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ombudsman

  1. S

    HDFC Credit Cards HDFC charged interest before due date, gave partial refund as 'favor', and likely hit my CIBIL. Ombudsman time?🤦‍♂️

    Hey everyone, I need serious advice. The Detailed Timeline: Sept 29: Received HDFC Tata Neu Plus card. Nov 1: First statement generated. Total Due: ₹10,527. Due Date: Nov 21. Nov 2: I requested to change my statement date to the 18th of the month. Approved. Nov 18: A new statement is generated...
  2. Ankitkum230@

    Failed six upi compain to rbi ombudsman

    I made six transactions on 15 Nov 2025 on Eatsure by credit card and MobiKwik UPI, and MobiKwik shows payment successful, but Eatsure does not show a successful order. I have a few questions. 1. Will I have to file six RBI ombudsman complaints or one? 2. There is a rule of T+5 days for UPI...
  3. N

    RBI ombudsman for not receiving 2k amazon voucher on 1 lakh on yesbank grandeur debit card

    hi, i reached yesbank initially regarding the same, they said i have not spent 1 lakh to get this voucher, i shared screenshot of transactions done in previous year, they agreed and said you will it end of month, i waited for 1 month and agian emailed on same email chain, recvd same rpely saying...
  4. J

    Big Win with RBI Banking Ombudsman Against Big Private Bank - Rs. 94850 Compensation

    I wanted to share my recent experience, which might help other members who face similar banking issues. The Issue: In Feb 2025, while traveling to Hong Kong, my _____ Bank credit card was repeatedly declining without any valid reason. It caused me a lot of inconvenience. After returning to...
  5. rapidboxer

    How long does RBI Ombudsman actually take to act on a complaint?

    Hi everyone, I filed a complaint with the RBI Ombudsman over 4 months ago, but till today the status is stuck at “Complaint Registered with RBI and sent to Regulated Entity.” The last correspondence I got from RBI (from crpc@rbi.org.in) was about 2 months back. They simply forwarded me the...
  6. Dhruvit.S

    FI Account with RBI Ombudsman

    Reaching out to all the Gurus, Who were able to successfully get compensation from any bank. TLDR: I had a pending charge of Debit card AMC out of which only 4 rupees was debited since that was all in the account, around Mar-May 2024. In October I have raised a mail to close the account since...
  7. kiwi195

    HDFC Complaint: Add on card reactivated after more than 3 months

    Hello fellow members, I need your advice regarding a complaint with HDFC Bank. As the title mentions, I used to hold a DCB Metal add on card back in March. On march 31, I raised a closure request since I no longer needed it and the add-on card was closed on 5 April, along with a closure email...
  8. T

    How RBI ombudsman works ?

    How RBI Ombudsman works ? I have raised a complaint for account closure in NSDL bank but didn't receive revert so after 30 days registered complaint in RBI ombudsman and asked for compensation for delay for more than 3 months after that I received call from Bank regarding account closure...
  9. A

    Advice Needed: Ongoing Dispute With SBI Card Aurum Card Annual Fees

    Hi everyone, I’m looking for advice on an ongoing dispute with SBI Card about the annual fee for my SBI Aurum card. Here’s the situation: Background: Card Upgrade: I upgraded from SBI Simply Save to SBI Aurum in May 2025. Annual Fee Charged: On May 17, 2025, SBI charged me Rs. 9,999 + GST...
  10. rohit_

    📢 Need Guidance on Filing Complaint with RBI Ombudsman (NSDL Payments Bank Account Closure Issue)

    Hello everyone, I had submitted a request to close my NSDL Payments Bank account about a month ago by emailing all relevant documents (account closure form, PAN card with signature, alternate bank account passbook, etc.) to their official support emails: care@nsdlbank.co.in...
  11. itsme.sumit

    How long does Indian PSU Bank keep their branch's CCTV footage? And is there any minimum guideline like something from RBI?

    Actually, I need to know this because of the BOB bank's misbehavior and harassment thing. I have already raised this issue with RBIO, but somebody advised me to file an RTI for the CCTV footage too, but it's been around 2 months, and I am wondering if I can get those or at least demand that they...
  12. ghost of sparta

    What is Paypal india registered as in the RBO Ombudsman portal?

    I have a dispute to file against Paypal India, but I can't find it in the list of regulated entities while starting a RBI Ombusdman complaint. Are they registered under a different name? or should I raise a complaint in a different portal? Details of the dispute: I am long time user of paypal...
  13. R

    Issue Resolved 2000 Compensation From Federal Bank

    2000 rupees compensation recieved from Federal Bank for not sharing scapia card rejection reason. On 3rd March i recieved an email, which was an invitation to apply for the scapia credit card. but when i tried to apply for the card, app told me that existing federal bank credit card holders are...
  14. R

    Issue Resolved Amex platinum travel milestone issue - RBI Ombudsman

    In the month of November I had reported an issue to Amex stating the milestone rewards progress bar of my Amex platinum travel credit card is stuck, and does not show any progress. I was under the impression that it is just a display issue, and won't impact the rewards getting credited to the...
  15. M

    Issues with AU Ixigo Credit Card Application Rejection and Delay in RBI Ombudsman Complaint Resolution

    My AU Ixigo credit card application was rejected without any clear reason provided initially. After several follow-ups over a few weeks, I was told that the rejection was due to the high number of active credit cards I currently hold. questioned why this criterion was not mentioned during the...
  16. Chegg

    Need Help: Filing a Strong Complaint to RBI Ombudsman Against HDFC Bank

    Hi TechnoFino Members, I need guidance on raising a strong complaint with the RBI Ombudsman regarding an issue with HDFC Bank mishandling my credit card activation. Here’s what happened: Issue Summary: Unable to Activate HDFC Pixel Card on PayZapp Due to App Issue During activation, PayZapp...
  17. ✪ D&C Cards Connoisseur 💳

    Thinking of Complaining to RBI Ombudsman againt Non-Issuance of IDFC Credit Card - Need Advice

    Hello everyone, I have been tried to apply for an IDFC First Credit Card for the past 2 years and everytime after filling Employment Details and Card2Card Details, the system throws error 'Sorry Unable to Proceed' and at the same time gets SMS as application rejected. Previously when I called...
  18. M

    Complaint Against Employer Bank to RBI Ombudsman: Seeking Guidance

    Hello everyone, I work at Kotak Mahindra Bank and encounter an issue with an accidental emergency loan disbursed to my account on January 15th. While exploring the platform, the loan was approved and credited to my account without my intention. I immediately contacted customer care, and they...
  19. PRASHANT THAKUR- (Mr. X)

    Issue Resolved RBI OMBUDSMAN:- Got Compensation of 5000 from IndusInd Bank

    Compensation from IndusInd Bank: ₹5000 for Lack of Email Response I wanted to share my experience with IndusInd Bank regarding their lack of response to my emails about the reward points structure. I had sent 4-5 emails requesting clarification on the monthly reward points summary, as I was...
  20. M

    Seeking Entity Name for OneCard to File RBI Ombudsman Complaint

    I am planning to file a complaint with the RBI Ombudsman regarding an issue I faced with OneCard. However, while filling out the complaint form, I couldn't find the exact entity name for OneCard to enter in the 'Entity Name' field.
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