal" card, it lacks the heft and...

Card link : https://www.kotak.com/en/personal-banking/cards/credit-cards/kotak-solitaire-credit-card/features.html MITC : https://www.kotak.com/content/dam/Kotak/credit-card-services/detailed-tc-kotak-solitaire-credit-card.pdf Reward points : 10 airmiles per 100rs spent on travel bookings...

Both my parents have seperate wealth management accounts with ICICI and my mom has Demat holdings with the bank of upto 10-15 lakhs. My dad can also shift his salary account to ICICI with a net salary of 3-3.5lpm post tax. So is it possible to get Emeralde Private Metal cc in such a scenario...

Hi Friends I am unable to find where i can check the rewards pre transaction for my ICICI Emerald Private Metal card. Can anyone share the path if we have one

My RM says that she has received approval for EPM card me. In order to initiate application, she would need Aadhar and Phone OTP which I think, is very unusual (sharing of OTPs). given that I already have ICICI account for 15+ years. When I showed my unwillingness to share otp over phone, she...

Hi, I had requested HDFC to upgrade my (LTF) DCB card to a (LTF) Infinia, based on eligibility. However, they've offered an upgrade to the Infinia (FYF) variant instead. Considering I already hold the Axis Atlas and SBI Cashback as (paid) credit cards, and my annual spending is around ₹8–10...

Although I do have many METAL credit cards, I don’t have a single METAL debit card, so I am in search of my first METAL debit card (SAUKH BADI CHEEZ HAI 😎). Kindly suggest a METAL debit issuing bank account, but not a PRIVATE account.

My application is in pending status for last 4 days. Is this the correct way to apply for Emerald Metal? I am in T2 city and most likely my RM/CC agent won’t have an idea of credit cards. So he took my Aadhar, PAN and payslips and then applied. But still the application says pending documents...